(Adopted at the 66th ordinary meeting of the Government of the thirran, on 9 April 2014)

Chapter I General

Article 1. To strengthen the management of the collection and use of individual credit information, to protect the safety of personal privacy and personal credit information, to preserve national interests, to the public interest, to develop this approach in the light of the relevant laws, regulations and regulations.

Article 2 refers to personal credit information established by the Government of the commune (hereinafter referred to as the municipal credit information assembly service provider) and to information generated by natural persons in economic activities and social activities that reflect their integrity, compliance with the law.

The directors, heads of business and senior management are not information relevant to their performance.

Article 3

The regulations for the management of the requisition industry apply to the collection, collation, preservation, processing and provision of personal credit information by the solicitation body involved in the operation.

Activities such as personal credit information collection, collation, preservation, use and supervision should be guided by the principles of legality, impartiality, objectivity, accuracy and confidentiality.

Article 5

The institutions responsible for the management of credit systems in the district (zone), the development area are responsible for coordinating and overseeing individual credit information collection activities within the jurisdiction.

The municipal credit information collection services are responsible for the management and maintenance of the present municipal credit information system and for the collection, collation, maintenance, data maintenance and provision of access services, as set out in this approach.

Chapter II

Article 6. The scope of individual credit information collection includes the following:

(i) Basic personal information: names, sex, date of birth, identification, place of residence, residence, work unit etc.;

(ii) Public credit information in the individual society: personal credit information generated by the executive branch, the People's Court and organizations exercising public administration functions in the performance of their duties;

(iii) Individual commercial credit information: personal purchases, payment information, and credit information generated by institutions such as individuals and financial institutions, housing equity management centres, as a result of credit, security relations;

(iv) Other information relating to individual credits under laws, regulations and regulations.

The above-mentioned information is included in the municipal credit information system database, which includes the type and catalogue of credit information, prepared by the municipal credit system-building management body and published to society.

Article 7.

(i) Information such as national, household origin, religion, gene, fingerprint, blood, disease and disease history;

(ii) Laws, regulations stipulate that other personal information collected should be confidential or prohibited.

Article 8

The information-provided units should submit personal credit information available to the municipal credit information assembly services in a timely manner and be responsible for the legitimacy, integrity and accuracy of the information provided.

Article 9. In addition to the pooling of personal credit information from the information-provided units, the municipal crediting services may also be agreed to collect personal credit information to individuals, industry associations, financial institutions and emitters operating the requisitioning operation.

Individuals are encouraged to offer their own credit information to the municipal credit information clearing service agencies. The provision of personal credit information should be made.

Article 10

The municipal credit information collection services should establish a regulatory system for operating and external missions within the municipal credit information system to ensure the operation of the individual credit information system.

Chapter III

Article 11. Units and individuals (hereinafter referred to as credit information users) may search personal credit information in accordance with the following provisions:

(i) The information subject may have an effective identity document to search its own credit information.

(ii) Units or individuals are authorized by the source of information, which can be accessed to credit information on the subject of the information.

(iii) The executive organs, the judiciary, organizations with public management functions, which may be certified by this unit for the purpose of carrying out their duties by reference to the public credit information of the individual concerned.

Article 12

Article 13 Bow information users other than the subject of information should be subject to confidentiality obligations, prohibiting the use of personal credit information beyond the mandate or the scope of the term of office, and must not be profitable through the illegal means.

Article 14.

Chapter IV

Article 15. The municipal credit system-building management body should develop the operational norms of data collection standards and credit information systems for individual crediting information, which are responsible for checking information delivery and management of information providers.

In the district (zone), the institutions that have assumed the management of the credit system in the development area should actively coordinate and monitor the entry of personal credit information data in the area of the jurisdiction, in conjunction with the construction of the individual credit system throughout the city.

Article 16 provides units that should develop internal management systems and operational protocols for the collection, delivery and security management of relevant personal credit information to ensure the timely and accurate delivery of personal credit information.

Article 17 states that the municipal credit information system shall be kept for a period of five years, beginning with the date on which the act relating to the credit information or the incident is processed.

Article 18

According to the information subject, the fiduciary information collected by the municipal credit information assembly services is misleading and can be applied to the municipal credit information clearing service institutions and provide relevant evidence.

Article 20

(i) The wrongness of the credit information, which should be corrected and written replies to the applicant;

(ii) Incorrect information on credit, the applicant should be written off.

During the course of the application of the objection, the municipal credit information assembly services should make an objection to the information.

Article 21, which is verified by the information-provided unit, has been included in the municipal credit information system with no accuracy, incomplete or error, and the municipal credit information collection services should be corrected or deleted and inform the information subjects and information users.

Chapter V Legal responsibility

Article 22 provides units that refuse or delay the provision of personal credit information to the municipal crediting service provider, or do not cooperate with the verification process as required, and are converted to the time limit by the municipal credit system-building management body; refuse to reproduce the administrative responsibility of the directly responsible person by the municipal credit system-building authority.

Article 23 provides that a person who exceeds the scope of the mandate or the scope of his or her duties shall be liable under the law for the benefit of personal credit information through illegal means, and shall be compensated by law.

Article 24: The Municipal Credit Clearing Service, the Information Provident Unit and its staff have one of the following acts, which are governed by the law by the relevant departments with respect to the competent and other direct responsibilities directly responsible; Compensation should be provided to the parties for the loss; and the transfer of criminal responsibility to the judiciary:

(i) Theft or otherwise unlawful access to personal credit information;

(ii) The unauthorized publication or disclosure of personal credit information;

(iii) Removal, deletion or falsification of personal credit information;

(iv) The sale of personal credit information;

(v) The grave consequences of violations of the State's provisions on the security of computer information systems;

(vi) Other violations of laws, regulations and regulations.

Article 25

Annex VI

Article 26