SECTION .0700 ‑ PRELICENSING EDUCATION
11 NCAC 06A .0701 GENERAL REQUIREMENTS
(a) This Section applies to individuals attempting to
obtain a resident license to solicit property, casualty, personal lines, life,
accident and health, or sickness insurance in North Carolina except as
specifically exempted by Paragraphs (b) and (c) of this Rule.
(b) Individuals who are exempt from the requirement for a
written examination pursuant to G.S. 58-33-35 are exempt from prelicensing
education requirements.
(c) Individuals holding one or more of the following
insurance designations are exempt from prelicensing education requirements:
(1) Accident and health or sickness:
(A) Registered Health Underwriter (RHU);
(B) Certified Employee Benefits Specialist (CEBS);
(C) Registered Employee Benefits Consultant (REBC); and
(D) Health Insurance Associate (HIA).
(2) Life:
(A) Certified Insurance Counselor (CIC);
(B) Certified Employee Benefits Specialist (CEBS); and
(C) Certified Financial Planner (CFP).
(3) Property:
(A) Accredited Advisor in Insurance (AAI);
(B) Associate in Risk Management (ARM); and
(C) Certified Insurance Counselor (CIC).
(4) Casualty:
(A) Accredited Advisor in Insurance (AAI);
(B) Associate in Risk Management (ARM); and
(C) Certified Insurance Counselor (CIC).
(5) Personal lines:
(A) Accredited Advisor in Insurance (AAI);
(B) Associate in Risk Management (ARM); and
(C) Certified Insurance Counselor (CIC).
(6) Property, casualty, personal lines, life,
accident and health or sickness:
(A) Holder of degree in insurance (associate or
bachelors);
(B) An individual whose license in another state or
jurisdiction for the same kind of insurance as that for which applied has been
cancelled within 60 days of the Division's receipt of the letter of clearance
and the individual's request for waiver of prelicensing education; and
(C) An individual who is licensed in another state or
jurisdiction for the same kind of insurance as that for which applied.
(d) If an applicant exempted from prelicensing education
under the provisions of Paragraph (c) of this Rule fails the examination, the
applicant must successfully meet North Carolina's mandatory prelicensing
education requirement prior to retaking the examination.
(e) In this Section, unless otherwise noted the following
definitions apply:
(1) "Classroom School" means an
entity that provides prelicensing education sponsored by a company, agency,
association or educational institution by an instructor utilizing a teaching
curriculum based on the outline.
(2) "Correspondence Course" means
home, self, individual, Internet or correspondence study utilizing programmed
text instructions.
(3) "Correspondence School" means an
entity that provides prelicensing education sponsored by a company, agency,
association or educational institution through completion of a correspondence
course that has been approved by the Commissioner, with students individually
supervised by an approved instructor.
(4) "Instructional Hour" means a 50‑minute
hour.
(5) "Instructor" means an individual
who meets the qualifications required by Rule .0705 of this Section:
(A) to instruct in a classroom school, who is
responsible for preparation and presentation of lesson plans to assure that the
outline is taught to that school's students, and who prepares a final course
examination; and
(B) in a correspondence school to assist and supervise
students in the completion of an approved correspondence or Internet course.
(6) "Outline" means an
instructor/examination content outline prepared and published by the Department
in the "State of North Carolina Insurance Licensure Examination Candidate
Guide".
(7) "Program Director" means the
individual associated with an approved classroom or correspondence school who
is responsible for the administration of that school according to Rule .0702(1)
of this Section.
History Note: Authority G.S. 58‑2‑40; 58‑33‑30(d);
58‑33‑35; 58-33-132;
Eff. February 1, 1989;
Amended Eff. April 1, 1996; October 1, 1990;
Amended Eff. February 1, 2008.
