Advanced Search

RULE §84.105 Indigency Affidavit for Appeal of Conditional Delivery Determination

Published: 2015

Subscribe to a Global-Regulation Premium Membership Today!

Key Benefits:

Subscribe Now for only USD$40 per month.
(a) Required information. An affidavit under Texas
Finance Code, §348.013(m) filed with the hearings officer must
contain the following information:
  (1) the name of the prospective retail buyer;
  (2) a statement by a notary public identifying the
prospective retail buyer, and stating that the prospective retail
buyer personally appeared before the notary and made the statements
under oath;
  (3) the following statement: "I am over 18 years of
age and am capable of making this affidavit. The facts stated in this
affidavit are within my personal knowledge and are true and correct.
Due to my financial situation, I cannot afford to pay the deposit
required under Texas Finance Code, §348.013(m). I wish to appeal
the Consumer Credit Commissioner's determination under §348.013(g)
regarding my conditional delivery agreement with (Insert Name and
Address of Retail Seller and OCCC license number). The following information
accurately states my income, assets, expenses, and liabilities.";
  (4) nature and amount of monthly income from the following
    (A) employment;
    (B) government entitlement;
    (C) spouse, if spouse's income is available to the
prospective retail buyer; and
    (D) any other income;
  (5) type and approximate value of property owned (other
than homestead), including make, model, and year of any motor vehicles
  (6) checking or savings account information, including:
    (A) name and location of financial entity;
    (B) approximate amount of money held in account;
  (7) approximate amount of any cash on hand;
  (8) monthly expenses, including expenses from the following
example sources:
    (A) rent/mortgage;
    (B) utilities;
    (C) food;
    (D) child care;
    (E) child support;
    (F) health care;
    (G) car payment;
    (H) transportation;
    (I) insurance;
    (J) clothes/laundry;
    (K) finance charges; and
    (L) any other monthly expenses;
  (9) information regarding debts and other liabilities,
    (A) name of creditor;
    (B) total debt amount; and
    (C) monthly payment;
  (10) number of dependents;
  (11) the following statement: "As the prospective retail
buyer, I am unable to pay the deposit required by Texas Finance Code, §348.013(m)
for the appeal of the Consumer Credit Commissioner's conditional delivery
determination. I verify that the statements made in this affidavit
are true and correct.";
  (12) the date the affidavit was signed;
  (13) the prospective retail buyer's signature and printed
  (14) the prospective retail buyer's address; and
  (15) the notary public's seal and signature.
(b) Filing. The affiant should file the affidavit with
the hearings officer through the commissioner.
(c) Commissioner's evaluation. The commissioner will
use the poverty guidelines updated periodically in the Federal Register
by the U.S. Department of Health and Human Services under the authority
of 42 U.S.C. §9902(2) when evaluating an individual's affidavit
for waiver of the deposit required by Texas Finance Code, §348.013(m).
The commissioner will consider the particular financial situation
of the affiant in the process of determining whether the affiant's
request for wavier of the deposit should be granted.
(d) Sample affidavit. A sample affidavit under Texas
Finance Code, §348.013(m) is presented in the following example.
Attached Graphic

Source Note: The provisions of this §84.105 adopted to be effective September 10, 2009, 34 TexReg 6104; amended to be effective November 8, 2012, 37 TexReg 8780