Widows’
Current Authorised Pages
Pages Authorised
(inclusive) by L.R.O.
1–2
3–8
9–10
11–61
L.R.O.
(See also Act No. 30 of 1964 and Act No. 25 of 1974)
*See Note on page 2
Act
17 of 1934
Amended by
26 of 1941
25 of 1942
2 of 1945
21 of 1952
15 of 1954
23 of 1955
16 of 1965
21 of 1965
11 of 1972
28 of 1973
5 of 1974
*17 of 2007
*30 of 2007
*1 of 2009
*13 of 2010
LAWS OF TRINIDAD AND TOBAGO
CHAPTER 23:54
WIDOWS’ AND ORPHANS’ PENSIONS ACT
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Index of Subsidiary Legislation
Page
Notice (G 22.12.49) … … … … … … … 61
Note on Act No. 17 of 2007
By section 25 of Act No. 17 of 2007 increases in the payment of pensions under section 5 are
to take effect from 1st October 2006.
Note on Act No. 30 of 2007
By section 2 of Act No. 30 of 2007 increases in the payment of pensions under section 5 are
to take effect from 1st October 2007.
Note on Act No. 1 of 2009
By section 16 of Act No. 1 of 2009 increases in the payment of pensions under section 5 are
to take effect from 1st October 2008.
Note on Act No. 13 of 2010
By section 26 of Act No. 13 of 2010 increases in the payment of pensions under section 5
are to take effect from 1st September 2010 and by section 25, all payments made between
1st September 2010 and 1st January 2011 have been validated.
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Widows’ and Orphans’ Pensions Chap. 23:54 3
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CHAPTER 23:54
WIDOWS’ AND ORPHANS’ PENSIONS ACT
ARRANGEMENT OF SECTIONS
SECTION
1. Short title.
2. Interpretation.
3. Definition of contributor.
Officers who shall be contributors.
Non-contributors.
Power to exempt from liability to contribute.
4. The Committee.
5. Method of computing pensions.
6. Periodical revision of Pension Tables.
7. Pensions to be paid out of Consolidated Fund.
8. Pension: when to commence and how payable.
9. When pension to widow and to children shall cease.
10. Rates of contribution.
11. Salary of substantive posts only to determine rates of contribution.
12. Maximum amount and period of contributions.
13. Rate of contribution on reduction of salary.
14. Optional additional contribution.
15. Exemption to officer a member of approved scheme to contribute.
16. Increased contributions.
17. Reduced contributions.
18. Period and manner of payment of contributions.
Contributions, etc., to be paid into Consolidated Fund.
19. Officers not yet eligible for privileges under Act to contribute
until examined.
20. Contributions during provisional appointment.
21. Contributions by officers on leave, etc., and acting officers.
22. Medical examination of officers before acceptance as contributors.
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23. Failure to pass medical examination.
Acceptance of an officer as contributor on special conditions.
The Committee may refuse to accept the officer as a contributor.
Officer subsequently passing examination may be admitted as
a contributor.
24. President may direct acceptance as contributor.
25. Information to be furnished by contributors.
Information to be furnished by widows.
26. Proof of statements and particulars required by the Committee.
27. Bachelor or widower without children of pensionable age to be
refunded total contributions in certain events.
28. Bachelor or widower without children of pensionable age dying;
refund to legal personal representative.
29. Bachelor or widower without children of pensionable age retiring
from local service.
Refund of contributions.
Provisions regarding members of Provident Fund.
30. Provisions regarding retirement of married contributors.
31. Transfer of a contributor to other public service with approved
scheme.
32. Transfer of a contributor to other public service without
approved scheme.
33. Who not entitled to benefits or pensions.
34. Effect of divorce or nullity of marriage.
35. Penalty for non-compliance with requirements.
36. Penalty for false statement.
37. Provisions consequent upon a contributor being dismissed.
38. Pension not to be assigned or levied upon.
39. Allowance in lieu of pension to widow on bankruptcy.
40. Division of pension between widow and children in the discretion of
the Committee.
41. Rules.
42. Appeal in certain cases to President.
ARRANGEMENT OF SECTIONS—Continued
SECTION
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Widows’ and Orphans’ Pensions Chap. 23:54 5
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SECTION
43. Notices of election irrevocable.
44. Application of this Act.
45. Saving all rights already accrued.
Validation of certain acts.
46. Saving of vested rights.
47. Calculation of pension in case of rated up officer who has
contributed for 35 years or reached the age of 65 years.
48. Contributor transferred to service with Water and Sewerage
Authority permitted to continue to contribute as though still a
public officer.
FIRST SCHEDULE.
SECOND SCHEDULE.
THIRD SCHEDULE.
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1950 Ed.
Ch. 9 No. 8.
17 of 1934.
Commencement.
Short title.
Interpretation.
[21 of 1952
28 of 1973
5 of 1974].
Ch. 35:50.
CHAPTER 23:54
WIDOWS’ AND ORPHANS’ PENSIONS ACT
An Act relating to Pensions to Widows and Children of
deceased Public Officers.
[1ST AUGUST 1934]
1. This Act may be cited as the Widows’ and Orphans’
Pensions Act.
2. In this Act—
“approved scheme” means a scheme or fund for the granting of
pensions to the widows and children of public officers
established in any part of the Commonwealth outside
Trinidad and Tobago and which has been declared by the
President to be an approved scheme for the purposes of
this Act;
“fire officer” has the meaning assigned to that expression by the
Fire Service Act;
“Fund” means the Public Service Widows’ and Orphans’ Fund
established under Ordinance No. 25 of 1898;
“other public service” means public service not under the
Government of Trinidad and Tobago;
“pensionable age” as applied to children, means, in the case of a
male, that he is under the age of eighteen years and, in the
case of a female, that she is under the age of eighteen years
and has not been married; a child shall be deemed to cease
to be of pensionable age within the meaning of this Act, if a
male, on attaining the age of eighteen years or dying under
that age and, if a female, on attaining the age of eighteen
years or dying or marrying under that age;
“public officer” means any male person for the time being
holding a permanent appointment in the public service of
Trinidad and Tobago and includes—
(a) a member of the Trinidad and Tobago
Police Service;
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Widows’ and Orphans’ Pensions Chap. 23:54 7
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Ch. 23:52.
Ch. 14 No. 5.
(1950 Ed.).
Definition of
contributor.
[21 of 1952
15 of 1954
23 of 1955].
Officers who
shall be
contributors.
(b) a male teacher;
(c) a fire officer;
“public service” has the same meaning as in the Pensions Act
and includes service—
(a) as a member of the Trinidad and Tobago
Police Service;
(b) as a male teacher;
(c) as a fire officer;
“the scheme” means the Public Officers Widows’ and Orphans’
Pensions Scheme, which was established under the Widows’
and Orphans’ Pensions Ordinance (Chapter 84—1925
Edition), and which is continued under and by virtue of this
Act subject to the provisions of this Act;
“teacher” has the same meaning as in the School Teachers’
Pensions Ordinance.
3. (1) “Contributor” means a public officer liable to
contribute under this Act or under any former enactment either by
way of abatements made from his salary or pension or otherwise
for the purpose of providing the means of paying pensions to
widows and children of public officers, and entitled to the
privileges and benefits provided under this Act, and includes a
person all of whose contributions are fully paid and in respect of
whose contributions pension may become payable under this Act.
(2) Contributors under this Act consist of the
following persons:
(a) public officers who at the commencement of
this Act were members of the Fund;
(b) members of the Fund who continued their
membership after retiring from the public
service of Trinidad and Tobago;
(c) public officers who at the commencement of
this Act were contributors under the scheme;
(d) public officers who continue to be contributors
under the scheme after retiring from the public
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service of Trinidad and Tobago, including officers
who have been transferred to other public service;
(e) subject to subsection (4)(c), male teachers who
were teachers on 22nd May 1952 or who
become teachers after that date;
(f) public officers appointed at any time after the
commencement of this Act at a salary of four
hundred and eighty dollars a year or over,
provided that at the date of the appointment the
age of the officer does not exceed sixty years;
(g) public officers appointed either before or after
the commencement of this Act at a salary of less
than four hundred and eighty dollars a year on
attaining a salary of four hundred and eighty
dollars a year or over, provided that at the date
of attaining the salary the age of the officer does
not exceed sixty years;
(h) public officers who have claimed exemption
under subsection (3) from the obligation to
become contributors under this Act, and who
subsequently become ineligible to continue as
contributors to the Colonial Superannuation
Scheme as from the date on which the officer
ceases to be a contributor to the Scheme, unless
he is otherwise ineligible or not liable to
contribute under this Act.
(3) (a) Any officer who is or becomes a contributor to
the Colonial Superannuation Scheme may claim exemption from
the obligation to become or to continue to be a contributor under
this Act, provided that every such claim be made in writing and
shall be received by the Committee established under section 4
within six months from the date upon which the officer first became
a contributor to the Scheme or not later than 31st October 1955
whichever shall be the later.
(b) Every such claim for exemption shall take effect
from the date upon which the officer first became a contributor to
the Colonial Superannuation Scheme and the amount of any
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Widows’ and Orphans’ Pensions Chap. 23:54 9
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Non-
contributors.
15 of 1954.
Ch. 23:57.
contributions which he has made under this Act since that date
shall be refunded to him without interest.
(c) As from the date upon which any such claim to
exemption takes effect, the officer by whom the claim was made
shall be deemed, in respect of all rights arising from his
contributions made under this Act prior to that date, to be subject
to this Act to the same extent as if he had left the public service
of Trinidad and Tobago on that date.
(4) The following shall not be eligible to be contributors:
(a) the President;
(b) the Private Secretary and Aide-de-Camp to the
President if not contributors before they held
these positions or holders of substantive
appointments entitling them to be contributors;
(c) any male teacher who was a teacher on 22nd
May 1952 and who elects, at his option
exercisable by notice in writing to the Minister
and received not later than three months from
lst April 1954 (that is, the date of the coming
into operation of the Widows’ and Orphans’
Pensions (Amendment) Ordinance 1954), that
the provisions of this Act shall not apply to him;
(d) any person not a member of the permanent
service of Trinidad and Tobago, who holds a
temporary office in the public service;
(e) any person, other than a member of the Trinidad
and Tobago Police Service or a male teacher
employed in the public service under an
agreement for a term of years, whether provision
is or is not made for his subsequent appointment
to a position in the permanent service of Trinidad
and Tobago;
(f) any person who is liable to be a depositor
under the Provident Fund Act, or under any Act
amending or replacing the same;
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(g) contributors to the Colonial Superannuation
Scheme for so long as they are required to
contribute thereto unless already contributing
under this Act;
(h) females.
(5) The President may exempt any public officer from
the obligation to become a contributor, or exempt any contributor
from further liability under the provisions of this Act, but where
any contributor is exempted from further liability under this
subsection he is not entitled to the repayment of any part of his
contributions, without the approval of the President, and no
pension or refund of contributions shall be or become payable at
his death.
(6) There shall be refunded to every teacher who, under
and by virtue of the provisions of the Widows’ and Orphans’
Pensions (Amendment) Ordinance 1954, elects that the
provisions of this Act do not apply to him, all contributions
made by him under this Act or any amendment thereto, up to the
date of the election.
(7) Subsections (2)(h), (3) and (4)(g) shall be deemed to
have come into operation on lst January 1951.
4. There shall be established for the purposes of this Act a
Committee to be called the Public Service Widows’ and Orphans’
Pensions Committee hereinafter referred to as the “Committee”
which shall consist of the Comptroller of Accounts as Chairman,
and such other officers as the President may appoint but of the
latter officers one shall be appointed to represent contributors.
5. The pensions payable to the widows and children of
contributors shall be computed in accordance with the rules
contained in the First Schedule on the basis of the Pension Tables
in the Second Schedule but whenever the amount of the pension so
computed is less than three thousand dollars per month pension
shall be payable at the rate of three thousand dollars per month.
Power to
exempt from
liability to
contribute.
The Committee.
[21 of 1952].
Method of
computing
pensions.
First Schedule.
Second
Schedule.
[17 of 2007
30 of 2007
1 of 2009
13 of 2010].
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6. The Pension Tables may be revised from time to time
after an investigation by an actuary appointed by the President.
The investigations shall take place at such dates as the President
may from time to time determine. If after such an investigation
it is decided by the President that revised Pension Tables shall
be adopted, the new Pension Tables as approved by the actuary
shall be substituted for the Tables previously in force and shall
come into force on a date which shall be notified in the Gazette
and shall apply to any pension payable in respect of a person
who becomes a contributor on or after that date but not to any
pension payable in respect of a person who was a contributor
before that date.
7. Pensions payable under this Act or under any Ordinance
repealed by this Act shall be a charge on the Consolidated Fund.
8. Pensions payable under this Act shall commence upon
the death of the contributor in respect of whom they are payable,
shall accrue daily and shall be payable monthly in arrear.
However, a pension may be payable quarterly instead of monthly
if the pensioner so desires.
9. (1) The pension payable to the widow of a contributor
shall cease on her death, bankruptcy or re-marriage or on the
forfeiture of the whole of such pension in accordance with
this Act.
(2) If on such pension to the widow ceasing as
mentioned above there are no children of the contributor living
and of pensionable age, and otherwise eligible for pension, the
pension payable to the widow shall lapse.
(3) If on such pension to the widow ceasing as
mentioned above there are such children or a child living and of
pensionable age the pension shall be continued and paid to such
children or child in accordance with this Act.
(4) The pension to the children of a deceased contributor
shall cease in the case of males at eighteen years of age, and in
the case of females at eighteen years of age or on marriage under
Periodical
revision of
Pension Tables.
[21 of 1952].
Pensions to
be paid out
of Consolidated
Fund.
Pension: when
to commence
and how
payable.
When pension
to widow and to
children shall
cease.
[28 of 1973].
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that age. However, where the President is satisfied that a child
who has reached the pensionable age is by reason of infirmity of
mind or body incapable of earning a livelihood, and has no
sufficient means of support, he may order that the whole or any
portion of the pension which—
(a) was payable to the child and would have ceased
on such child attaining the pensionable age; or
(b) would have become payable to the child in the
event of the death of the widow had not the child
attained the pensionable age,
shall be paid to the child for such period as he may determine.
10. The rates of contribution shall be as follows:
(a) an officer whose salary exceeds the amount
given in any line of the first column below but
does not exceed that given in the corresponding
line of the second column shall contribute at the
annual fixed rate given in the corresponding line
of the third column—
Column 1 Column 2 Column 3
Exceeding Not Exceeding Fixed Rate
$ $ $
480 720 24.00
720 960 33.60
960 1,200 43.20
1,200 1,440 52.80
1,440 1,800 67.20
1,800 2,160 81.60
2,160 2,520 96.00
2,520 2,880 115.20
2,880 3,360 134.40
and so on, the annual contribution increasing by
$19.20 for each step of $480 in the salary scale;
(b) an officer whose salary is $480 a year shall
contribute at the fixed annual rate of $19.20;
Rates of
contribution.
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(c) a contributor at the commencement of this Act
may elect to continue contributing at the rate of
four per cent on his salary until he has been
transferred to another office carrying a salary
higher than that which he earned at the
commencement of this Act, but upon the
transfer his contributions shall be at the rates
fixed in paragraph (a); but any such contributor
may at any time before the transfer elect to
contribute at the rates fixed in paragraph (a).
11. (1) For the purpose of fixing the rate of contribution no
regard shall be had to any personal, duty or acting allowance, nor
to any other receipts, emoluments or advantages of any kind
which the officer may receive or enjoy; but the contribution shall
be assessed with regard only to the amount of the salary of the
definite post or posts held by the officer without previous
deduction of the amount of his contributions.
(2) Any public officer who at the commencement of this
Act is a contributor in respect of any allowances, receipts,
emoluments or advantages in excess of his salary as hereinbefore
defined, may elect to continue contributing on the excess; but if
he elects to contribute on his salary only he will not be entitled to
any refund of contributions previously paid on the excess.
12. (1) No officer shall be required to contribute at a higher
rate than $288 a year including his contributions under any
approved scheme in respect of which he has been granted
exemption under this Act.
(2) No officer shall after attaining the age of sixty years
contribute at a higher rate than that at which he was contributing
immediately before attaining that age.
(3) On a contributor having contributed for a period of
thirty-five years, or attaining the age of sixty-five years,
whichever event first happens, the fact shall be notified by him to
the Committee, and no further contributions shall be payable by
him, whether he is pensioned or not, or whether he remains in the
public service thereafter or not.
Salary of
substantive
posts only to
determine rates
of contribution.
Maximum
amount and
period of
contributions.
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13. (1) A contributor whose salary is reduced so that he
comes under a lower scale of contribution may at his option upon
giving notice in writing to the Committee, elect either—
(a) to continue contributing on the basis of the
salary received by him prior to the reduction; or
(b) to contribute on the basis of his reduced salary.
(2) A contributor whose salary is reduced below $480 a
year shall not thereby cease to be a contributor but may elect as
provided in subsection (1)(a) or to contribute on a basis of $480.
14. (1) A contributor who within six months of the
commencement of this Act, or of the date of his first payment of
contribution under this Act, or within six months after marrying,
shall by written notice to the Committee so elect, may make an
additional annual contribution of one-half of the amount specified
in the line in column 3 of section 10, which is applicable to him at
the date of notification, or if he so decides at the date of notification,
of one-half the amount so specified which is applicable to him from
time to time. A contributor who has not so elected within any such
period may be permitted so to elect at any time during his
contribution term, subject to the approval of the Committee and
subject to medical examination if so required by the Committee. If
he so elects to make an additional annual contribution he shall make
it accordingly as from the first day of the month next after that in
which his notice was received by the Committee or as from the first
day of the month next after that in which the Committee’s approval
was given to his subsequent election as the case may be.
(2) A contributor who is making an additional annual
contribution may at any time by notification to the Committee
elect to discontinue such contribution as from the beginning of
the month next after that in which his notification of election is
received by the Committee. When a contributor so elects to
discontinue an additional annual contribution only such
instalments as form part of a complete annual contribution paid
by him shall be taken into account for the purpose of calculating
any pension under this Act and any balance shall not be refunded
except in pursuance of sections 27, 28 and 29.
Rate of
contribution on
reduction of
salary.
Optional
additional
contribution.
[21 of 1952].
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L.R.O.
(3) No officer shall be allowed to make more than one
additional annual contribution under the scheme at the same time.
(4) A contributor who at the time of his reappointment
to the public service of Trinidad and Tobago is already making an
additional annual contribution under the scheme shall (unless he
elects at any time to discontinue the additional contribution in the
manner herein provided) continue to pay it as an additional
contribution under this Act, and an officer who has ceased to
contribute under the scheme may on being reappointed to the
public service elect to make an additional annual contribution at
the rate then applicable to him from time to time.
15. (1) It shall be competent for the Committee, on being
satisfied that a public officer appointed to the public service is a
contributor under one or more approved schemes, as defined in
section 2, to recommend to the President, on the application of
the officer, that he shall, so long as he continues as a contributor
under the approved scheme or schemes, be exempted from the
provisions of this Act except with regard to the excess, if any, of
the salary receivable by the officer from Trinidad and Tobago
over the aggregate amount in respect of which he will continue to
be a contributor under such approved scheme or schemes. The
President may thereupon direct the abatement from the salary of
the officer to be limited to such excess of salary as aforesaid, and
the officer shall, while he continues to be a contributor under
such approved scheme or schemes, be a contributor in Trinidad
and Tobago (but subject to medical examination if so required by
the Committee) in respect only of the excess as mentioned above.
(2) It shall be competent for the Committee to require
such contributor from time to time to produce the receipts for
his contributions or other evidence of his continuing to be a
contributor under such approved scheme or schemes and it shall
be deemed a requirement of this Act for the contributor so to
produce the same.
(3) No claim for exemption under this section shall be
valid unless it is made in writing and reaches the Committee not
later than six months after the date from which the officer
commenced to draw salary from Trinidad and Tobago. Nothing in
Exemption to
officer a
member of
approved
scheme to
contribute.
[21 of 1952].
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this section shall exempt an officer who on reappointment to the
service of Trinidad and Tobago is already a contributor under the
scheme from continuing his contributions thereto.
16. Increases of contributions shall rank for the purpose of
calculating pensions as if they were fresh entrances at the
respective ages of husband and wife when the increase takes place.
17. In any case in which any person ceases to be a
contributor or becomes a contributor to a reduced extent, the
pension to his widow or children shall be reduced in the same
proportion as it would have been increased had his rate of
contribution been raised instead of lowered.
18. (1) All annual contributions shall be paid in monthly
instalments to the Comptroller of Accounts or retained by the
Comptroller of Accounts by monthly abatements from the
salaries or pensions of contributors and shall be payable or liable
to retention until either the contributor dies, or he has contributed
to the scheme for a period of thirty-five years or has attained the
age of sixty-five years, whichever event first happens.
(2) All abatements from the salaries and pensions of,
and all other amounts receivable from, public officers under this
Act, when received by the Comptroller of Accounts, shall,
subject to subsections (3) to (6), be carried to the credit of the
Consolidated Fund.
(3) Until the President by Order otherwise directs, the
appropriate amount shall be deducted from the monthly
instalments of contributions paid by way of abatement from
salaries of contributors for the purpose of payment of—
(a) the contribution (within the meaning of the
National Insurance Act) of a contributor who is
an employed person under the National Insurance
Scheme; or
(b) such portion of the said contribution as is
determined in any arrangement for harmonisation
of the benefits conferred under this Act with those
under the National Insurance Scheme by Rules
made by the President under section 41.
Increased
contributions.
Reduced
contributions.
Period and
manner of
payment of
contributions.
[21 of 1952
11 of 1972].
Contributions,
etc., to be
paid into
Consolidated
Fund.
Ch. 32:01.
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Officers not yet
eligible for
privileges under
Act to
contribute until
examined.
[21 of 1952].
Contributions
during
provisional
appointment.
[21 of 1952].
(4) All amounts deducted under subsection (3) shall be
paid by the Comptroller of Accounts to the account of the funds
of the Board of Management on behalf of the employed person.
(5) The same benefits shall continue to be payable under
this Act as if the full amount of the contributions specified in
section 10 had been credited to the Consolidated Fund; and the
contributor shall for all the purposes of this Act and of any other
written law relating to contributions paid hereunder be deemed to
have paid the full amount of the contribution under and for the
purposes of this Act.
(6) In this section—
“employed person” means any such person who is registered
or eligible to be registered under Part II of the National
Insurance Act (in this subsection referred to as “the
said Act”);
“National Insurance Scheme” means the system of national
insurance established under the said Act;
“Board of Management” means the Board established under
section 3 of the said Act.
19. The annual contribution shall be paid in monthly
instalments to the Comptroller of Accounts by, or be retained by
the Comptroller of Accounts by monthly abatements from the
salary of, every public officer who is liable to become
compulsorily a contributor, from the date of his becoming so
liable. But in the event of the officer not being found eligible to
be a contributor, the amount of the instalments or abatements, as
the case may be, without deduction shall be returned to him or to
his legal personal representative in case of his death.
20. (1) A person appointed on probation or provisionally
only to the public service shall contribute by abatement from his
salary, but shall not become entitled to any privilege or benefit
under this Act until his appointment is confirmed.
(2) If his appointment is made permanent, and subject to
his being found eligible to be a contributor, the date of his becoming
entitled to the privileges and benefits conferred by this Act shall,
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Contributions
by officers on
leave, etc., and
acting officers.
Medical
examination of
officers before
acceptance as
contributors.
[21 of 1952].
Third Schedule.
for all purposes, be taken to be the date when he was appointed on
probation or provisionally.
(3) In the event of his not being permanently appointed,
or of his not being found eligible to be a contributor, the amount
of his contributions without any deduction shall be returned to
him, or to his legal personal representative in case of his death.
21. (1) The aforesaid abatements shall be made whether an
officer be on leave of absence or not, or under interdiction, and
irrespective of what proportion of his salary is payable to him
whilst on such leave or under interdiction.
(2) When a contributor is on leave of absence without
salary, he shall still be liable to pay the same contribution in
respect of the absence as would have been deducted from his
salary had he received the same, and if he does not pay the
amount so due, it shall be deducted from his future salary in such
monthly proportions as the Committee require or, in the event of
his death, from any pension payable to his widow or children.
(3) In no case shall any deduction be made from any
salary payable out of the emoluments of any office to any person
appointed to act temporarily in such office.
(4) A contributor appointed to any office which is of a
temporary nature shall, during the continuance of his temporary
office, continue to contribute in respect of the salary of the office
which he previously held as a member of the permanent public
service, and after the abolition of the temporary office or his
retirement therefrom he shall contribute on the salary which he
thereafter receives.
22. (1) Every public officer, before becoming entitled to the
privileges and benefits of a contributor, shall have undergone a
medical examination to the satisfaction of the Committee.
(2) Any person, before becoming entitled to the privileges
and benefits of a contributor, may be required by the Committee to
answer in writing and sign his name at the foot of the questions
prescribed in the Third Schedule and any other questions which
may be from time to time prescribed by the Committee or deemed
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Widows’ and Orphans’ Pensions Chap. 23:54 19
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
Failure to pass
medical
examination.
[21 of 1952].
Acceptance of
an officer as
contributor on
special
conditions.
necessary by a medical examiner, and in reporting on the life of
such person a medical examiner shall have regard to the answers to
the questions. Such report shall be treated as strictly confidential.
(3) Such questions and answers shall be preserved and
shall be deemed the basis of the contract between the Committee
and the person signing the same, and in the event of any of the
answers to the questions being materially untrue to the knowledge
of such person, it shall be held fraudulent, and the person, if
living, shall forfeit all contributions and cease to be a contributor;
and if the fraud is discovered after his death, the Committee, on
satisfactory proof thereof, may, subject to the approval of the
President, direct any pension otherwise payable to the widow or
children of the person to be forfeited wholly or in part.
(4) No public officer is entitled to any of the privileges
and benefits of a contributor until he has been accepted by the
Committee as a contributor, but the annual contribution in this
Act provided for shall be made pending his acceptance by
the Committee.
23. (1) If a medical examiner certifies that the life of a
public officer examined by him is not a safe and proper life, the
Committee may either refuse to accept the officer as a contributor
or, if the medical examiner so advises, suspend a final decision
for such time, not exceeding twelve months, as the Committee
think fit; and the Committee shall, in the event of their
suspending a final decision, direct another examination of the
officer at the expiration of such time as mentioned above.
(2) If a medical examiner certifies that the life of a public
officer examined by him is not a fair average life, but that he may
be accepted as a contributor subject to the conditions laid down in
this subsection, the Committee may with the written consent of
the officer accept him as a contributor on such conditions.
The conditions referred to are that the age of the officer shall,
in accordance with the certificate of the medical examiner and
subject to the confirmation of the Committee, be rated up as a life
equal to an older age than his actual age at the date of the officer’s
first contribution for the purpose of calculating the pension that
would be payable to his widow and children.
UNOFFICIAL VERSION
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(3) If as a result of the medical examination the
Committee refuse to accept the officer as a contributor, the
contributions paid by him shall without deduction be returned to
him, and he shall not become a contributor.
(4) The President, upon application made at any time,
may admit as a contributor, after satisfactory medical
examination, any public officer who has at any previous time
failed to pass a medical examination but whose health has been re-
established since the medical examination as mentioned above.
24. (1) Where a public officer liable to contribute to the
Scheme under this Act dies before he is accepted by the
Committee as a contributor to the Scheme, the President may, if
he is satisfied that the officer would, but for his death, have been
accepted by the Committee as a contributor to the Scheme, direct
that the officer be deemed by the Committee to have been
accepted as a contributor to the Scheme and to have been entitled
to the privileges and benefits of a contributor under the Act.
(2) A direction of the President under subsection (1)
may contain such terms and conditions as the President
considers appropriate, having regard to the circumstances of the
particular case.
25. (1) Every contributor whose salary is liable to
abatement under this Act shall, within six months from the
accrual of the liability, be bound to notify the Committee in
writing of the following particulars unless he has previously
furnished this information:
(a) the date of his birth;
(b) if he is a married man, the date of the birth of his
wife and children, if any, and of the marriage,
and the name of his wife and children; and
(c) if he is a widower having a child or children of
pensionable age, he shall in addition notify the
date of the death of his wife.
(2) Every contributor who marries while he is a
contributor shall within six months thereafter, notify the same to
The Committee
may refuse to
accept the
officer as a
contributor.
Officer
subsequently
passing
examination
may be admitted
as a contributor.
President may
direct
acceptance as
contributor.
[21 of 1965].
Information to
be furnished by
contributors.
[28 of 1973].
20 Chap. 23:54 Widows’ and Orphans’ Pensions
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UPDATED TO DECEMBER 31ST 2014
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Widows’ and Orphans’ Pensions Chap. 23:54 21
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
Information to
be furnished
by widows.
Proof of
statements and
particulars
required by the
Committee.
the Committee in writing, stating the name and date of birth of
his wife and the date of the marriage.
(3) Every contributor shall notify in writing to the
Committee, within six months from the date of the event—
(a) the birth of each child born to him, stating the
name and date of birth of the child;
(b) the marriage of any female child under the age
of eighteen years;
(c) the death of his wife or of any of his children of
pensionable age;
(d) the annulment or dissolution of his marriage.
(4) After the death of any married contributor the widow
of the contributor shall notify to the Committee in writing within
six months from the date of the event—
(a) the date of the death of the contributor, if he
was not at the time in the service of Trinidad
and Tobago;
(b) the birth of any posthumous child born to
the contributor;
(c) the marriage of any female child of the
contributor under the age of eighteen years;
(d) the death of any child of the contributor while
of pensionable age;
(e) her own re-marriage or bankruptcy.
26. (1) All such statements, notices or particulars required
under section 25 shall be proved by the production of birth, death
or marriage certificates or by affidavit or otherwise, to the
satisfaction of the Committee, who are hereby empowered,
should they see fit, to require evidence to be produced of the
accuracy of the information furnished to them.
(2) The Committee may require such proof as they
consider desirable that any person claiming to be entitled to
pension, or on behalf of whom such claim is made, is alive and
entitled to pension, and the Committee may refuse or withhold
payment of any pension in whole or in part until such proof is
furnished to the satisfaction of the Committee.
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Bachelor or
widower
without children
of pensionable
age to be
refunded total
contributions in
certain events.
[21 of 1952].
Bachelor or
widower
without children
of pensionable
age dying;
refund to legal
personal
representative.
[21 of 1952].
Bachelor or
widower
without children
of pensionable
age retiring
from local
service.
Refund of
contributions.
[21 of 1952].
(3) The production of any evidence called for by the
Committee, within a reasonable time after the same has been
called for, shall be deemed one of the requirements of this Act.
27. When a contributor who is a bachelor or a widower
without any child of pensionable age has contributed for a period
of thirty-five years or attained the age of sixty-five years,
whichever event first happens, the Committee, upon due notice to
that effect, shall proceed to pay out to the contributor, if a
bachelor, a sum equal to the total amount of his contributions
without interest or, if a widower without any child of pensionable
age, then a sum equal to the total amount of the contributions
without interest paid by him since the death of his last wife or
since the date his last child ceased to be of pensionable age,
whichever event has last happened.
28. (1) In the event of a bachelor dying while in the
public service, a sum equal to the total amount of the
contributions made by him shall be paid without interest to his
legal personal representative.
(2) In the event of a widower, without any child of
pensionable age, dying while in the public service, a sum equal
to the total amount of the contributions without interest paid by
him since the death of his last wife or since the date his last child
ceased to be of pensionable age, whichever event has last
happened, shall be paid to his legal personal representative.
29. (1) A contributor retiring from the public service of
Trinidad and Tobago, who is a bachelor or widower without any
child of pensionable age, shall, subject to the provisions of
sections 31 and 32, cease to be a contributor or to enjoy the
privileges and benefits of a contributor altogether, but shall be
entitled to receive from the Comptroller of Accounts, if a bachelor,
a sum equal to the total amount of his contributions without interest
and, if a widower without any child of pensionable age, then a sum
equal to the total amount of the contributions without interest
22 Chap. 23:54 Widows’ and Orphans’ Pensions
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LAWS OF TRINIDAD AND TOBAGO
L.R.O.
paid by him since the death of his last wife, or since the date on
which his last child ceased to be of pensionable age, whichever
event has last happened.
(2) If a contributor who is a bachelor or a widower
without any child of pensionable age, becomes a depositor under
the Provident Fund Act, he may elect either—
(a) to remain a contributor until he has attained the
age of sixty-five years or been a contributor for
thirty-five years in respect of a monthly sum
equal to the instalment paid or the abatement
made from his salary, as the case may be, by way
of annual contribution, for the last month of his
service prior to his becoming a depositor under
the Provident Fund Act; or
(b) to cease to be a contributor on the conditions
contained in subsection (1).
30. (1) A contributor retiring from the public service, with a
wife living or with any child of pensionable age, before he has
attained the age of sixty-five years or before he has been a
contributor for thirty-five years, whether the retirement is on
pension or not, and not being a person transferred to other public
service, may elect—
(a) to remain a contributor until he has attained the
age of sixty-five years or been a contributor for
thirty-five years, in respect of a monthly sum
equal to the instalment paid or the abatement
made from his salary, as the case may be, by
way of annual contribution, for the last month of
his service;
(b) if retiring with a pension immediately payable
to him, to remain a contributor until he has
attained the age of sixty-five years or been a
contributor for thirty-five years, in respect of
an annual contribution calculated on the basis
Provisions
regarding
members of
Provident Fund.
Ch. 23:57.
Provisions
regarding
retirement of
married
contributors.
[21 of 1952].
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Ch. 23:57.
of his annual pension at the appropriate rate
fixed by section 10 (whenever the annual
pension is at least four hundred and eighty
dollars) or at the rate of four per cent (whenever
the annual pension is less than four hundred and
eighty dollars); or
(c) if retiring without a pension immediately
payable to him, to cease to be a contributor, but
to enjoy the privileges and benefits of a
contributor in respect of past contributions.
(2) A contributor with a wife living or with any child of
pensionable age, on becoming a depositor under the Provident
Fund Act, may, subject to the provisions of that Act, elect either—
(a) to remain a contributor until he has attained the
age of sixty-five years, or been a contributor for
thirty-five years, in respect of a monthly sum
equal to the instalment paid or the abatement
made from his salary, as the case may be, by
way of annual contribution, for the last month of
his service prior to his becoming a depositor
under the Provident Fund Act; or
(b) to cease to be a contributor but to enjoy the
privileges and benefits of a contributor in
respect of past contributions.
(3) In the event of any contributor failing within six
months, or within such further time as the Committee may in
any particular case allow, to elect as in this section provided, or
in the event of his having elected to continue as a contributor in
respect of a contribution equal to his previous instalment or
abatement, as the case may be, and of his failing for six months
at any time thereafter to pay his contributions as herein
provided, he shall be deemed to have elected to continue
thenceforth as a contributor in respect of his pension only if in
receipt of a pension, or of his past contributions only if not in
receipt of any pension.
24 Chap. 23:54 Widows’ and Orphans’ Pensions
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UPDATED TO DECEMBER 31ST 2014
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Widows’ and Orphans’ Pensions Chap. 23:54 25
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
31. If a contributor is transferred from the public service to
other public service for which there is established an approved
scheme, the following provisions shall have effect:
(a) If the contributor is a bachelor or a widower
without any child of pensionable age—
(i) he shall, if he so elects by notice in
writing addressed to the Committee not
later than six months after the date of
transfer, remain a contributor for the
purposes of this Act without making
further contributions;
(ii) section 28 or 29 shall not apply before the
expiration of the six months or his earlier
death, but shall then apply as from the date
of transfer if he has not elected as provided
in subparagraph (i) and not otherwise;
(iii) if, having elected as aforesaid, he
subsequently dies or leaves the public
service without having married or
remarried, as the case may be, section 28
or 29, as the case may be, shall apply;
(iv) if, having elected as mentioned above, he
subsequently marries or remarries without
having left the public service, section 29
shall cease to apply in his case.
(b) If the contributor is married or is a widower
with any child of pensionable age—
(i) he shall, if he so elects by notice in writing
addressed to the Committee not later than
six months after the date of transfer,
continue to be a contributor at the rate at
which he was contributing at that date;
(ii) if he does not so elect, he shall cease to be
a contributor as from the date of the
transfer but shall enjoy the privileges and
benefits of a contributor in respect of
past contributions.
Transfer of a
contributor to
other public
service with
approved
scheme.
[21 of 1952].
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
32. If a contributor is transferred from the public service to
other public service for which there is not established an
approved scheme, the following provisions shall have effect:
(a) If the contributor is a bachelor or a widower
without any child of pensionable age—
(i) he may, if he so elects by notice in writing
addressed to the Committee not later than
six months after the date of transfer,
continue to be a contributor at the rate at
which he was contributing at that date;
(ii) section 28 or 29 shall not apply before the
expiration of the six months or his earlier
death, but shall then apply as from the date
of transfer if he has not elected as provided
in subparagraph (i) and not otherwise;
(iii) if having elected as mentioned above, he
further elects, by notice in writing
addressed to the Committee at any time,
to cease to contribute, he shall cease
accordingly as from the first day of the
month in which the notice is so addressed;
and subject to this Act, if, being at the
time a bachelor or widower without any
child of pensionable age, he dies or so
ceases while in the public service or
leaves the public service, section 28 or 29,
as the case may be, shall apply.
(b) If the contributor is married or is a widower with any
child of pensionable age—
(i) he may, at his election, continue to
contribute, and thereafter cease to contribute
in the manner prescribed by paragraph (a) of
this section;
(ii) if he does not so elect to continue to contribute
he shall cease to contribute as from the date of
transfer but shall enjoy the privileges and
benefits of a contributor in respect of past
contributions.
Transfer of a
contributor to
other public
service without
approved
scheme.
[21 of 1952].
26 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
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Widows’ and Orphans’ Pensions Chap. 23:54 27
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
33. (1) If a contributor who has retired from the public
service with a wife living or with children or a child of pensionable
age subsequently ceases to have the wife and any child of
pensionable age he shall thereupon cease to be a contributor, or to
enjoy the privileges or benefits of a contributor, and he shall not be
entitled to be refunded any part of his past contributions.
(2) The widow of a contributor whose marriage with
him is contracted after he has retired from the public service or
subsequently to the time when the contributor ceased, or was not
under obligation, to contribute to the scheme, shall not be entitled
to any pension, nor shall the children of the marriage be entitled
to any pension, under this Act.
(3) No widow of a contributor whose husband dies
within twelve calendar months of the marriage without issue of
the marriage born in his lifetime or in due time after his death
shall be entitled to any pension under this Act; but the Committee
may, with the approval of the President, grant to the widow all or
any part of the pension to which she would have been entitled but
for this subsection.
34. When the marriage of any contributor has been annulled
or dissolved by the decree of any competent Court, the wife,
party to the marriage, shall for all purposes of this Act be deemed
to have died and the contributor to have become a widower at the
date of the decree.
35. (1) A contributor or widow of a contributor who fails or
neglects to comply with any of the requirements of this Act shall,
for each default and at the discretion of the Committee, be liable
to a fine not exceeding two hundred dollars, to be deducted from
his or her salary or pension as the case may be by the Comptroller
of Accounts on the warrant of the President which may be issued
at the request of the Committee.
(2) In case no salary or pension is payable to the
contributor from the Treasury, and he shall not pay the amount of
the fine to the Comptroller of Accounts within one month after it
Who not
entitled to
benefits or
pensions.
Effect of
divorce or
nullity of
marriage.
Penalty for
non-compliance
with
requirements.
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
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has become payable, he may be declared by the Committee, with
the consent of the President, to be no longer a contributor, and his
wife and children shall thereupon forfeit all claims to pensions
under this Act.
(3) A public officer who ceases to be a contributor
under this section shall have the right to be restored as a
contributor with all previous rights within twelve months on
payment of the amount of the fine and arrears of contribution,
with interest thereon at the rate of six per cent a year, and on
undergoing such fresh medical examination (if any) as the
Committee may require.
36. If a contributor or widow of a contributor at any time
has wilfully made any false statement respecting any of the
particulars required by this Act to be furnished, or committed
any other fraudulent act in connection with this Act, all or any
part of the rights under the scheme of the contributor or the
widow or any child of the contributor shall be liable to be
forfeited at the discretion of the President on the report of
the Committee.
37. Notwithstanding any other provisions of this Act, a
contributor who is dismissed from the public service or other
public service shall cease to contribute under this Act, and—
(a) where the contributor is a bachelor the total
amount of his contributions under the Act shall
be repaid to him without interest subject to the
deduction of any sums due by him to the
Government;
(b) where the contributor is a widower without any
child of pensionable age the total amount of the
contributions paid by him since the death of his
last wife or since the date his last child ceased to
be of pensionable age, whichever event has last
happened, shall be repaid to him without interest
subject to the deduction of any sums due by him
to the Government; and
Penalty for
false statement.
Provisions
consequent
upon a
contributor
being dismissed.
[21 of 1952].
28 Chap. 23:54 Widows’ and Orphans’ Pensions
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LAWS OF TRINIDAD AND TOBAGO
L.R.O.
(c) where the contributor is married or is a widower
with a child of pensionable age he shall continue
to rank for benefit to the extent of such part of
the pension registered in his name as his past
contributions have earned.
38. No pension payable under this Act and no rights of any
contributor acquired hereunder shall be assignable or transferable
or liable to be attached, sequestered or levied upon for, or in
respect of, any debt or claim whatsoever or be in any way
alienated from the person for whose benefit it is payable.
39. If a widow’s pension ceases in her lifetime by reason of
her bankruptcy, and if and so long as there shall not be any child
of the contributor entitled to receive such pension, the Committee
with the approval of the President may, from time to time, during
the remainder of her life, or during such shorter period or periods,
either continuous or discontinuous, as shall be thought fit, pay to
the widow an allowance at a rate not exceeding the rate of such
pension, or may apply the same for the maintenance and personal
support or benefit of the widow, in such manner as the
Committee may, from time to time, think proper.
40. (1) When a contributor dies leaving a widow and children
of pensionable age by the widow, the Committee may, either in the
first instance or at any time while a pension is payable, pay to the
widow the whole of the pension, or pay to the widow a part only
of the pension, and pay or apply the balance of such pension for or
towards the maintenance or education of the children in such
manner as the Committee in their discretion think fit.
(2) When any sum becomes payable by the Committee,
to any person not sui juris in law, the Committee may in their
discretion, pay or apply such sum or any part thereof for the
benefit or towards the maintenance or education of such person,
in such manner and at such times as the Committee think fit, and
the amount may be paid either direct to such person or to any
other person or persons as the Committee think fit.
Pension not to
be assigned or
levied upon.
Allowance in
lieu of pension
to widow on
bankruptcy.
Division of
pension between
widow and
children in the
discretion of the
Committee.
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
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(3) If the widow of a contributor while in receipt of a
pension deserts or abandons or does not assist a child of hers by
the contributor whom she is bound by law to maintain and who
is of pensionable age, the Committee may, in their discretion, pay
to a fit and proper person on behalf of the child, such portion of
the pension as they may think fit.
(4) No action shall be maintainable against the
Committee in respect of anything done or omitted in the exercise
of their discretion, or in respect of the acts or defaults of any
person to whom any sum has been paid.
41. The President may make Rules dealing with the exercise
and carrying out of the powers and obligations of the Committee,
and generally, for the proper carrying out of this Act, and may
from time to time repeal, alter or vary the rules including the
rules contained in the First Schedule.
42. If any question or dispute arises as to who is entitled to be
deemed a contributor, as to the right of any person or persons to
receive a pension, or as to the amount of such pension, or as to any
right or obligation of the Committee or of any contributor or other
person under this Act, not specifically provided for by this Act or
by the rules made thereunder, or as to the propriety of any decision
of the Committee, such question or dispute shall be referred by the
Committee to the President for decision, and the decision shall be
binding and conclusive on all parties concerned and shall be final
to all intents and purposes, and shall not be subject to appeal or to
be questioned or revised by any Court of justice.
43. Unless otherwise provided by this Act, all notices of
election given by officers under this Act shall be irrevocable.
44. All acceptances and rejections of public officers as
contributors, computations of pension or of amounts to be returned
to public officers ceasing to be contributors, and all decisions and
acts of the Committee, shall be according to this Act, although the
entry into the service, death, medical report, retirement or other
Rules.
First Schedule.
Appeal in
certain cases to
President.
Notices of
election
irrevocable.
Application of
this Act.
30 Chap. 23:54 Widows’ and Orphans’ Pensions
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Widows’ and Orphans’ Pensions Chap. 23:54 31
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Saving all rights
already accrued.
Validation of
certain acts.
Saving of
vested rights.
Table IV.
Second
Schedule.
Calculation of
pension in case
of rated up
officer who has
contributed for
35 years or
reached the age
of 65 years.
[21 of 1952].
event in consequence of which the Committee have to decide or
act may have occurred before the commencement of this Act.
45. (1) Nothing in this Act shall be construed to affect the
pensions, rights or obligations, under any former Ordinance, of
widows or children of deceased public officers already accrued
by reason of the deaths of such officers, or to confer on such
widows or children or on the legal representatives of any such
deceased officers any right or benefit which they were not
entitled to by virtue of any Ordinance in force at the respective
times of the deaths of such deceased officers.
(2) All abatements made since the coming into force of
this Act, in respect of contributions payable on pensions of less
than four hundred and eighty dollars a year are hereby declared
to have been lawfully made and are hereby validated.
46. (1) All officers who joined the Civil Service Widows’
and Orphans’ Fund under Ordinance No. 4 of 1890 before lst
October 1898, shall, in the event of their retirement from the
service or abolition of their office or promotion to employment in
other public service elsewhere in the Commonwealth countries,
continue, notwithstanding this Act, to be entitled, if they think fit,
to demand the reserve value of their contributions computed in
accordance with Table IV in the Second Schedule.
(2) Save as in this section expressly provided, all persons
who became members of the Fund constituted under any
former Ordinance, and who were members thereof at the
commencement of this Act, shall be deemed to be subject in all
respects to this Act.
47. Notwithstanding anything contained in this Act, if the age
of an officer has, under section 23 or under any similar provisions
of any former enactment providing for the payment of pensions to
widows and children of public officers, been rated up as a life
equal to an older age than his actual age at the date of his first
contribution to the Fund or the Scheme and the officer contributes
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for thirty-five years or reaches the age of sixty-five years, the
pension payable to his widow and children shall be calculated as
though his age had not been rated up.
48. (1) Notwithstanding anything contained in this Act, any
contributor who is transferred from service with the Government
to the service of the Water and Sewerage Authority established
under the Water and Sewerage Act, may continue to contribute to
the Scheme as though he had continued to be in the service of the
Government and the remuneration payable to him by the Water
and Sewerage Authority were salary attached to a permanent
office in the service of the Government; and this Act shall,
subject to the provisions hereinafter contained, apply to the case
of such contributor.
(2) The monthly instalments of the annual contribution
of every such contributor shall be deducted by the Water and
Sewerage Authority from the remuneration payable by the
Authority to such contributor and paid into general revenue or
by the Comptroller of Accounts from the pension payable to
such contributor.
(3) This section shall be deemed to have been in
operation as from lst July 1944.
(4) The amount by which the aggregate of the monthly
instalments of the annual contribution of every such contributor, in
respect of the period between lst July 1944 and the date on which
this section would have come into force if subsection (3) had not
been enacted, exceeds the amount already contributed by him to
the Scheme in respect of the said period shall be paid by him to the
Comptroller of Accounts within six months of such date.
Contributor
transferred to
service with
Water and
Sewerage
Authority
permitted to
continue to
contribute as
though still a
public officer.
[21 of 1952
16 of 1965].
Ch. 54:40.
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Section 5.FIRST SCHEDULE
RULES FOR CALCULATING PENSIONS TO WIDOWS
AND ORPHAN CHILDREN OF PUBLIC OFFICERS
ACCORDING TO THE TABLES IN THE
SECOND SCHEDULE
SYNOPSIS OF RULES
A. Public Officer who commenced to contribute while a Bachelor.
I. FIRST WIFE’S PROSPECTIVE PENSION
(a) Pension in consideration of the contributions paid during
bachelorhood.
(b) Pension in consideration of the annual contribution current at
the date of marriage.
(c) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is married to his first wife.
II. SECOND, AND SUBSEQUENT WIFE’S
PROSPECTIVE PENSION
(a) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is a widower.
(b) Variations of pension consequent on the re-marriage of
the contributor.
(c) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is married to his second, or subsequent wife.
B. Public Officer who commenced to contribute while Married.
III. FIRST WIFE’S PROSPECTIVE PENSION
(a) Pension in consideration of the annual contribution current at
the date of commencement of the contribution.
(b) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is married to his first wife.
IV. SECOND, AND SUBSEQUENT WIFE’S PROSPECTIVE PENSION
(a) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is a widower.
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(b) Variations of pension consequent on the re-marriage of
the contributor.
(c) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is married to his second, or subsequent, wife.
C. Public Officer who commenced to contribute while a Widower.
V. SECOND, AND SUBSEQUENT WIFE’S PROSPECTIVE PENSION
D. Pensions to Orphan Children.
VI. ORPHANS’ PENSIONS AT DEATH OF WIDOWER CONTRIBUTOR
(a) Case where the orphans are the issue of the same wife.
(b) Case where the orphans are the issue of different wives.
VII. ORPHANS’ PENSIONS AT DEATH OR RE-MARRIAGE OF WIDOW
VIII. ORPHANS’ PENSIONS AT DEATH OF MARRIED CONTRIBUTOR
E. Public Officer transferred to other public service.
F. Calculation of Quantities (or Tabular Results) for Ages not given in
the Tables.
A. TO C. CALCULATION OF REGISTERED PENSIONS.
The Committee shall keep a register in which full particulars respecting
each contributor shall be entered and such other records as shall be deemed
necessary from time to time, and on the death of a married contributor it shall
be the duty of the Committee, on being duly satisfied of the material facts and
dates, to compute the pension payable to his widow and orphans, as the case
may be, by the use of these Rules.
A. Public Officer who commenced to contribute while a Bachelor.
Note—No registered pension is to be recorded unless and until the bachelor
contributor marries.
I. FIRST WIFE’S PROSPECTIVE PENSION
Note—The registered pension to be recorded on marriage is found by
adding together the two amounts calculated in accordance with the following
Rules I. (a) and I. (b) respectively:
(a) Pension in consideration of the contributions paid
during bachelorhood.
Rule I.
(a) Accumulate the contributions and multiply the result by the
quantity found from Table II, corresponding to the respective
ages next birthday of the husband and wife at the date of
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marriage. The product gives the registered pension on
account of the contributions paid during bachelorhood.
(b) Pension in consideration of the annual contribution current at
the date of marriage.
Note—The amount of the current annual contribution is obtained by
multiplying by 12 the amount of the last monthly contribution.
Rule I.
(b) Turn to the section of Table I, which contains in the heading
the age of the husband at the date of completion of his period
of contribution, and multiply the amount of the current
annual contribution, by the quantity found from that section
corresponding to the respective ages next birthday of the
husband and wife at the date of marriage. The product gives
the registered pension on account of the annual contribution
current at the date of marriage.
Example of the application of Rules I. (a) and I. (b)—
Officer born on … … … …
Officer commenced to contribute on… …
Officer married on … … … …
Annual contribution at date of marriage …
Date of completion of contribution period …
Wife born on … … … …
Officer’s age next birthday at date of marriage
Officer’s age next birthday at completion
of contribution period … … …
Wife’s age next birthday at date of marriage…
Application of Rule I. (a)—
Accumulation of contributions paid during bachelorhood—
Total accumulation—$81.60.
Quantity found from Table II—
Husband* 30
Wife* 20
$81.60 x .554 = $45.21 = registered pension in consideration of
contributions paid during bachelorhood.
Application of Rule I. (b)—
Annual contribution current at the date of marriage, $19.20.
Quantity found from Table I, section for Officers aged 61 next
birthday at completion of period of contribution—
Husband* 30
Wife* 20
Widows’ and Orphans’ Pensions Chap. 23:54 35
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} … … … 5.77
} … … … .554
* Note—Where the ages are not given in the Tables, proceed as illustrated in the general
examples given in F.
July 31, 1858
April 1, 1884
June 30, 1888
$19.20
April 1, 1919
Aug. 31, 1868
30
61
20
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}
$28.80
$24.00
$ 9.60
$19.20 x 5.77 = $110.78 = registered pension in consideration of annual
contribution current at marriage.
Total Registered Pension to be recorded on the bachelor
contributor marrying—
By Rule I. (a) … … … $ 45.21
By Rule I. (b) … … … $110.78
Total … … … $155.99
(c) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is married to his first wife.
Note—The cessation of the contribution from any cause before the
completion of the full period of contribution must be regarded as a decrement
from the current annual contribution equal to the amount of such current
annual contribution.
Rule I.
(c) Turn to the section of Table I which contains in the heading
the age of the husband at the date of completion of his period
of contribution, and multiply the amount of the increment to,
or the decrement from, the current annual contribution by the
quantity found from that section corresponding to the
respective ages next birthday of the husband and wife at the
date of the variation of the contribution.
The product gives the amount to be added to the
registered pension consequent on the increment to the current
annual contribution, or, as the case may be, the amount to be
deducted from the registered pension consequent on the
decrement from the current annual contribution.
Example of the application of Rule I. (c)—
Assume particulars as in the Example subjoined to
Rules I. (a) and I. (b)—
Annual contribution increased on 31st May
1893, from $19.20 to … …
Annual contribution decreased on 30th April
1898, from $28.80 to … … …
Annual contribution ceased on 31st March 1903,
31st May 1893—Increment to current annual
contribution … … …
Quantity found from Table I, section for Officers aged 61 next
birthday at completion of period of contribution—
Husband 35
Wife 25
36 Chap. 23:54 Widows’ and Orphans’ Pensions
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… … … 4.74
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Widows’ and Orphans’ Pensions Chap. 23:54 37
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$ 183.11
$ 71.76
$ 111.35
$ 24.00
$ 4.80
$ 155.99
$ 45.50
$ 201.49
$9.60 x 4.74 = $45.50 = amount to be added to the registered pension.
Registered pension at marriage, see Example
subjoined to Rules I. (a) and I. (b) … … …
Add … … … … … …
Registered pension at 31st May 1893 … …
30th April 1898—Decrement from current
annual contribution … … … … …
Quantity found from Table I, section for Officers aged 61 next
birthday at completion of period of contribution—
Husband 40
Wife 30
$4.80 x 3.83 = $18.38 = amount to be deducted from the registered pension.
Registered pension at 31st May 1893, as above …
Deduct … … … … … …
Registered pension at 30th of April 1898 …
31st March 1903—Cessation of contribution
regarded as a decrement from current annual
contribution … … … …
Quantity found from Table I, section for Officers aged 61 next
birthday at completion of period of contribution—
Husband 45
Wife 35
$24.00 x 2.99 = $71.76 = amount to be deducted from registered pension.
Registered pension at 30th April 1898, as
above … … … … … …
Deduct … … … … … …
Registered pension at 31st March 1903… …
… … … 3.83}
$ 201.49
$ 18.38
$ 183.11
} … … … 2.99
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II. SECOND, AND SUBSEQUENT, WIFE’S PROSPECTIVE PENSION
(a) Variations of pension consequent on increments to, and
decrements from, the current annual contributions while the
contributor is a widower.
Rule II.
(a) Assume that the contributor is married to a wife of the age
that his last preceding wife would have been had she
survived to the date of the variation of the contribution, and
proceed in accordance with Rule I. (c).
Example of the application of Rule II. (a)—
If the particulars be as in the Example subjoined to Rule I. (c), except that
the first wife; who was born on 31st August 1868, died on 30th November
1888, it would be assumed that the contributor was at the date of each of the
three variations of the contributions married to a wife who was born on the
31st August 1868. The calculations will then be identical with those given in
the Example subjoined to Rule I. (c).
(b) Variations of pension consequent on the re-marriage of the
contributor.
Note—No variation of the registered pension is to be recorded if the
second, or subsequent, wife was at the date of the re-marriage of the same age
next birthday as the last preceding wife would have been had she survived to
that date.
Rule II.
(b) If the second, or subsequent, wife was at the date of the re-
marriage of a greater or less age next birthday than the last
preceding wife would have been had she survived to that
date, multiply the amount of the registered pension by the
quantity found from Table III, corresponding to the age next
birthday of the husband at the date of re-marriage, and the
age next birthday which the last preceding wife would have
attained had she survived to that date; multiply the product so
obtained by the quantity found from Table II, corresponding
to the respective ages of the husband and of the second, or
subsequent, wife at the date of the re-marriage.
The result gives the registered pension to be recorded on the re-marriage of
the contributor.
38 Chap. 23:54 Widows’ and Orphans’ Pensions
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Widows’ and Orphans’ Pensions Chap. 23:54 39
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
} … .462
} … 2.074
Example of the application of Rule II. (b)—
Assume particulars as in the Example subjoined to Rules I. (a)
and I. (b)—
First wife died on … … …
Contributor re-married on… …
Contributor’s age next birthday at
date of re-marriage … …
Second wife born on… … …
Second wife’s age next birthday at
date of the re-marriage …
Age next birthday which the first
wife would have attained had
she survived to date of the
re-marriage … … …
31st January 1893—The second wife being of a less age next
birthday at the date of the re-marriage than the first wife would have been
had she survived, the registered pension $155.99—see Example subjoined
to Rules I. (a) and I. (b)—is to be re-calculated.
Quantity found from Table III.—
Husband 35
Wife 25
Quantity found from Table II.—
Husband 35
Wife 20
$155.99 x 2.074 = $323.52.
$323.52 x .462 = $149.47 = registered pension at 31st January 1893.
(c) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is married to his second, or subsequent, wife.
Rule II. (c). Proceed as in Rule I. (c).
B. Public Officer who commenced to contribute while Married.
III. FIRST WIFE’S PROSPECTIVE PENSION
Note—In every case of a public officer who commenced to contribute
while married, the wife at the date of commencement of the contribution is to
be considered as the officer’s first wife, and no particulars are to be recorded
respecting any former wife to whom he may have been married, unless there
is issue of such former wife of a pensionable age. (See D.—Pensions to
Orphan Children.)
(a) Pension in consideration of the annual contribution current at
the date of commencement of the contribution.
Nov. 30, 1888
Jan. 31, 1893
35
June 30, 1873
20
25
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Rule III.
(a) Turn to the section of Table I, which contains in the heading
the age of the husband at the date of completion of his period
of contribution, and multiply the amount of the current
annual contribution by the quantity found from that section
corresponding to the respective ages next birthday of the
husband and wife at the date of commencement of the
contribution.
The product gives the registered pension on account of
the annual contribution current at the date of commencement
of the contribution.
Example of the application of Rule III. (a)—
Officer born on … … … …
Officer married on … … … …
Officer commenced to contribute on …
Annual cont r ibu t ion cur ren t on
31st July 1890… … … …
Date of completion of contribution
period … … … …
Wife born on … … … …
Officer’s age next birthday on 31st
July 1890 … … … …
O f f i c e r ’s age nex t b i r t hday a t
completion of contribution period
Wife’s age next birthday on 31st
July 1890 … … … …
31st July 1890—Current annual
contribution … … … …
Quantity found from Table I, section for Officers aged 65 next birthday at
completion of period of contribution—
Husband 40
Wife 30
$19.20 x 3.99 = $76.61 = registered pension in consideration of
annual contribution current at commencement of contribution.
(b) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is married to his first wife.
Rule III. (b) Proceed as in Rule I. (c).
} … … 3.99
Aug. 31, 1850
June 30, 1879
July 31, 1890
$19.20
Aug. 31, 1915
Oct. 31, 1860
40
65
30
$19.20
40 Chap. 23:54 Widows’ and Orphans’ Pensions
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Widows’ and Orphans’ Pensions Chap. 23:54 41
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
IV. SECOND, AND SUBSEQUENT, WIFE’S PROSPECTIVE PENSION
(a) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is a widower.
Rule IV. (a) Proceed as in Rule II. (a).
(b) Variations of pension consequent on the re-marriage of the
contributor.
Rule IV. (b) Proceed as in Rule II. (b).
(c) Variations of pension consequent on increments to, and
decrements from, the current annual contribution while the
contributor is married to his second or subsequent wife.
Rule IV. (c) Proceed as in Rule I. (c).
C. Public Officer who commenced to contribute while a Widower.
V. SECOND, AND SUBSEQUENT, WIFE’S PROSPECTIVE PENSION
Rule V. For the purpose of calculating the registered pension assume that
the deceased wife survived to the date of commencement of the contribution
and died immediately afterwards; then proceed in accordance with the rules
applicable to the case of Officers who commenced to contribute while
married, see B.
D. Pensions to Orphan Children.
VI. ORPHANS’ PENSIONS AT DEATH OF WIDOWER CONTRIBUTOR
(a) Case where the orphans are the issue of the same wife.
Rule VI.
(a) Divide the amount of the registered pension of the widower
contributor equally among the children entitled for the
time being.
Example of the application of Rule VI. (a).
Registered pension of widower contributor at his death, $288.00 a year.
Children entitled on his death—
Spinster daughter aged … 19
Son aged … … … 14
Son aged … … … 12
Each of the three children will take a pension of $96.00 a year.
If the Spinster daughter marry at the age of twenty the two sons will
each take a pension of $144.00 a year.
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If the younger son subsequently dies at the age of fifteen the elder son
will take the full pension of $288.00 a year.
(b) Case where the orphans are the issue of different wives.
Note—The rules here given provide for the case of two wives only.
Rule VI. (b)
(1) Divide equally among such of the children of the first wife as
may be entitled for the time being one moiety of the pension which the first
wife would have received had she survived the contributor.
(2) Divide equally among such of the children of the second wife as
may be entitled for the time being one moiety of the pension which the second
wife would have received had she survived the contributor had there been no
issue of the first wife entitled to pension.
(3) So soon as all the children of either the first wife or the second
wife have ceased to be entitled to pension, divide equally among such of the
children of the other wife as may be entitled for the time being the whole of
the pension which such other wife would have received had she survived the
contributor, and had there been no issue of the first wife entitled to pension.
VII. ORPHANS’ PENSIONS AT DEATH OR RE-MARRIAGE OF WIDOW
Rule VII. Divide the amount of the widow’s pension equally among her
children entitled for the time being.
Example of the application of Rule VII.—
Amount of widow’s pension at her death or re-marriage $288.00
a year.
Children entitled at her death—
Assuming the particulars as in the example subjoined to
Rule VI. (a) proceed as therein indicated.
VIII. ORPHANS’ PENSIONS AT DEATH OF MARRIED CONTRIBUTOR
Rule VIII. In the case where a contributor dies leaving a widow, and also
children, the issue of a previous marriage, divide equally among such of the
children of the first wife as may be entitled for the time being one moiety of
the pension which the first wife would have received had she survived the
contributor. On the widow’s pension ceasing, divide equally among such of
the children of the first wife as may be entitled for the time being the whole
of the pension which the first wife would have received had she survived
the contributor.
42 Chap. 23:54 Widows’ and Orphans’ Pensions
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Widows’ and Orphans’ Pensions Chap. 23:54 43
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L.R.O.
.482
.507
Note—In this case, as long as the children of the first wife are entitled to
pension, the widow’s pension is one moiety of that which she would have
received had there been no such children.
E. Public Officer transferred to other public service.
Throughout these rules and examples the calculations depend, not on the
official income of the contributor, but on the amount of his contribution to the
Scheme, so that the transfer of a public officer to other public service does not
affect his registered pension unless the amount of his current annual
contribution is varied, in which case the proper adjustment is to be made in
accordance with the preceding rules.
F. Calculation of Quantities (or Tabular Results) for ages not given in the
Tables.
Table II. The quantities are given for every age of the husband from
15 to 60, and for every fifth age of the wife from 15 to 65. Ages of husbands
and wives below and beyond are to be treated as the youngest and oldest ages
given respectively.
For the intermediate ages of wives, interpolate by first differences as follows:
To find the quantity corresponding to the ages of the husband and
wife aged respectively 35 and 27 next birthday—
The quantity for ages 35 and 25 given in the
Table is … … … … …
The quantity for ages 35 and 30 given in the
Table is … … … … …
So that the addition of five years to the age of the wife results in an
addition of .025 to the quantity given in the Table for ages 35 and 25.
An addition of two years as the age of the wife accordingly results by
proportion in an addition of two-fifths of .025 to the quantity given in
the Table for ages 35 and 25.
Two-fifths of .025 = .010, which added to .482 gives .492 which is the
required quantity corresponding to ages 35 and 27.
Table I. This Table is divided into eleven sections respectively applicable
to Officers who will be aged next birthday 55, 56, 57, …… up to 65, when
they complete their period of contribution. Care should in all cases be taken to
turn to the section which contains in the heading the age of the husband at the
date of completion of his period of contribution.
In each section the quantities are given for 35 consecutive ages of the
husband, terminating at the age preceding that at which the contribution
ceases, and for every fifth age of the wife from 15 to 65.
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Ages of the wife below or beyond are to be treated as the youngest and
oldest ages given respectively. For the intermediate ages of wives interpolate
by first differences as explained above. Thus, the quantity found from the first
section of the Table (age 55) corresponding to the ages of a husband and wife
aged respectively 45 and 38 next birthday is three-fifths of .18 added to 2.39,
which gives 2.498.
For Officers who commence to contribute at an earlier age than 20 next
birthday the method of calculation given in the subjoined examples is to
be followed.
Example (1). An Officer aged 17 next birthday, having a wife aged 15 next
birthday, commences to contribute. Assume that the Officer is aged 20 next
birthday, so that the quantity found from Table I will be 8.30.
This Officer receives an increment of salary at age 22 next birthday, when
his wife’s age is 20. Assume that his age is 25 next birthday, i.e., his actual
age 22 plus the difference between his actual age at entry and 20, which is
three years. The quantity found from Table I will be 7.00.
Example (2). An Officer aged 19 next birthday commences to contribute
as a bachelor, and five years later, when aged 24 next birthday, marries, his
wife’s age being 20 next birthday. The quantity found from Table II in
accordance with Rule I. (a) will be taken from the actual ages (husband 24 and
wife 20), and will be .683. With respect to the current annual contribution at
marriage, assume that the Officer’s age is 25 (his actual age plus one), so that
the quantity found from Table I will be 7.00.
This Officer receives an increment of salary when aged 39, when his wife’s
age is 35. Assume as before that the ages are 40 and 35 respectively, so that
the quantity found from Table I will be 3.61.
Note—It will be observed that this method takes account of the actual
number of years for which the annual contribution will run. In Example (1) when
the Officer receives the increment of salary at age 22 he has contributed to the
Scheme for five years, so that at the expiration of 30 years his contributions will
cease. Similarly in Example (2), when the Officer marries at age 24, he also has
contributed to the Scheme for five years, so that although he is two years older
than the Officer in Example (1), yet the unexpired period of contribution is the
same in each case, and the wife’s age in each instance 20, so that no important
error is involved in using the same tabular quantity for the two cases.
Table III. The quantities are given for the same ages as in Table II; ages of
husbands and wives below and beyond are to be treated as in using that Table.
44 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
For the intermediate ages of wives interpolate by first differences as
explained above, except that it must be noted that in this Table an addition to
the age of the wife results in a deduction from the quantity given in the Table.
To find the quantity corresponding to the ages of a husband and wife aged
respectively 35 and 27 next birthday—
The quantity for ages 35 and 25 given in the
Table is … … … …
The quantity for ages 35 and 30 given in the
Table is … … … …
So that the addition of five years to the age of the wife results in a
deduction of .100 from the quantity given in the Table for ages 35 and 25.
An addition of two years to the age of the wife accordingly results by
proportion in a deduction of two-fifths of .100 from the quantity given
in the Table for ages 35 and 25.
Two-fifths of .100 = 0.40 which deducted from 2.074 leaves 2.034 which
is the required quantity corresponding to ages 35 and 27.
Widows’ and Orphans’ Pensions Chap. 23:54 45
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
2.074
1.974
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Ag
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SECOND SCHEDULE
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 55 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure. The
Yearly Contribution is to cease on the termination of 35 years from the date of
the Officer’s first Contribution.
Section 5.
15 20 25 30 35 40 45 50 55 60 65
20 8.30 8.60 8.98 9.47 10.11 10.90 11.92 13.40 15.21 17.75 21.40
21 7.98 8.27 8.64 9.13 9.72 10.50 11.52 12.89 14.65 17.07 20.53
22 7.67 7.95 8.30 8.77 9.34 10.10 11.06 12.41 14.11 16.41 19.71
23 7.37 7.63 7.97 8.42 8.98 9.71 10.62 11.92 13.53 15.77 18.88
24 7.07 7.33 7.62 8.07 8.59 9.30 10.18 11.42 12.97 15.09 18.04
25 6.77 7.00 7.31 7.72 8.22 8.89 9.74 10.94 12.43 14.46 17.21
26 6.49 6.70 7.00 7.38 7.88 8.50 9.32 10.47 11.90 13.84 16.41
27 6.20 6.40 6.69 7.05 7.52 8.10 8.89 10.00 11.38 13.21 15.61
28 5.92 6.10 6.38 6.72 7.17 7.72 8.48 9.54 10.87 12.60 14.87
29 5.64 5.80 6.07 6.40 6.83 7.36 8.07 9.09 10.39 12.00 14.15
30 5.36 5.54 5.78 6.09 6.49 7.00 7.69 8.66 9.88 11.42 13.46
31 5.10 5.26 5.49 5.78 6.16 6.64 7.30 8.22 9.40 10.85 12.76
32 4.84 5.00 5.22 5.48 5.84 6.31 6.92 7.80 8.93 10.31 12.08
33 4.60 4.74 4.94 5.19 5.52 5.97 6.55 7.39 8.46 9.77 11.43
34 4.36 4.48 4.68 4.92 5.23 5.66 6.20 7.00 8.02 9.25 10.81
35 4.12 4.24 4.42 4.65 4.94 5.34 5.85 6.60 7.57 8.74 10.21
36 3.90 4.00 4.18 4.39 4.66 5.05 5.53 6.24 7.14 8.26 9.66
37 3.66 3.77 3.94 4.14 4.39 4.75 5.20 5.87 6.72 7.77 9.11
38 3.46 3.55 3.70 3.88 4.13 4.46 4.88 5.51 6.31 7.29 8.57
39 3.24 3.33 3.46 3.64 3.87 4.18 4.57 5.16 5.91 6.84 8.04
40 3.04 3.11 3.24 3.40 3.61 3.89 4.26 4.81 5.51 6.39 7.53
41 2.84 2.90 3.02 3.16 3.36 3.62 3.95 4.47 5.13 5.96 7.03
42 2.63 2.69 2.80 2.93 3.11 3.35 3.66 4.15 4.75 5.53 6.54
43 2.44 2.49 2.58 2.71 2.87 3.09 3.37 3.81 4.38 5.11 6.06
44 2.24 2.29 2.37 2.48 2.63 2.83 3.08 3.49 4.02 4.70 5.57
45 2.04 2.08 2.16 2.26 2.39 2.57 2.80 3.16 3.65 4.27 5.07
46 1.84 1.88 1.94 2.03 2.15 2.31 2.52 2.84 3.28 3.83 4.56
47 1.64 1.68 1.74 1.82 1.92 2.06 2.25 2.54 2.92 3.41 4.07
48 1.44 1.48 1.53 1.59 1.68 1.81 1.98 2.23 2.56 2.99 3.58
49 1.25 1.28 1.32 1.38 1.45 1.56 1.70 1.92 2.21 2.57 3.10
50 1.05 1.08 1.11 1.16 1.22 1.31 1.43 1.61 1.86 2.16 2.61
51 .85 .87 .90 .94 .99 1.06 1.16 1.30 1.50 1.74 2.11
52 .65 .67 .69 .71 .75 .80 .88 .98 1.14 1.32 1.61
53 .44 .45 .46 .48 .51 .54 .59 .66 .77 .89 1.09
54 .22 .23 .24 .25 .26 .28 .30 .34 .39 .46 .56
46 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Widows’ and Orphans’ Pensions Chap. 23:54 47
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
Ag
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TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 56 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a
Yearly Contribution of 1, payable also by Monthly Instalments, will secure.
The Yearly Contribution is to cease on the termination of 35 years from the
date of the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
21 8.02 8.31 8.68 9.17 9.77 10.55 11.54 12.95 14.72 17.15 20.62
22 7.71 7.98 8.34 8.81 9.39 10.15 11.11 12.46 14.17 16.49 19.80
23 7.40 7.66 8.00 8.46 9.01 9.75 10.66 11.96 13.58 15.82 18.95
24 7.10 7.35 7.68 8.12 8.64 9.35 10.24 11.48 13.04 15.18 18.14
25 6.81 7.04 7.35 7.76 8.27 8.94 9.80 11.00 12.50 14.54 17.31
26 6.52 6.74 7.04 7.43 7.92 8.54 9.37 10.53 11.97 13.92 16.50
27 6.24 6.44 6.73 7.09 7.57 8.16 8.95 10.07 11.46 13.30 15.71
28 5.96 6.15 6.43 6.78 7.23 7.79 8.54 9.62 10.95 12.70 14.99
29 5.69 5.87 6.13 6.46 6.89 7.43 8.14 9.18 10.46 12.11 14.28
30 5.41 5.59 5.83 6.14 6.55 7.07 7.76 8.74 9.97 11.52 13.58
31 5.15 5.32 5.55 5.84 6.22 6.71 7.37 8.30 9.49 10.96 12.89
32 4.89 5.05 5.27 5.54 5.90 6.37 7.00 7.88 9.02 10.41 12.20
33 4.65 4.79 5.00 5.26 5.59 6.05 6.64 7.48 8.57 9.89 11.57
34 4.42 4.55 4.75 4.98 5.30 5.74 6.28 7.09 8.13 9.38 10.96
35 4.19 4.31 4.49 4.72 5.02 5.43 5.95 6.71 7.69 8.88 10.38
36 3.96 4.07 4.25 4.46 4.74 5.13 5.62 6.34 7.26 8.39 9.82
37 3.74 3.84 4.01 4.21 4.47 4.84 5.30 5.98 6.84 7.91 9.28
38 3.53 3.62 3.77 3.97 4.21 4.56 4.98 5.63 6.44 7.45 8.75
39 3.32 3.41 3.55 3.73 3.96 4.28 4.68 5.28 6.05 7.00 8.24
40 3.12 3.20 3.33 3.50 3.71 4.00 4.38 4.94 5.66 6.57 7.73
41 2.92 2.99 3.11 3.26 3.46 3.73 4.08 4.60 5.29 6.14 7.25
42 2.72 2.79 2.90 3.04 3.22 3.47 3.78 4.28 4.92 5.72 6.77
43 2.54 2.59 2.69 2.82 2.99 3.21 3.50 3.96 4.56 5.32 6.30
44 2.34 2.39 2.48 2.60 2.75 2.96 3.23 3.64 4.20 4.91 5.82
45 2.14 2.19 2.27 2.38 2.52 2.70 2.95 3.33 3.84 4.49 5.34
46 1.95 2.00 2.07 2.16 2.28 2.45 2.68 3.03 3.49 4.08 4.86
47 1.76 1.80 1.87 1.95 2.06 2.21 2.42 2.73 3.14 3.67 4.38
48 1.58 1.62 1.67 1.75 1.84 1.98 2.16 2.44 2.80 3.27 3.92
49 1.39 1.42 1.47 1.54 1.62 1.74 1.90 2.14 2.46 2.86 3.45
50 1.20 1.23 1.27 1.33 1.40 1.50 1.64 1.84 2.12 2.47 2.98
51 1.01 1.04 1.07 1.12 1.18 1.26 1.37 1.54 1.78 2.07 2.51
52 .82 .84 .87 .90 .95 1.02 1.11 1.25 1.44 1.68 2.04
53 .63 .64 .66 .69 .72 .77 .84 .95 1.09 1.27 1.55
54 .43 .44 .45 .47 .49 .52 .57 .64 .74 .87 1.06
55 .21 .22 .23 .24 .25 .27 .29 .33 .38 .44 .54
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Ag
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ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 57 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure. The
Yearly Contribution is to cease on the termination of 35 years from the date of
the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
22 7.74 8.01 8.37 8.84 9.42 10.19 11.15 12.51 14.22 15.55 19.87
23 7.43 7.70 8.04 8.49 9.05 9.78 10.71 12.02 136.65 15.90 19.04
24 7.13 7.38 7.70 8.14 8.67 9.38 10.28 11.53 13.09 15.23 18.21
25 6.84 7.07 7.39 7.80 8.31 8.98 9.84 11.05 12.56 14.61 17.39
26 6.56 6.77 7.08 7.47 7.97 8.59 9.42 10.59 12.04 13.99 16.59
27 6.28 6.48 6.78 7.14 7.62 8.21 9.01 10.13 11.53 13.38 15.82
28 6.00 6.19 6.47 6.82 7.28 7.84 8.60 9.68 11.03 12.79 15.09
29 5.73 5.90 6.17 6.50 6.93 7.46 8.20 9.24 10.53 12.19 14.37
30 5.46 5.63 5.88 6.19 6.60 7.12 7.82 8.80 10.05 11.61 13.69
31 5.20 5.36 5.60 5.89 6.28 6.77 7.44 8.38 9.58 11.06 13.00
32 4.94 5.10 5.32 5.59 5.96 6.44 7.07 7.96 9.12 10.52 12.33
33 4.70 4.85 5.06 5.32 5.66 6.11 6.71 7.57 8.67 10.00 11.70
34 4.47 4.60 4.80 5.04 5.36 5.80 6.36 7.18 8.22 9.49 11.09
35 4.24 4.36 4.55 4.78 5.08 5.50 6.02 6.80 7.79 9.00 10.51
36 4.02 4.13 4.31 4.53 4.81 5.21 5.70 6.44 7.37 8.52 9.97
37 3.80 3.91 4.07 4.28 4.55 4.92 5.38 6.08 6.96 8.04 9.43
38 3.60 3.69 3.85 4.04 4.30 4.64 5.08 5.74 6.57 7.59 8.92
39 3.39 3.48 3.62 3.81 4.05 4.37 4.78 5.39 6.18 7.15 8.41
40 3.19 3.27 3.40 3.58 3.80 4.09 4.48 5.05 5.80 6.72 7.91
41 3.00 3.07 3.19 3.35 3.56 3.83 4.19 4.72 5.43 6.31 7.45
42 2.81 2.87 2.98 3.13 3.32 3.57 3.90 4.41 5.07 5.90 6.98
43 2.62 2.68 2.78 2.91 3.09 3.32 3.62 4.09 4.72 5.50 6.52
44 2.44 2.49 2.58 2.70 2.86 3.08 3.36 3.79 4.37 5.11 6.06
45 2.25 2.30 2.38 2.49 2.64 2.83 3.09 3.49 4.02 4.71 5.59
46 2.06 2.11 2.18 2.28 2.41 2.59 2.83 3.19 3.68 4.30 5.12
47 1.88 1.92 1.99 2.08 2.19 2.36 2.57 2.90 3.35 3.91 4.66
48 1.70 1.74 1.80 1.88 1.98 2.12 2.32 2.62 3.01 3.52 4.21
49 1.52 1.55 1.61 1.68 1.77 1.90 2.07 2.34 2.69 3.13 3.77
50 1.34 1.37 1.42 1.48 1.56 1.67 1.82 2.05 2.36 2.75 3.32
51 1.16 1.19 1.23 1.28 1.34 1.44 1.57 1.77 2.04 2.37 2.87
52 .98 1.00 1.04 1.08 1.13 1.21 1.32 1.48 1.71 2.00 2.43
53 .79 .81 .84 .87 .92 .98 1.07 1.21 1.38 1.62 1.97
54 .61 .62 .64 .67 .70 .75 .81 .92 1.05 1.24 1.51
55 .41 .42 .44 .45 .47 .51 .55 .62 .71 .84 1.02
56 .21 .22 .22 .23 .24 .26 .28 .32 .36 .43 .52
48 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Widows’ and Orphans’ Pensions Chap. 23:54 49
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
Ag
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ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 58 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure. The
Yearly Contribution is to cease on the termination of 35 years from the date of
the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
23 7.46 7.72 8.07 8.52 9.08 9.83 10.75 12.06 13.70 15.96 19.11
24 7.16 7.41 7.74 8.18 8.71 9.42 10.32 11.58 13.15 15.30 18.29
25 6.87 7.10 7.42 7.84 8.35 9.02 9.89 11.10 12.62 14.68 17.47
26 6.59 6.81 7.11 7.50 8.01 8.63 9.47 10.64 12.10 14.06 16.67
27 6.31 6.51 6.81 7.18 7.66 8.25 9.06 10.18 11.59 13.45 15.90
28 6.04 6.23 6.51 6.86 7.32 7.88 8.65 9.74 11.09 12.86 15.17
29 5.76 5.94 6.21 6.54 6.98 7.53 8.26 9.30 10.60 12.28 14.47
30 5.49 5.67 5.92 6.23 6.65 7.17 7.87 8.86 10.12 11.69 13.78
31 5.24 5.41 5.64 5.94 6.33 6.83 7.50 8.45 9.66 11.15 13.11
32 4.99 5.15 5.37 5.64 6.02 6.50 7.13 8.04 9.20 10.62 12.44
33 4.75 4.89 5.11 5.36 5.71 6.17 6.77 7.64 8.75 10.09 11.81
34 4.51 4.65 4.85 5.09 5.42 5.86 6.42 7.35 8.30 9.58 11.20
35 4.29 4.41 4.60 4.84 5.14 5.56 6.09 6.88 7.88 9.10 10.63
36 4.07 4.19 4.37 4.59 4.88 5.28 5.78 6.52 7.46 8.63 10.10
37 3.86 3.97 4.14 4.35 4.62 5.00 5.47 6.17 7.06 8.17 9.57
38 3.65 3.75 3.92 4.11 4.36 4.72 5.16 5.83 6.67 7.71 9.06
39 3.46 3.54 3.69 3.88 4.12 4.45 4.87 5.49 6.29 7.28 8.57
40 3.26 3.34 3.47 3.65 3.88 4.18 4.57 5.16 5.92 6.86 8.08
41 3.06 3.14 3.27 3.48 3.64 3.92 4.28 4.84 5.56 6.46 7.62
42 2.88 2.95 3.06 3.21 3.41 3.67 4.00 4.52 5.20 6.06 7.16
43 2.70 2.76 2.86 3.00 3.18 3.42 3.73 4.22 4.86 5.67 6.71
44 2.52 2.57 2.67 2.80 2.96 3.18 3.47 3.92 4.52 5.28 6.26
45 2.33 2.38 2.47 2.59 2.74 2.94 3.21 3.62 4.18 4.88 5.81
46 2.15 2.20 2.28 2.38 2.52 2.70 2.96 3.34 3.84 4.49 5.35
47 1.98 2.02 2.10 2.19 2.31 2.48 2.71 3.06 3.53 4.12 4.92
48 1.80 1.84 1.91 2.00 2.10 2.26 2.47 2.78 3.20 3.74 4.48
49 1.63 1.67 1.73 1.80 1.90 2.04 2.23 2.51 2.89 3.36 4.05
50 1.46 1.50 1.55 1.61 1.70 1.82 1.99 2.24 2.58 3.00 3.62
51 1.29 1.32 1.37 1.42 1.50 1.60 1.75 1.97 2.27 2.64 3.20
52 1.12 1.15 1.18 1.23 1.30 1.39 1.51 1.70 1.96 2.28 2.78
53 .94 .97 1.00 1.04 1.10 1.17 1.27 1.43 1.65 1.92 2.34
54 .77 .79 .81 .84 .89 .95 1.03 1.16 1.33 1.57 1.90
55 .58 .60 .62 .64 .68 .72 .78 .88 1.02 1.20 1.46
56 .40 .41 .42 .44 .46 .49 .53 .60 .69 .82 .99
57 .20 .21 .22 .23 .24 .25 .27 .30 .35 .42 .51
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Ag
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ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 59 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure. The
Yearly Contribution is to cease on the termination of 35 years from the date of
the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
24 7.19 7.44 7.77 8.21 8.75 9.46 10.36 11.62 13.20 15.36 18.36
25 6.90 7.13 7.45 7.86 8.38 9.05 9.93 11.15 12.66 14.73 17.53
26 6.62 6.84 7.15 7.54 8.04 8.67 9.51 10.69 12.15 14.13 16.75
27 6.34 6.54 6.84 7.21 7.70 8.29 9.10 10.23 11.64 13.51 15.97
28 6.07 6.26 6.54 6.89 7.35 7.92 8.69 9.79 11.14 12.92 15.21
29 5.80 5.98 6.25 6.58 7.02 7.57 8.30 9.35 10.67 12.35 14.55
30 5.53 5.71 5.96 6.28 6.70 7.22 7.92 8.93 10.19 11.77 13.88
31 5.28 5.45 5.68 5.98 6.37 6.87 7.55 8.51 9.72 11.22 13.20
32 5.02 5.19 5.41 5.68 6.06 6.54 7.18 8.09 9.26 10.69 12.53
33 4.79 4.93 5.15 5.41 5.76 6.22 6.83 7.70 8.82 10.17 11.90
34 4.56 4.70 4.90 5.15 5.47 5.92 6.49 7.32 8.39 9.68 11.32
35 4.34 4.46 4.65 4.89 5.19 5.62 6.16 6.95 7.96 9.20 10.74
36 4.12 4.24 4.42 4.64 4.93 5.34 5.84 6.60 7.55 8.73 10.21
37 3.91 4.02 4.19 4.40 4.68 5.06 5.54 6.26 7.16 8.27 9.70
38 3.71 3.80 3.96 4.16 4.43 4.79 5.24 5.91 6.77 7.82 9.19
39 3.51 3.60 3.75 3.94 4.19 4.52 4.94 5.58 6.39 7.40 8.70
40 3.32 3.40 3.54 3.72 3.95 4.26 4.66 5.25 6.03 6.99 8.23
41 3.13 3.21 3.33 3.50 3.71 4.00 4.37 4.94 5.67 6.59 7.77
42 2.95 3.02 3.14 3.29 3.49 3.75 4.10 4.63 5.32 6.20 7.33
43 2.77 2.83 2.94 3.08 3.26 3.51 3.83 4.33 4.98 5.82 6.89
44 2.59 2.65 2.75 2.88 3.04 3.27 3.57 4.04 4.65 5.44 6.45
45 2.41 2.47 2.56 2.68 2.83 3.04 3.32 3.75 4.32 5.05 6.01
46 2.24 2.29 2.37 2.48 2.62 2.81 3.07 3.47 4.00 4.67 5.56
47 2.07 2.11 2.19 2.29 2.42 2.59 2.83 3.20 3.68 4.30 5.14
48 1.90 1.94 2.01 2.10 2.22 2.38 2.60 2.93 3.38 3.94 4.72
49 1.74 1.78 1.84 1.92 2.02 2.17 2.37 2.67 3.07 3.57 4.30
50 1.57 1.61 1.66 1.73 1.82 1.96 2.14 2.41 2.77 3.22 3.90
51 1.41 1.44 1.49 1.55 1.63 1.75 1.90 2.14 2.47 2.87 3.49
52 1.24 1.27 1.31 1.37 1.44 1.54 1.68 1.89 2.18 2.53 3.08
53 1.07 1.10 1.14 1.18 1.24 1.33 1.45 1.63 1.87 2.19 2.66
54 .91 .93 .96 1.00 1.05 1.12 1.22 1.38 1.58 1.86 2.26
55 .74 .76 .79 .81 .86 .91 .99 1.12 1.29 1.52 1.85
56 .56 .58 .60 .62 .65 .69 .75 .85 .98 1.16 1.41
57 .38 .39 .41 .42 .44 .47 .51 .58 .67 .79 .96
58 .20 .20 .21 .22 .23 .24 .26 .30 .34 .41 .50
50 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Widows’ and Orphans’ Pensions Chap. 23:54 51
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
Ag
e o
f
hu
sb
an
d
ne
xt
bir
thd
ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 60 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure. The
Yearly Contribution is to cease on the termination of 35 years from the date of
the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
25 6.92 7.16 7.48 7.89 8.41 9.09 9.96 11.19 12.71 14.79 17.60
26 6.64 6.86 7.17 7.57 8.07 8.71 9.55 10.73 12.20 14.18 16.81
27 6.37 6.58 6.88 7.25 7.73 8.33 9.14 10.28 11.70 13.58 16.05
28 6.10 6.29 6.58 6.93 7.39 7.96 8.74 9.83 11.20 12.99 15.32
29 5.83 6.00 6.28 6.61 7.06 7.61 8.34 9.40 10.72 12.41 14.62
30 5.56 5.73 5.99 6.31 6.73 7.26 7.96 8.97 10.24 11.83 13.94
31 5.31 5.48 5.72 6.02 6.41 6.91 7.59 8.56 9.78 11.29 13.28
32 5.06 5.22 5.45 5.72 6.10 6.59 7.23 8.15 9.33 10.76 12.62
33 4.83 4.97 5.19 5.45 5.80 6.27 6.88 7.76 8.89 10.26 12.00
34 4.60 4.74 4.94 5.19 5.52 5.97 6.54 7.38 8.46 9.76 11.41
35 4.38 4.50 4.70 4.94 5.24 5.68 6.22 7.04 8.04 9.28 10.85
36 4.16 4.28 4.47 4.69 4.98 5.40 5.91 6.67 7.63 8.82 10.32
37 3.96 4.06 4.24 4.45 4.73 5.12 5.60 6.32 7.23 8.30 9.80
38 3.76 3.85 4.02 4.22 4.48 4.85 5.30 5.99 6.85 7.92 9.31
39 3.56 3.65 3.80 4.00 4.25 4.58 5.01 5.66 6.48 7.50 8.83
40 3.37 3.46 3.60 3.78 4.01 4.32 4.73 5.34 6.12 7.10 8.36
41 3.19 3.26 3.39 3.56 3.78 4.07 4.45 5.02 5.77 6.70 7.91
42 3.01 3.08 3.20 3.36 3.56 3.83 4.18 4.72 5.43 6.32 7.48
43 2.84 2.90 3.01 3.15 3.34 3.59 3.92 4.43 5.10 5.95 7.05
44 2.66 2.72 2.82 2.95 3.12 3.36 3.67 4.14 4.77 5.58 6.62
45 2.49 2.54 2.64 2.76 2.92 3.13 3.42 3.86 4.45 5.21 6.19
46 2.31 2.36 2.45 2.56 2.70 2.90 3.17 3.58 4.13 4.83 5.75
47 2.15 2.20 2.27 2.38 2.51 2.69 2.94 3.32 3.83 4.47 5.34
48 1.98 2.03 2.10 2.20 2.31 2.48 2.71 3.06 3.52 4.11 4.92
49 1.82 1.87 1.93 2.02 2.12 2.28 2.49 2.80 3.23 3.76 4.52
50 1.67 1.71 1.76 1.84 1.94 2.08 2.28 2.55 2.94 3.42 4.13
51 1.51 1.55 1.60 1.66 1.75 1.88 2.06 2.30 2.65 3.08 3.74
52 1.35 1.39 1.43 1.49 1.57 1.68 1.83 2.05 2.37 2.76 3.36
53 1.20 1.23 1.27 1.32 1.38 1.48 1.61 1.81 2.09 2.44 2.97
54 1.04 1.07 1.10 1.14 1.20 1.28 1.40 1.57 1.81 2.13 2.58
55 .88 .90 .93 .97 1.02 1.08 1.18 1.33 1.53 1.80 2.19
56 .72 .73 .75 .78 .83 .88 .96 1.08 1.24 1.46 1.78
57 .55 .56 .58 .60 .63 .67 .73 .82 .95 1.12 1.37
58 .37 .38 .39 .41 .43 .46 .50 .56 .65 .76 .93
59 .19 .20 .20 .21 .22 .23 .25 .29 .33 .39 .48
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Ag
e o
f
hu
sb
an
d
ne
xt
bir
thd
ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 61 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure. The
Yearly Contribution is to cease on the termination of 35 years from the date of
the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
26 6.67 6.88 7.19 7.59 8.08 8.73 9.57 10.76 12.23 14.22 16.86
27 6.39 6.60 6.90 7.27 7.75 8.36 9.18 10.32 11.74 13.63 16.11
28 6.12 6.31 6.60 6.95 7.42 7.99 8.77 9.87 11.24 13.03 15.38
29 5.86 6.04 6.31 6.64 7.09 7.64 8.38 9.44 10.77 12.47 14.69
30 5.59 5.77 6.02 6.34 6.76 7.29 8.00 9.01 10.29 11.89 14.01
31 5.34 5.51 5.75 6.05 6.45 6.95 7.64 8.61 9.84 11.36 13.36
32 5.10 5.25 5.48 5.76 6.14 6.62 7.27 8.20 9.38 10.83 12.69
33 4.86 5.01 5.23 5.49 5.85 6.32 6.93 7.82 8.95 10.33 12.09
34 4.63 4.77 4.98 5.22 5.56 6.01 6.59 7.44 8.52 9.83 11.49
35 4.41 4.54 4.74 4.98 5.29 5.72 6.27 7.07 8.10 9.36 10.93
36 4.20 4.32 4.50 4.73 5.03 5.44 5.96 6.73 7.70 8.90 10.41
37 4.00 4.10 4.28 4.50 4.78 5.17 5.66 6.39 7.31 8.45 9.91
38 3.80 3.90 4.06 4.27 4.53 4.90 5.36 6.05 6.93 8.01 9.41
39 3.60 3.69 3.85 4.05 4.30 4.64 5.08 5.73 6.56 7.60 8.93
40 3.42 3.50 3.64 3.83 4.06 4.38 4.80 5.41 6.21 7.19 8.47
41 3.24 3.32 3.45 3.62 3.84 4.14 4.52 5.10 5.86 6.81 8.03
42 3.06 3.13 3.26 3.41 3.62 3.90 4.25 4.81 5.53 6.43 7.61
43 2.89 2.95 3.06 3.21 3.40 3.66 4.00 4.52 5.20 6.07 7.18
44 2.72 2.78 2.88 3.02 3.20 3.44 3.75 4.24 4.88 5.71 6.77
45 2.55 2.60 2.70 2.82 2.99 3.21 3.50 3.96 4.56 5.33 6.34
46 2.38 2.43 2.52 2.64 2.78 2.99 3.27 3.69 4.25 4.97 5.92
47 2.22 2.27 2.35 2.46 2.59 2.78 3.04 3.43 3.96 4.62 5.51
48 2.06 2.11 2.18 2.28 2.40 2.58 2.82 3.18 3.66 4.27 5.12
49 1.90 1.95 2.02 2.11 2.22 2.38 2.60 2.93 3.38 3.93 4.73
50 1.75 1.80 1.86 1.94 2.04 2.18 2.38 2.69 3.09 3.60 4.35
51 1.60 1.64 1.70 1.77 1.86 1.99 2.17 2.44 2.82 3.28 3.98
52 1.45 1.49 1.54 1.60 1.68 1.80 1.96 2.21 2.54 2.96 3.61
53 1.30 1.34 1.38 1.43 1.51 1.61 1.76 1.97 2.27 2.65 3.23
54 1.15 1.18 1.22 1.27 1.33 1.42 1.55 1.74 2.01 2.36 2.86
55 1.00 1.03 1.06 1.10 1.16 1.23 1.34 1.51 1.74 2.05 2.49
56 .85 .87 .90 .93 .98 1.04 1.13 1.28 1.47 1.74 2.11
57 .71 .72 .73 .76 .80 .85 .92 1.04 1.20 1.42 1.73
58 .53 .54 .55 .58 .61 .65 .70 .79 .92 1.08 1.33
59 .36 .37 .38 .40 .42 .44 .48 .54 .62 .74 .91
60 .18 .19 .20 .20 .21 .22 .24 .28 .32 .38 .46
52 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Widows’ and Orphans’ Pensions Chap. 23:54 53
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
Ag
e o
f
hu
sb
an
d
ne
xt
bir
thd
ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 62 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure.
The Yearly Contribution is to cease on the termination of 35 years from the
date of the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
27 6.41 6.62 6.92 7.29 7.78 8.38 9.20 10.35 11.78 13.66 16.15
28 6.14 6.33 6.62 6.98 7.44 8.02 8.80 9.91 11.28 13.08 15.43
29 5.88 6.06 6.33 6.67 7.12 7.68 8.42 9.48 10.81 12.51 14.75
30 5.61 5.79 6.05 6.37 6.79 7.32 8.04 9.06 10.33 11.94 14.11
31 5.36 5.54 5.78 6.08 6.48 6.99 7.68 8.65 9.89 11.41 13.42
32 5.12 5.28 5.51 5.79 6.17 6.66 7.32 8.24 9.44 10.89 12.76
33 4.89 5.04 5.26 5.52 5.88 6.35 6.97 7.86 9.00 10.39 12.16
34 4.66 4.80 5.01 5.26 5.60 6.06 6.64 7.49 8.58 9.90 11.57
35 4.44 4.57 4.77 5.01 5.32 5.76 6.31 7.12 8.16 9.43 11.01
36 4.23 4.35 4.54 4.77 5.07 5.48 6.00 6.78 7.76 8.97 10.49
37 4.03 4.14 4.32 4.54 4.82 5.21 5.71 6.44 7.37 8.52 9.99
38 3.84 3.94 4.10 4.31 4.58 4.95 5.42 6.12 7.00 8.10 9.51
39 3.64 3.73 3.89 4.09 4.34 4.69 5.13 5.79 6.63 7.68 9.03
40 3.46 3.54 3.69 3.88 4.12 4.44 4.85 5.48 6.28 7.28 8.58
41 3.28 3.36 3.49 3.67 3.89 4.19 4.58 5.17 5.94 6.90 8.14
42 3.11 3.18 3.30 3.47 3.68 3.96 4.32 4.88 5.61 6.53 7.72
43 2.94 3.00 3.12 3.27 3.46 3.72 4.06 4.59 5.29 6.17 7.30
44 2.77 2.83 2.94 3.08 3.26 3.50 3.82 4.32 4.97 5.82 6.90
45 2.60 2.66 2.76 2.89 3.05 3.28 3.58 4.04 4.66 5.45 6.48
46 2.44 2.49 2.58 2.70 2.85 3.06 3.35 3.78 4.36 5.09 6.06
47 2.28 2.33 2.42 2.53 2.66 2.86 3.13 3.53 4.07 4.75 5.67
48 2.13 2.18 2.26 2.36 2.49 2.67 2.92 3.29 3.79 4.42 5.30
49 1.98 2.03 2.10 2.19 2.31 2.48 2.70 3.05 3.51 4.08 4.92
50 1.83 1.88 1.94 2.02 2.12 2.28 2.49 2.80 3.23 3.76 4.54
51 1.68 1.72 1.78 1.86 1.95 2.09 2.28 2.57 2.96 3.44 4.18
52 1.54 1.58 1.63 1.70 1.79 1.91 2.08 2.34 2.70 3.14 3.82
53 1.40 1.43 1.48 1.54 1.62 1.73 1.88 2.12 2.44 2.85 3.47
54 1.26 1.29 1.33 1.38 1.45 1.55 1.68 1.90 2.18 2.56 3.12
55 1.11 1.14 1.18 1.22 1.28 1.37 1.49 1.67 1.93 2.27 2.76
56 .97 .99 1.02 1.06 1.11 1.19 1.29 1.45 1.67 1.98 2.41
57 .82 .84 .87 .90 .94 1.00 1.09 1.23 1.42 1.68 2.04
58 .67 .69 .71 .73 .77 .82 .89 1.00 1.16 1.37 1.68
59 .51 .52 .54 .56 .59 .63 .68 .76 .88 1.05 1.29
60 .35 .36 .37 .38 .40 .43 .46 .52 .60 .72 .88
61 .18 .18 .19 .20 .21 .22 .24 .27 .31 .37 .45
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Ag
e o
f
hu
sb
an
d
ne
xt
bir
thd
ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 63 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure. The
Yearly Contribution is to cease on the termination of 35 years from the date of
the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
28 6.17 6.36 6.65 7.00 7.47 8.05 8.84 9.94 11.32 13.13 15.50
29 5.90 6.09 6.36 6.70 7.14 7.70 8.45 9.52 10.85 12.56 14.80
30 5.63 5.81 6.07 6.39 6.82 7.35 8.07 9.09 10.38 11.99 14.13
31 5.38 5.56 5.80 6.10 6.50 7.01 7.70 8.68 9.92 11.45 13.47
32 5.14 5.31 5.54 5.82 6.20 6.70 7.35 8.28 9.48 10.94 12.83
33 4.91 5.06 5.29 5.55 5.91 6.39 7.01 7.90 9.05 10.44 12.22
34 4.69 4.83 5.04 5.29 5.62 6.08 6.67 7.52 8.62 9.95 11.63
35 4.47 4.60 4.80 5.04 5.36 5.80 6.35 7.16 8.21 9.48 11.08
36 4.26 4.38 4.57 4.80 5.10 5.53 6.05 6.83 7.81 9.04 10.57
37 4.06 4.17 4.35 4.57 4.86 5.26 5.75 6.50 7.43 8.59 10.07
38 3.87 3.97 4.14 4.35 4.62 5.00 5.47 6.17 7.06 8.16 9.59
39 3.68 3.77 3.93 4.13 4.39 4.74 5.18 5.84 6.70 7.75 9.12
40 3.50 3.58 3.73 3.92 4.16 4.48 4.91 5.54 6.35 7.36 8.67
41 3.32 3.40 3.54 3.71 3.94 4.24 4.64 5.24 6.02 6.98 8.24
42 3.15 3.22 3.35 3.51 3.72 4.01 4.38 4.94 5.69 6.62 7.83
43 2.98 3.05 3.17 3.32 3.52 3.78 4.13 4.66 5.37 6.27 7.42
44 2.82 2.88 2.99 3.13 3.31 3.56 3.88 4.39 5.06 5.91 7.02
45 2.65 2.71 2.81 2.94 3.11 3.34 3.65 4.12 4.75 5.55 6.60
46 2.49 2.55 2.64 2.76 2.91 3.13 3.42 3.86 4.45 5.20 6.19
47 2.34 2.39 2.48 2.59 2.73 2.93 3.20 3.62 4.17 4.87 5.81
48 2.19 2.24 2.32 2.42 2.55 2.74 2.99 3.38 3.89 4.54 5.43
49 2.04 2.09 2.16 2.26 2.37 2.55 2.78 3.14 3.61 4.20 5.06
50 1.90 1.94 2.01 2.10 2.20 2.36 2.58 2.91 3.35 3.90 4.71
51 1.76 1.80 1.86 1.94 2.04 2.18 2.38 2.68 3.09 3.59 4.36
52 1.62 1.66 1.71 1.78 1.87 2.00 2.18 2.46 2.83 3.30 4.01
53 1.48 1.52 1.57 1.63 1.71 1.83 1.99 2.24 2.58 3.01 3.67
54 1.34 1.38 1.42 1.48 1.55 1.66 1.80 2.03 2.34 2.75 3.34
55 1.21 1.24 1.28 1.33 1.40 1.49 1.62 1.83 2.10 2.47 3.01
56 1.07 1.10 1.13 1.17 1.23 1.32 1.43 1.61 1.85 2.19 2.66
57 .93 .96 .99 1.02 1.08 1.14 1.24 1.40 1.61 1.91 2.33
58 .79 .81 .84 .87 .91 .97 1.05 1.18 1.37 1.62 1.98
59 .64 .66 .68 .71 .74 .79 .86 .96 1.12 1.32 1.62
60 .49 .50 .52 .54 .57 .60 .65 .74 .86 1.02 1.24
61 .34 .35 .36 .37 .39 .41 .45 .51 .59 .70 .86
62 .17 .18 .18 .19 .20 .21 .23 .26 .30 .36 .44
54 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Widows’ and Orphans’ Pensions Chap. 23:54 55
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
Ag
e o
f
hu
sb
an
d
ne
xt
bir
thd
ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 64 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure.
The Yearly Contribution is to cease on the termination of 35 years from the
date of the Officer’s first Contribution.
15 20 25 30 35 40 45 50 55 60 65
29 5.92 6.10 6.37 6.71 7.16 7.72 8.47 9.54 10.88 12.60 14.85
30 5.66 5.84 6.09 6.41 6.84 7.38 8.10 9.12 10.41 12.03 14.18
31 5.40 5.58 5.82 6.13 6.53 7.04 7.73 8.71 9.96 11.50 13.52
32 5.16 5.33 5.56 5.84 6.22 6.72 7.38 8.32 9.52 10.99 12.88
33 4.93 5.08 5.31 5.57 5.93 6.41 7.04 7.94 9.09 10.48 12.27
34 4.71 4.85 5.06 5.32 5.65 6.12 6.70 7.56 8.67 10.00 11.69
35 4.50 4.63 4.82 5.07 5.39 5.83 6.39 7.21 8.26 9.54 11.15
36 4.29 4.41 4.60 4.83 5.14 5.56 6.09 6.87 7.86 9.09 10.63
37 4.09 4.20 4.38 4.60 4.89 5.29 5.79 6.54 7.48 8.65 10.13
38 3.90 4.00 4.17 4.38 4.65 5.03 5.51 6.21 7.11 8.22 9.66
39 3.71 3.80 3.96 4.16 4.42 4.78 5.23 5.90 6.76 7.82 9.20
40 3.53 3.61 3.76 3.95 4.20 4.52 4.95 5.58 6.40 7.42 8.74
41 3.36 3.44 3.57 3.75 3.98 4.28 4.68 5.29 6.07 7.05 8.32
42 3.18 3.26 3.39 3.55 3.77 4.05 4.42 5.00 5.75 6.69 7.91
43 3.02 3.09 3.21 3.36 3.56 3.83 4.18 4.72 5.44 6.35 7.51
44 2.86 2.92 3.03 3.17 3.36 3.61 3.94 4.45 5.13 6.00 7.11
45 2.70 2.76 2.86 2.99 3.16 3.40 3.71 4.19 4.83 5.65 6.71
46 2.53 2.59 2.69 2.81 2.97 3.19 3.48 3.93 4.53 5.30 6.31
47 2.38 2.44 2.53 2.64 2.78 2.99 3.27 3.69 4.25 4.97 5.93
48 2.24 2.29 2.37 2.48 2.61 2.80 3.06 3.46 3.98 4.64 5.56
49 2.10 2.14 2.22 2.32 2.44 2.62 2.86 3.22 3.71 4.31 5.20
50 1.96 2.00 2.07 2.16 2.27 2.44 2.66 3.00 3.45 4.02 4.85
51 1.83 1.87 1.93 2.01 2.11 2.26 2.47 2.78 3.20 3.72 4.52
52 1.69 1.73 1.78 1.86 1.95 2.09 2.28 2.56 2.96 3.44 4.19
53 1.55 1.59 1.64 1.71 1.80 1.92 2.09 2.35 2.71 3.16 3.86
54 1.42 1.46 1.51 1.56 1.64 1.76 1.91 2.15 2.48 2.91 3.54
55 1.29 1.33 1.37 1.42 1.49 1.59 1.73 1.95 2.24 2.64 3.22
56 1.16 1.19 1.23 1.28 1.34 1.43 1.55 1.75 2.01 2.39 2.90
57 1.03 1.06 1.09 1.13 1.19 1.26 1.37 1.55 1.78 2.11 2.57
58 .90 .92 .95 .99 1.04 1.10 1.19 1.35 1.55 1.84 2.25
59 .76 .78 .81 .84 .88 .93 1.01 1.14 1.32 1.56 1.92
60 .62 .64 .66 .69 .72 .76 .83 .93 1.08 1.28 1.57
61 .48 .49 .51 .53 .55 .58 .63 .71 .83 .99 1.22
62 .33 .34 .35 .36 .38 .40 .43 .49 .57 .68 .84
63 .17 .17 .18 .19 .20 .21 .22 .25 .29 .35 .44
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Ag
e o
f
hu
sb
an
d
ne
xt
bir
thd
ay AGE OF WIFE NEXT BIRTHDAY
TABLE I
This section of Table I is applicable only to the case of Officers who will
be aged 65 next birthday, when they complete their period of contribution.
The Yearly Pension, payable by Monthly Instalments, which a Yearly
Contribution of 1, payable also by Monthly Instalments, will secure.
The Yearly Contribution is to cease on the termination of 35 years from the
date of the Officer’s first Contribution or on his attaining the age of 65.
15 20 25 30 35 40 45 50 55 60 65
30 5.67 5.86 6.11 6.43 6.86 7.40 8.12 9.15 10.44 12.07 14.23
31 5.42 5.60 5.84 6.14 6.55 7.06 7.76 8.74 9.99 11.53 13.56
32 5.18 5.35 5.58 5.86 6.25 6.75 7.41 8.35 9.56 11.03 12.93
33 4.95 5.10 5.33 5.59 5.95 6.44 7.06 7.97 9.12 10.52 12.31
34 4.73 4.87 5.08 5.34 5.68 6.14 6.73 7.60 8.71 10.05 11.74
35 4.52 4.65 4.85 5.10 5.42 5.86 6.42 7.24 8.28 9.59 11.20
36 4.31 4.43 4.62 4.86 5.16 5.59 6.12 6.91 7.90 9.14 10.69
37 4.11 4.23 4.41 4.63 4.92 5.32 5.82 6.58 7.52 8.70 10.20
38 3.92 4.02 4.19 4.41 4.68 5.06 5.54 6.25 7.16 8.27 9.72
39 3.74 3.83 3.99 4.19 4.46 4.81 5.26 5.94 6.80 7.88 9.26
40 3.56 3.65 3.79 3.99 4.23 4.56 4.99 5.63 6.46 7.49 8.82
41 3.39 3.47 3.60 3.78 4.01 4.32 4.72 5.34 6.13 7.12 8.40
42 3.22 3.29 3.42 3.59 3.80 4.10 4.47 5.05 5.81 6.76 7.99
43 3.06 3.12 3.24 3.40 3.60 3.87 4.23 4.78 5.50 6.42 7.60
44 2.90 2.96 3.07 3.21 3.40 3.66 3.99 4.51 5.19 6.07 7.20
45 2.74 2.80 2.90 3.03 3.21 3.44 3.76 4.25 4.89 5.73 6.81
46 2.57 2.63 2.73 2.85 3.01 3.24 3.54 3.99 4.60 5.38 6.41
47 2.42 2.48 2.57 2.69 2.84 3.05 3.33 3.76 4.33 5.06 6.04
48 2.28 2.34 2.42 2.53 2.66 2.86 3.12 3.52 4.06 4.74 5.67
49 2.14 2.20 2.27 2.37 2.50 2.68 2.93 3.30 3.80 4.42 5.32
50 2.00 2.06 2.13 2.22 2.33 2.50 2.73 3.08 3.54 4.12 4.98
51 1.88 1.92 1.99 2.07 2.18 2.33 2.54 2.86 3.30 3.84 4.66
52 1.75 1.79 1.85 1.92 2.02 2.17 2.36 2.65 3.06 3.56 4.34
53 1.62 1.66 1.71 1.78 1.87 2.00 2.18 2.45 2.83 3.30 4.02
54 1.49 1.53 1.58 1.64 1.72 1.84 2.00 2.25 2.60 3.05 3.71
55 1.37 1.40 1.45 1.50 1.58 1.68 1.83 2.06 2.37 2.80 3.40
56 1.25 1.28 1.32 1.37 1.44 1.53 1.66 1.87 2.16 2.54 3.10
57 1.12 1.15 1.18 1.23 1.29 1.37 1.49 1.68 1.94 2.29 2.79
58 .99 1.02 1.05 1.09 1.15 1.22 1.32 1.49 1.72 2.04 2.49
59 .86 .89 .92 .95 1.00 1.06 1.15 1.29 1.50 1.78 2.18
60 .74 .76 .78 .81 .85 .90 .97 1.10 1.28 1.51 1.85
61 .60 .62 .64 .66 .69 .73 .80 .90 1.04 1.24 1.53
62 .47 .48 .49 .51 .53 .56 .61 .69 .80 .96 1.18
63 .32 .33 .34 .35 .37 .39 .42 .47 .55 .66 .82
64 .16 .17 .17 .18 .19 .20 .22 .24 .28 .34 .43
56 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Widows’ and Orphans’ Pensions Chap. 23:54 57
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
Ag
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ay AGE OF WIFE NEXT BIRTHDAY
TABLE II
The YEARLY PENSION, payable by Monthly Instalments, which a
Single Contribution of 1 will secure.
Section 5.
15 20 25 30 35 40 45 50 55 60 65
15 .867 .900 .940 .990 1.055 1.134 1.238 1.389 1.595 1.866 2.242
16 .844 .876 .916 .964 1.028 1.106 1.208 1.353 1.550 1.812 2.188
17 .821 .851 .890 .938 1.000 1.078 1.178 1.318 1.506 1.758 2.132
18 .797 .827 .865 .912 .972 1.047 1.146 1.282 1.464 1.706 2.075
19 .774 .801 .839 .884 .943 1.016 1.112 1.249 1.420 1.658 2.008
20 .751 .779 .814 .858 .916 .987 1.080 1.214 1.378 1.608 1.938
21 .728 .755 .789 .833 .887 .958 1.048 1.177 1.337 1.558 1.873
22 .705 .730 .763 .806 .859 .928 1.016 1.140 1.297 1.508 1.812
23 .683 .707 .738 .780 .831 .899 .983 1.104 1.253 1.460 1.748
24 .660 .683 .713 .754 .803 .869 .952 1.067 1.212 1.411 1.686
25 .639 .660 .690 .728 .776 .838 .919 1.032 1.172 1.364 1.623
26 .618 .638 .667 .703 .750 .809 .887 .997 1.134 1.318 1.562
27 .597 .616 .644 .679 .725 .781 .857 .963 1.096 1.272 1.504
28 .577 .595 .622 .655 .699 .753 .826 .930 1.059 1.229 1.449
29 .556 .573 .600 .632 .674 .727 .797 .898 1.024 1.185 1.397
30 .536 .554 .578 .609 .649 .700 .769 .866 .988 1.142 1.346
31 .518 .534 .558 .587 .626 .674 .741 .835 .954 1.101 1.295
32 .500 .516 .538 .565 .602 .650 .714 .804 .921 1.063 1.245
33 .482 .497 .519 .545 .580 .627 .688 .776 .888 1.025 1.199
34 .465 .479 .500 .525 .558 .604 .662 .747 .856 .988 1.155
35 .448 .462 .482 .507 .538 .582 .638 .720 .825 .953 1.114
36 .434 .446 .465 .489 .519 .562 .615 .695 .795 .919 1.075
37 .419 .430 .449 .472 .501 .542 .593 .670 .766 .886 1.038
38 .405 .415 .433 .455 .483 .522 .572 .645 .739 .854 1.003
39 .391 .401 .417 .439 .466 .503 .551 .621 .712 .824 .969
40 .378 .387 .402 .423 .449 .484 .530 .598 .686 .795 .936
41 .365 .374 .388 .408 .433 .466 .509 .575 .661 .768 .906
42 .353 .361 .375 .393 .417 .449 .490 .554 .637 .741 .876
43 .341 .349 .362 .379 .402 .432 .472 .533 .614 .716 .848
44 .330 .337 .349 .366 .387 .416 .454 .513 .591 .692 .820
45 .318 .325 .337 .353 .373 .401 .438 .494 .570 .667 .792
46 .307 .314 .326 .341 .360 .386 .422 .476 .549 .642 .764
47 .297 .304 .315 .329 .347 .373 .407 .459 .529 .618 .738
48 .287 .294 .304 .318 .336 .359 .393 .443 .510 .595 .713
49 .278 .284 .294 .307 .323 .347 .378 .427 .491 .572 .689
50 .268 .275 .284 .296 .312 .335 .365 .411 .474 .551 .666
51 .260 .266 .275 .286 .301 .323 .352 .396 .457 .531 .644
52 .251 .258 .266 .277 .291 .312 .340 .382 .440 .513 .624
53 .244 .250 .258 .268 .282 .301 .328 .369 .425 .496 .604
54 .236 .242 .250 .259 .272 .291 .317 .356 .410 .482 .586
55 .228 .234 .242 .251 .264 .281 .306 .344 .396 .467 .568
56 .221 .227 .234 .243 .256 .272 .296 .333 .383 .453 .552
57 .215 .220 .227 .236 .248 .263 .286 .322 .372 .440 .536
58 .208 .214 .220 .229 .240 .255 .277 .312 .360 .427 .522
59 .202 .207 .214 .222 .233 .247 .268 .302 .350 .415 .508
60 .196 .201 .208 .216 .226 .240 .260 .293 .340 .404 .495
61 .190 .196 .202 .210 .220 .232 .252 .284 .330 .393 .484
62 .184 .190 .196 .204 .214 .226 .244 .275 .321 .383 .473
63 .179 .185 .191 .199 .208 .219 .237 .266 .311 .374 .463
64 .174 .180 .186 .193 .202 .213 .230 .258 .302 .364 .454
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Ag
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ay AGE OF WIFE NEXT BIRTHDAY
TABLE III
The SINGLE CONTRIBUTION which will secure a Yearly Pension of 1
payable by Monthly Instalments.
Section 5.
15 20 25 30 35 40 45 50 55 60 65
15 1.154 1.111 1.064 1.010 .948 .882 .808 .720 .627 .536 .446
16 1.185 1.142 1.092 1.037 .973 .904 .828 .739 .645 .552 .457
17 1.218 1.175 1.123 1.066 1.000 .928 .849 .759 .664 .569 .469
18 1.254 1.209 1.156 1.097 1.029 .955 .873 .780 .683 .586 .482
19 1.291 1.246 1.192 1.132 1.060 .984 .899 .801 .704 .603 .498
20 1.331 1.284 1.229 1.166 1.092 1.013 .926 .824 .726 .622 .516
21 1.373 1.325 1.268 1.201 1.127 1.044 .954 .850 .748 .642 .534
22 1.418 1.369 1.310 1.241 1.164 1.077 .984 .877 .772 .663 .552
23 1.465 1.415 1.355 1.282 1.203 1.112 1.017 .906 .798 .685 .572
24 1.515 1.464 1.402 1.326 1.245 1.151 1.051 .937 .825 .709 .593
25 1.566 1.515 1.450 1.373 1.289 1.193 1.088 .969 .853 .733 .616
26 1.619 1.568 1.500 1.422 1.333 1.236 1.127 1.003 .882 .759 .640
27 1.675 1.623 1.552 1.473 1.380 1.281 1.167 1.038 .912 .786 .665
28 1.734 1.681 1.608 1.526 1.431 1.328 1.210 1.075 .944 .814 .690
29 1.797 1.742 1.668 1.583 1.484 1.376 1.255 1.114 .977 .844 .716
30 1.864 1.805 1.730 1.643 1.540 1.428 1.301 1.155 1.012 .876 .743
31 1.932 1.871 1.793 1.704 1.599 1.483 1.350 1.198 1.048 .908 .772
32 2.002 1.940 1.859 1.770 1.661 1.538 1.401 1.243 1.086 .941 .803
33 2.074 2.013 1.928 1.836 1.725 1.596 1.454 1.289 1.126 .976 .834
34 2.149 2.087 2.000 1.904 1.791 1.655 1.510 1.338 1.168 1.012 .866
35 2.226 2.164 2.074 1.974 1.858 1.716 1.567 1.389 1.212 1.049 .898
36 2.305 2.243 2.150 2.046 1.926 1.779 1.625 1.439 1.258 1.088 .930
37 2.387 2.324 2.229 2.121 1.996 1.845 1.686 1.493 1.305 1.129 .963
38 2.471 2.408 2.311 2.199 2.069 1.914 1.749 1.550 1.354 1.171 .997
39 2.558 2.496 2.396 2.280 2.145 1.987 1.816 1.610 1.405 1.214 1.032
40 2.647 2.584 2.484 2.364 2.226 2.065 1.887 1.673 1.458 1.258 1.068
41 2.738 2.675 2.574 2.452 2.311 2.145 1.963 1.738 1.513 1.303 1.104
42 2.832 2.770 2.667 2.542 2.398 2.227 2.041 1.806 1.570 1.349 1.141
43 2.931 2.868 2.763 2.636 2.488 2.313 2.120 1.876 1.629 1.396 1.179
44 3.033 2.968 2.862 2.733 2.582 2.402 2.201 1.948 1.691 1.446 1.219
45 3.141 3.073 2.964 2.833 2.679 2.494 2.284 2.023 1.755 1.500 1.262
46 3.253 3.182 3.070 2.936 2.780 2.588 2.369 2.099 1.821 1.558 1.308
47 3.367 3.292 3.179 3.041 2.883 2.683 2.456 2.177 1.889 1.617 1.355
48 3.484 3.404 3.290 3.148 2.989 2.782 2.547 2.258 1.961 1.680 1.403
49 3.603 3.520 3.403 3.260 3.097 2.883 2.642 2.342 2.035 1.750 1.452
50 3.724 3.638 3.519 3.375 3.209 2.989 2.739 2.431 2.111 1.815 1.502
51 3.849 3.757 3.638 3.493 3.320 3.098 2.841 2.525 2.190 1.883 1.552
52 3.977 3.878 3.759 3.613 3.435 3.208 2.945 2.619 2.271 1.950 1.603
53 4.107 4.004 3.882 3.735 3.552 3.321 3.049 2.713 2.353 2.017 1.655
54 4.239 4.133 4.008 3.860 3.671 3.437 3.158 2.808 2.437 2.074 1.707
55 4.376 4.265 4.137 3.988 3.792 3.555 3.269 2.905 2.523 2.141 1.759
56 4.516 4.401 4.269 4.115 3.914 3.674 3.382 3.002 2.608 2.208 1.812
57 4.658 4.540 4.402 4.242 4.036 3.796 3.497 3.101 2.691 2.275 1.865
58 4.804 4.680 4.536 4.370 4.160 3.920 3.613 3.203 2.774 2.342 1.917
59 4.954 4.822 4.673 4.500 4.287 4.046 3.731 3.308 2.858 2.409 1.968
60 5.108 4.966 4.812 4.632 4.417 4.174 3.850 3.414 2.942 2.476 2.018
61 5.264 5.112 4.952 4.765 4.548 4.302 3.971 3.522 3.027 2.543 2.067
62 5.422 5.259 5.093 4.898 4.680 4.431 4.095 3.638 3.117 2.610 2.114
63 5.582 5.408 5.235 5.031 4.813 4.560 4.222 3.754 3.213 2.677 2.160
64 5.745 5.558 5.387 5.180 4.947 4.689 4.352 3.873 3.314 2.744 2.204
58 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Widows’ and Orphans’ Pensions Chap. 23:54 59
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
TABLE IV
Of the values of temporary annuities of £1 or $4.80.
Section 46.
Payment Value of Payment Value of
Age to cease Annuity of £1 Age to cease Annuity of £1
at age or $4.80 at age or $ 4.80
20 55 12.890 41 65 10.568
21 56 12.837 42 65 10.368
22 57 12.781 43 65 10.158
23 58 12.724 44 65 9.936
24 59 12.664 45 65 9.703
25 60 12.603 46 65 9.456
26 61 12.539 47 65 9.196
27 62 12.475 48 65 8.921
28 63 12.408 49 65 8.630
29 64 12.339 50 65 8.324
30 65 12.269 51 65 8.000
31 65 12.143 52 65 7.655
32 65 12.013 53 65 7.290
33 65 11.878 54 65 6.902
34 65 11.738 55 65 6.489
35 65 11.590 56 65 6.048
36 65 11.437 57 65 5 .575
37 65 11.278 58 65 5.067
38 65 11.112 59 65 4.520
39 65 10.938 60 65 3.928
40 65 10.757 — — —
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
NOTE—The answers to these questions are deemed the basis of the contract between the member
under examination and the Committee, and any intentional mis-statement therein will vitiate the
contract and lead to forfeiture of the contribution of the person guilty thereof. See section 22 of
the Widows’ and Orphans’ Pensions Act.
Section 22. THIRD SCHEDULE
FORM OF CERTIFICATE
I, ............................... hereby certify that I have examined, as required by the Widows’
and Orphans’ Pensions Act, Mr. ............................... and find [or do not find] him from
his habits, previous medical history, and present physical and mental condition to be a fair
average life and qualified to become a contributor under the Act.
M. D.
Questions to be put by Medical Examiner as required by the Widows’ and Orphans’
Pensions Act.
Statements made by ................... aged ...................
1. Are your parents alive; if dead, state age at death
and cause of death?
2. Are any of your immediate family afflicted with
Consumption, Leprosy, or Insanity, or have
any suffered from these diseases?
3. What is the general state of your health, and what
illness or illnesses have you had since
childhood?
4. Have you ever suffered from disease of the Brain,
Paralysis, Epilepsy or other fits, Insanity or
other Nervous diseases?
5. Have you ever suffered from Spitting of Blood,
Habitual Cough, Bronchitis, Asthma,
Inflammation or disease of Lungs, or any
disease of the Heart?
6. Have you suffered from Dropsy, Inflammation or
other disease of the Bowels, disease of Liver,
Kidneys or Urinary Organs?
7. Have you ever applied to any Insurance Company
to effect an insurance on your life and been
rejected, postponed, or rated up?
N.B.—Urine to be examined in all cases and any other
questions to be asked or enquiries made which
the Medical Examiner thinks necessary.
60 Chap. 23:54 Widows’ and Orphans’ Pensions
LAWS OF TRINIDAD AND TOBAGO
.....................................
Signature of Applicant
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
Widows’ and Orphans’ Pensions Chap. 23:54 61
LAWS OF TRINIDAD AND TOBAGO
L.R.O.
G. 22.12.1949.
53/1955.
G. 22.12.49.
53/1955.
SUBSIDIARY LEGISLATION
NOTICE
issued under section 2
The following have been declared to be approved schemes
for the purposes of the Act:
(a) the Widows’ and Orphans’ Pensions Funds
established with effect from lst October 1949 for
officers serving in Bechuanaland, Basutoland
and Swaziland;
(b) the Colonial Superannuation Scheme which came
into operation with effect from 1st January 1951.
UNOFFICIAL VERSION
UPDATED TO DECEMBER 31ST 2014
MINISTRY OF LEGAL AFFAIRS www.legalaffairs.gov.tt
