(a) Definitions. The following words and terms, when
used in this section, will have the following meanings, unless the
context clearly indicates otherwise.
  (1) Advisory letter--A letter by the commissioner or
a member of the staff of the Office of Consumer Credit Commissioner
providing an informal advisory response to an inquiry concerning provisions
of Texas Finance Code, Title 4, Subtitle A or B, and is not an interpretation
as defined in paragraph (4) of this subsection.
  (2) Agency or OCCC--The Office of Consumer Credit Commissioner
of the State of Texas.
  (3) Commissioner--The Consumer Credit Commissioner
of the State of Texas.
  (4) Interpretation--A letter issued by the commissioner
and approved by the Finance Commission of Texas pursuant to Texas
Finance Code, §14.108 interpreting a provision of Texas Finance
Code, Title 4, Subtitle A or B in light of certain relevant facts
provided by the requestor.