§59.1-444.1. Definitions


Published: 2015

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§ 59.1-444.1. Definitions.

As used in this chapter:
"Consumer" means an individual who is also a resident of this state.
"Consumer reporting agency" has the same meaning as in § 603(f) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(f)).
"Credit report" means a "consumer report," as defined in § 603(d) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(d)); provided, however, that for purposes of this chapter, a credit report is limited to information that a consumer reporting agency furnishes to a person that it has reason to believe intends to use the information as a factor in establishing the consumer's eligibility for credit to be used primarily for personal, family or household purposes.
"Proper identification" means proper identification as defined in 15 U.S.C. § 1681h(a)(1).
2008, cc. 480, 496; 2014, c. 570.