"Article 1.-the debtor of a mortgage credit |! |" granted for acquisition or construction of a |! | housing by the Central box of savings and loans, by |! | an Association of savings and loan or by a |! | social security institution and that has been acquired by |! | a bank or a financial company, respect of which are |! | find a day in the service of its obligation within |! | hundred and twenty days of the date of |! | publication of this Act and the amount of the original no |! | exceeded 1,200 units of promotion, will pay only 85 |! | percent of the value of each dividend, provided that thing |! | time to time make.
If, at the same date, the debtor has more than 65 |! | years of age or the debtor has more than 60 years, is |! | case of a widow, a montepiada or a person |! | retired disability and thus defaulting it, will only pay |! | 80% of the value of each dividend conditions |! | designated.
The same percentage reduction corresponding to do |! | According to the preceding paragraphs shall apply to the prepayment |! | , in accordance with the law or the contract, make the |! | debtor that is in any of the situations |! | provided for in them.
In the case that is not possible to determine the |! | the original credit amount, to be considered for the |! | effects of this benefit, the amount owed to date |! | in that was acquired by the Bank or financial company.
If a person has obtained more than one loan |! | to purchase or build a same housing, joins |! | their original amounts for the purposes of this article.
Members of housing cooperatives, de |! | housing construction co-operative societies, de |! | financing cooperatives lie housing or |! | cooperative housing and housing services, |! | Open or closed, to keep existing mutual |! | mortgage obtained for the acquisition or |! | construction of their homes, of the entities |! | identified in the subparagraph first of this article, shall be |! | right to the aforementioned benefits. To calculate |! | the amount of the original loan, must apply the |! | the mutual division, referred to in the subsection of the |! | Article 105 of the General cooperative law, regarding |! | of the total number of members of the cooperative or the program |! | housing, as appropriate, even though this |! | division has not been contemplated in the |! | corresponding mutual mortgage.