Nanning Personal Credit Information Collection Using A Management Approach

Original Language Title: 南宁市个人信用信息征集使用管理办法

Read the untranslated law here: http://www.chinalaw.gov.cn/article/fgkd/xfg/dfzfgz/201506/20150600399438.shtml

Nanning personal credit information collection using a management approach

    (April 9, 2014 13 Nanning Government consideration at the 66th general meeting of April 24, 2014 Nanning Government released 22nd come into effect June 1, 2014) Chapter I General provisions

    First to strengthen the management of the collection and use of personal credit information, protect the privacy and security of personal credit information, protect national interests, public interests, in accordance with the relevant laws and regulations, combined with the city's actual, these measures are formulated.

Personal credit information in these measures in article, refers to the municipal people's Government the establishment of credit information collection service (hereinafter referred to as the city collect credit information service institutions) collection, formed in the natural persons in economic and social activities, to reflect its honest, law-abiding, and other status information.

    Company directors, supervisors and senior managers with information related to the fulfilment of their duties, and not as a personal credit information.

Article in the administrative area of the city of personal credit information gathering, sorting, storage, use and supervision activities, these measures shall apply.

    Engaged in the business of sexual characteristics of personal credit information by credit reporting agencies collect, sort, save, process and provides the application of the regulations on the management of credit.

    Article fourth individual credit information collection, collation, storage, use and supervision activities shall conform to legal, impartial, objective, accurate, and confidential basis.

Fifth of municipal construction of credit system management agency responsible for the city's individual credit information collection activities of the Organization, management and supervision.

The County (district), development zone construction of credit system management body responsible for coordination, supervision and individual credit information collection activities within the area.

    Credit information, collection services, credit information systems, is responsible for the management and maintenance of, and in accordance with these rules for personal credit information gathering, sorting, saving, data maintenance and the provision of referral services, and so on.

    Chapter II collection

Article sixth personal credit information collection include the following:

(A) the basic personal information: name, gender, date of birth, social security number, domicile address, residence, place of work and other information;

(B) public information: administrative organs, people's courts, the exercise of public management functions of the Organization in the discharge of their responsibilities in the process of formation of personal credit information;

(C) individual business credit information: personal and public utility services arising from credit relations and the formation of personal credit, payment information, as well as individuals and institutions such as financial institutions, public housing fund management Center for credits, guarantees and credit information form;

(D) the laws, regulations and other regulations related to the personal credit information.

    Information recorded in the preceding paragraph, credit information system database, type of input credit information and directory, compiled by the credit system construction of city authorities, and to the public.

Seventh is forbidden to collect the following personal information:

(A) ethnicity, family background, religious belief, DNA, fingerprints, blood types, diseases and medical history, and other information;

    (B) the provisions of laws or regulations shall be confidential or prohibiting the acquisition of other personal information.

Article eighth, collect credit information service institutions should collect administrative organs, people's courts, with the function of public administration organizations, public utility services (hereinafter referred to as information units) to perform his duties by the formation of personal credit information.

    Information, credit information, shall promptly provide collection services agencies submitted to the mastery of personal credit information, and the legitimacy, authenticity, accuracy of the information provided.

Nineth of municipal credit information collection service from information providers to collect personal credit information, also agreed to the individuals, industry associations, financial institutions and credit business credit bureaus collect credit information. Encourages individuals to take the initiative to collect credit information service institutions to provide my credit information.

    Initiative to provide my credit information should be provided related proof materials.

Tenth of municipal credit information system shall be in accordance with State regulations on computer information system security, construction and security management.

    Credit information, collection services, credit information system should be established within the operations and external access control system, guarantee the safe operation of the personal credit information system.

    Chapter III use

Article 11th units and individuals (collectively referred to as information the user) can access to personal credit information according to the following provisions:

(A) information subject to query my credit information to holders of valid identity documents.

(Ii) entities or individuals authorized by the subject of information, you can query the information the credit information.

    (C) administrative organs, judicial organs, with the function of public administration organizations, arising from the performance of duties requires queries can take this issue to the proposed information related to an individual's social public credit.

    12th city collect credit information services based on message body should be authorized or related duties range as well as the regulations provide personal credit information inquiry service, and should be maintained to provide original content and accuracy of the information.

    13th record subjects other than the credit users should bear the obligation of confidentiality prohibiting outside the scope authorized or duty use of personal credit information, shall not use personal credit information for gain through illegal channels.

    14th of municipal credit system management in accordance with the relevant provisions of the regulations on disclosure of Government information, disclosure of personal credit information.

    The fourth chapter management

15th of municipal management of credit system construction of personal credit information institutions should develop data collection standards and practices of credit information systems, is responsible for the management information unit provides information and check the situation.

    The County (district), development zone construction of the credit system management of institutions should actively coordinate personal credit information, monitor area upload data entry work, coordinate with the city's construction of personal credit system.

    16th information providers should establish personal credit information collection, submission, and security management and other aspects of internal management systems and procedures to ensure the timely and accurate submission of personal credit information.

    17th of municipal credit information system for personal credit information for a period of 5 years, associated with the credit information act or event processing begins from the date.

    18th city credit information collection service of personal credit information institutions should be queried, use people to retain the full records, related document files should be established and maintained for at least 5 years.

    19th call for information, credit information, view services enrolled my credit of incorrect information, can apply to the contested city collect credit information service institutions, and provide relevant evidence.

20th of municipal credit information collection service authority shall accept the objection within 10 working days from the date of the application in conjunction with the information provided to verify, and in accordance with the following provisions:

(A) credit information is wrong and should be corrected and written replies to objections the applicant;

(B) credit information is correct and shall reply to objection in writing to the applicant.

    Objections during the application process, collect credit information service institutions should be made to the information object callouts.

    Article 21st verified by the information providers, personal credit information, credit information, entry is inaccurate, incomplete or wrong, collecting credit information service institutions should be corrected or deleted, and inform the subject of information and information users.

    The fifth chapter legal liability

    22nd information providers refuse or delay, collect credit information service, to provide personal credit information or failing to meet the objection according to the request information verification, rectification by credit system construction and management of city agencies; it refuses, by the municipal construction of credit system management bodies for the attention of the relevant departments held directly responsible for administrative responsibilities.

    23rd personal credit information beyond the mandate or scope of duties to use personal credit information, through illegal channels using personal credit information for profit, shall bear legal liability losses caused to a party, it shall be compensated.

24th city collect credit information service institutions, information providers and their staff have the following acts from related departments directly in charge of personnel and other persons directly responsible shall be given administrative sanctions; losses caused to a party shall be compensated according to law; a suspected crime, transferred to judicial organs for criminal responsibility:

(A) stolen or otherwise illegally obtaining personal credit information;

(B) the release or disclosure of personal information without authorization;

(C) to increase or decrease the personal credit information without authorization, deleted or tampered with, forged;

(D) sale of personal credit information;

(E) the dire consequences of a breach of security of computer information systems provisions of the State;

    (Vi) other acts in violation of laws, rules and regulations.

    25th credit system construction and management agencies and their personnel who abuse their powers, neglect their duties, engages, does not perform its functions of supervision, leak State secrets, message body information, shall be given administrative sanctions; losses caused to a party shall be compensated according to law; a suspected crime, transferred to judicial organs for criminal prosecution.

    The sixth chapter supplementary articles 26th article of the rules take effect on June 1, 2014.