Implementation Measures For The Work Safety Of Guangdong Province's Liability Insurance

Original Language Title: 广东省安全生产责任保险实施办法

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  First in order to play the role of insurance in safety, scattered production safety accident risk, protect the production and business operation entity and the legitimate rights and interests of the person concerned, according to the People's Republic of China Law on production safety, the People's Republic of China insurance, regulations on work safety of Guangdong Province and other relevant laws and regulations, combined with the facts of the province, these measures are formulated.

Article in the administrative area of the province mining, construction, metal smelting, machine building, transportation and production, management and storage of dangerous goods and other insurance business of insurance against liability for safety of production, as well as the implementation of safety liability insurance, these measures shall apply.

Third safety liability insurance in these measures refers to production and operation units in the production safety accidents in production and business activities, causing personal injury to employees or third parties, as well as direct damage to property of a third party, borne by the insurance company in the amount of insurance production and business operation entity shall bear the liability insurance by law.

Fourth implementation of safety liability insurance should follow policy, Government, marketing, corporate voluntary principles, applying differential rates and the mechanism that combines floating rates.

Governments at all levels can provide premium subsidies to safety liability insurance.

V people's Governments at various levels shall strengthen the leadership of the implementation of safety liability insurance, according to the need to establish working mechanisms.

Work safety supervision and management departments, government financial sector and insurance supervision and Administration Department is responsible for directing, coordinating and monitoring implementation of safety liability insurance.

Other relevant departments responsible for the supervision and administration of production safety shall, within their respective areas of responsibility for safety production liability insurance work.

Article sixth insurance supervision and Administration Department shall, in conjunction with the work safety supervision and management departments to guide insurance companies develop safety liability insurance clause in the insurance policy, prepared in accordance with the principle of guaranteed profit liability insurance premium rates for safe production.

Article seventh safety liability insurance covered by the production and business operation entities, insurance according to the insured production and business operation entities directly engaged in production of number and post risk determines, in production and business operation entity extraction production costs would be covered by law.

The production and business operation entities according to their own needs to increase the amount of insurance, improving the ability to deal with risk.

Eighth insurance company shall establish insurance services improve the safe production responsibility system, raise the level of insurance services, insurance against liability for production and business operation entities to implement safety, support insuring safety evaluation, testing, production and business operation entities to carry out inspection work.

Insurance companies risk management role to play to help cover production and business operation entities to carry out safety production work to help cover production and business operation entities to carry out safety checks.

Insurance companies and insurance brokers should be innovative insurance mechanisms, conduct safety awareness, enhance the safety awareness of insurance production and business operation entities in China.

Nineth insure insurance companies should be based on the production and business operation entity risks, accident records, pay rate, such as differential rates and floating rates.

Standardization in safety production qualified enterprise or on a production safety accident insured year of production and business operation entities, their insured safety liability insurance premium rates based on the standard rate in a certain proportion to fall.

Insurance on annual production safety accidents in production and business operation entities, according to accident levels, insuring safety liability insurance premium rates based on the standard rate in accordance with the percentage rise. Article tenth after the production safety accident in insured production and business operation entities shall promptly inspect damage, claims services according to law, safeguard the legitimate rights and interests of the victims of the accident.

Insurance companies can be part of compensation in insurance premiums, to cover medical and other expenses.

Insurance companies in order to survey damage, claims services requires relevant departments to insure production units, medical institutions to verify the situation, insure production and operation units, medical institutions, such as the relevant units shall cooperate.

11th people's Governments at various levels shall implement the safety responsibility insurance as the lower level people's Governments and an important part of safety production responsibility system and evaluation of departments.

Governments at all levels should be insured the production and business operation entities safety liability insurance as a condition of their preferential access to industrial parks, as well as an important basis for relevant industry support policies.

12th production and business operation entities covering safety liability insurance, insured during can not store safety production risk mortgage payment.

13th departments responsible for the supervision and administration of production safety should be combined with the work safety supervision and inspection will insure safe production responsibility insurance as an important part of production input in production safety screening.

Article 14th production safety supervision and Administration Department shall announce the insurance business of insurance against liability for safety of production, as well as financial institutions, industry associations and facilitating public inquiries.

Authorities, social credit system should be focused on production insurance business of insurance against liability for the safety of industry enterprise risk management, credit rating, and an important indicator of social responsibility.

15th administrative organs and their staff in the implementation of work safety insurance abuses, negligence, malpractice, directly responsible in charge and other direct liable persons shall be given disciplinary actions suspect, transferred to the judicial organs according to law.

16th provincial safety production supervision and management departments should work in conjunction with the Government's financial sector, insurance supervision and Administration Department and other relevant departments responsible for the supervision and administration of production safety, under these regulations to formulate specific implementation plans. 17th these measures shall come into force from October 1, 2015.