Chapter 27:08 - Dependants’ Pension

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L.R.O. 1/2012
LAWS OF GUYANA
CHAPTER 27:08
Act
14 of 1923
Amended by
19 of 1928 6 of 1966A
25 of 1932 18 of 1969 3 of 1934 4 of 1972 6 of 1939 6 of 1972 8 of 1947 23 of 1975
27 of 1949 7 of 1976 23 of 1950 17 of 1978 31 of 1951 6 of 1981 32 of 1951 7 of 1984
8 of 1952 O. 49/1953 20
27
of
of
1952
1953

34
14
of
of
1956
1957

7
11
of
of
1958
1964

Current Authorised Pages
Pages
(inclusive)
Authorised
by L.R.O.
1 – 71 ... 1/2012
DEPENDANTS’ PENSION ACT
LAWS OF GUYANA
2 Cap. 27:08 Dependants’ Pension
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Index
of
Subsidiary Legislation
Page
67
(O.22/1974)
69
(Reg. 20/4/1926, 18/7/1951, 24/1962)

Dependants Pension (Rates of Contribution) Order
Dependants Pension Fund (Directors Election) Regulations
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CHAPTER 27:08
DEPENDANTS’ PENSION ACT
ARRANGEMENT OF SECTIONS
SECTION
1. Short title.
2. Interpretation.
THE FUND
3. Establishment.
MEDICAL EXAMINATION AND REGISTRATION OF
CONTRIBUTORS
4. Requirements for registration of contributor.
5. Registration of contributors.
6. Medical examination.
6A. New contributors to the fund.
6B. Date when an officer or soldier of the Guyana Defence Force already
in service becomes a contributor.
6C. Date when certain persons become contributors.
7. – 10. [Repealed by Act 7 of 1976]
MANAGEMENT OF THE FUND
11. Management and control of fund by directors.
12. Powers of the directors to lend money on the security of a mortgage.
12A. Power of the directors to lend money on certain terms and conditions.
13. Appointment and salary of secretary.
14. Register of contributors.
15. Financial provisions.
16. Accounts of the fund.
17. Valuation of fund.
CONTRIBUTIONS TO THE FUND

18. Contributors.
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SECTION
19. When insured officer may remain under the provisions of Public
Officers (Insurance) Act.
20. Rates of contribution.
21. Where salary is incremental a temporary maximum may be fixed by
order for purposes of contribution.
22. Period of contribution.
23. When an officer who, on leaving the service is married or a widower
with children of pensionable age may cease to contribute.
24. Repayment of contributions to bachelor or widower without
children of pensionable age.
25. Right to continue contributions in full on reduced income.
26. Contributions after retirement on pension of married contributor
who is a widower with children of pensionable age.
27. Right of contributor retiring or deprived of his office to continue to
contribute.
28. Retirement on the ground of ill-health without pension.
29. Provisions for case of officers transferred to other employment
under a Commonwealth Government.
30. Pension to widow and children on dismissal of officer.
31. Exemptions.
INFORMATION TO BE FURNISHED BY CONTRIBUTOR
32. Particulars of information.
33. Non-performance of duty or giving false information.
33.A Preservation of secrecy.
PENSIONS TO DEPENDANTS
34. Exclusion from benefits.
35. Duration of pension to child.
36. Tables and instructions.
37. New tables may be prescribed by the Minister.
38. Option to contributors prior to 24th February, 1934, to elect to have
pension calculated under new tables.
39. New benefit tables.
40. Application of new benefit tables.
41. Revised tables.
41A. Revised tables effective in August, 1978.
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SECTION
42. Pensions registered in respect of contributors who are not married.
43. Pensions to adopted children.
44. (1) Divorce.
(2) Separation.
45. Division of pension.
46. – 47 [Repealed by Act 17 of 1978]
48. Mode and conditions of payment of pension.
49. Appointment of persons to receive payment on behalf of minors.
50. Payment of pension to persons acting on behalf of children deserted
or abandoned.
51. Pension not assignable.
51A. Adaptation and modification of the provisions of this Act.
52. Decision of questions arising under the Act.
53 (1) Regulations.
(2) Instruction for use of tables.
SCHEDULE—PART I— The Original Tables.
The New Tables.
The New Benefit Tables.
PART IA—1978 Tables
PART II—Instructions for the Use of the Tables
__________________________
CHAPTER 27:08
DEPENDANTS’ PENSION ACT
1929 Ed.
c. 207
1953 Ed
c.75 _______________________________________________________
14 of 1923 An Act to provide for a Pension Fund for the dependants of
certain categories of deceased persons formerly
employed in the service of the Government.
[1ST JULY,1923]

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Short title.
[17 of 1978]
Interpretation.
[3 of 1974
8 of 1947
23 of 1950
6 of 1966A
6 of 1972
17 of 1978
6 of 1981
7 of 1984]
Act.
2. In this Act—
“Accountant General” includes Deputy Accountant General;
“Actuary” means a Fellow of the Institute of Actuaries or of
the Faculty of Actuaries in Scotland;
“approved scheme” means a scheme for the granting of
pension to the dependants of government officers
established in any other part of the Commonwealth and
approved by the Minister;
“child” means—
(a) a legitimate child of a contributor;
(b) a child born out of wedlock the
particulars in relation to whom have
been transmitted to the directors
pursuant to section 32 by the
contributor who is the parent of the
child;
(c) a child adopted by a contributor and
who is deemed to be the child of the
contributor in accordance with section
43;
“contributor” means an officer contributing to the fund and
registered as doing so;
“the directors” means the Board of Directors constituted by
section 11;
“the fund” means the fund established under this Act;
1. This Act may be cited as the Dependants’ Pension
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c. 27:02
“officer” means—
(a) any person who has been or shall be
appointed to a public office but does
not include a person the emoluments
of whose office are paid for out of an
open vote;
(b) any person who has been or shall be
substantively appointed to an office in
the Guyana Police Force;
(c) any person who has been or shall be
substantively appointed to an office
the power of appointment to which is
vested in the Judicial Service
Commission;
(d) any person who has been or shall be
substantively appointed to an office
as a teacher in a school or other place
of education the power of
appointment to which is vested in the
Teaching Service Commission;
(e) any other person who has been or
shall be substantively appointed to a
pensionable office in Guyana within
the meaning of the Pensions Act;
(f) every officer and every soldier of the
Guyana Defence Force;
(g) any person who has been or shall be
substantively appointed by the
directors under section 13(1);
(h) any person who having regard to the
nature of his employment has by
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Establishment.
[6 of 1939
6 of 1972
17 of 1978]
order of the Minister after he has
consulted with the directors been
declared an officer for the purposes of
this Act;
“orphan” means the child of a deceased contributor by his
wife born after marriage or legitimated by marriage
according to the law of the father’s domicile at the date of
the marriage;
“pension” means any pension under this Act except when the
context implies that the pension of the contributor
himself is meant;
“salary” means the salary of an officer’s substantive
appointment including pensionable personal allowances
in the nature of salary;
“the secretary” means the secretary to the directors;

“the tables” and “the instructions” mean the tables in Part I,
and the instructions for the use of the tables in Part II, of
the Schedule;
“widow” means the wife of a deceased contributor.
THE FUND
3. (1) A fund shall be established for providing
pensions for the dependants of officers, to be called the
Dependants’ Pension Fund.
(2) The Accountant General shall, after the close of
each year, pay from the Consolidated Fund to the fund the
amount, if any, by which the interest from investments falls
short of the aggregate of interest at the rate of six per cent per
annum on the cost price (exclusive of a portion thereof equal
to any accrued dividends) of each investment held on behalf
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Requirements
for registration
of contributor.
of the fund during the year, for the period of the year for
which such investment was so held.
(3) For the purposes of this section—
“accrued dividends” means dividends accrued at the date of
purchase and not excluded from the purchase. Dividends
shall like interest on money lent, be considered as
accruing from day to day, and shall be deemed to have
accrued by equal daily increment during and within the
period for or in respect of which the payment of the
dividend shall be declared or expressed to be made, and
shall be apportionable in respect of time accordingly;
“investment” means any permanent investment of the fund
excluding bank balances;
“interest from investments” means—
(a) the amount of interest received in the
year in respect of investments held
throughout the whole year; and
(b) in respect of investments purchased
or sold during the year, a sum, in
respect of each investment, which
bears to the interest thereon for the
year the same proportion as the
period for which the investment was
held during the year bears to the
whole year.
MEDICAL EXAMINATION AND REGISTRATION OF
CONTRIBUTORS
4. No claim whatever shall be allowed in respect of
any contribution to the fund which has been made by or on
behalf of an officer unless that officer has been duly registered
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Registration
of
contributors.
[7 of 1976]
Medical
examination.
[7 of 1976]
c. 27:02
as a contributor.
5. Subject to section 6, every person who on passing a
medical examination has been appointed an officer and has
been accepted as a contributor by the Directors, shall be
registered as a contributor, as from the first day of the month
mentioned in section 20(3).
6. The medical examination referred to in section 5
shall be that undergone by a person to determine his
physical fitness for appointment as an officer:
Provided that—
(a) where prior to the coming into
operation of this section a person was
appointed an officer without
undergoing a medical examination,
his appointment having been
immediately preceded by service
within the meaning of the Pensions
Act in an office other than a
pensionable office or by service paid
for out of an open vote; or
(b) where such medical examination was
successfully undergone by a person
prior to the coming into operation of
this section, and he was not registered
as a contributor by reason only of the
requirement to undergo a medical
examination which, but for—
(i) his death after the 31st
December, 1966; or
(ii) the coming into operation of
this section,

the Directors would have requested him to undergo to
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New
contributors
to the fund.
[17 of 1978]

Date when an
officer or
soldier of the
Guyana
Defence
Force already
in service
becomes a
contributor.
[6 of 1981]
Date when
certain
persons
become
contributors.
[7 of 1984]
determine his suitability for acceptance as a contributor, the
appointment of that person as an officer shall be deemed to
have entitled him to be registered as a contributor in
accordance with section 5 subject to such conditions as the
Directors may think fit to impose.
6A. Anything in sections 5 and 6 to the contrary
notwithstanding, every officer who, by virtue of the
enactment of the Dependants’ Pension (Amendment) Act
1978, is eligible to become a contributor shall become a
contributor with respect to and with effect from the month of
August, 1978.
6B. Anything in sections 5 and 20(3) to the contrary
notwithstanding, an officer who has been appointed before
the commencement of this section and who by virtue of the
amendment of this Act by the Miscellaneous Enactments
(Amendment) Act 1981 is eligible to become a contributor
shall be registered as a contributor with effect from the first
day of July 1981, and the first monthly deduction in respect of
such officer shall be made in that month.
6C. Anything in sections 5 and 20(3) to the contrary
notwithstanding where a person becomes an officer eligible to
become a contributor—
(a) by virtue of the insertion of paragraph
(g) in the definition of officer in
section 2 by the Dependants’ Pension
(Amendment) Act 1984, he shall, if he
was appointed before the
commencement of this section, be
registered as a contributor with
effect from the first day of January,
1984 and the first monthly deduction
in respect of such officer shall be
made in that month;
(b) by virtue of an order under paragraph
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Management
and control of
fund by
directors.
[8 of 1947
31 of 1951
O. 49/1953
6 of 1972
17 of 1978
6 of 1981]
(h) inserted in the definition of officer
in section 2 by the aforesaid Act, he
shall be registered as a contributor
from such date as may be specified in
that order and the first monthly
deduction in respect of that officer
shall be made in the month in which
that date falls.
7. – 10 [Repealed by Act 7 of 1976]
MANAGEMENT OF THE FUND
11. (1) The Fund shall be administered by a Board of
Directors which shall be a body corporate consisting of seven
directors with the name of the Board of Directors of the
Dependants’ Fund; the Accountant General shall be a director
and the Chairman of the Board by virtue of his office and the
other directors shall be appointed as hereinafter provided.
(2) The Minister shall appoint six persons to be
directors as follows—
(a) two persons who, in the Minister’s
opinion, are qualified for
appointment by reason of their
experience of, and shown capacity in,
matters relating to the functions of the
Board of Directors;
(b) three persons who, in the Minister’s
opinion, respectively represent the
following trade unions—
(i) the Guyana Public Service
Union;
(ii) the Guyana Teachers’
Association; and
(iii) the Guyana Trades Union
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Congress; and
(c) one person who, in the Minister’s
opinion, represents the Police
Association.
(3) The directors, other than the Accountant
General, shall be eligible for re-appointment.
(4) A director, other than the Accountant General,
shall vacate his office, if—
(a) he resigns his office in writing
addressed to the secretary;
(b) without the leave of the Minister he is
absent from three consecutive
meetings of the directors.
(5) The Minister may at any time appoint some
person to be a director—
(a) if a director dies, or vacates his office,
for the unexpired period of his office,
and
(b) for the period of any leave granted to
a director.
(6) Whenever the Accountant General is absent
from whatever cause, from a meeting of the directors, the
directors present may elect one of their number to act as
chairman of the meeting.
(7) Three directors present at a meeting shall form
a quorum.
(8) There shall be at least one meeting of the
directors every month.
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Powers of the
directors to
lend money
on the
security of a
mortgage.
[6 of 1972]

Power of the
directors to
lend money on
certain terms
and
conditions.
[7 of 1984]

Appointment
and salary of
secretary.
[23 of 1950
18 of 1969]

12. (l) The directors may, with the approval of the
Minister, lend any part of the fund on the security of a
mortgage on movable or immovable property in Guyana and
may accept any such mortgage or any transfer or assignment
thereof, and may sell, transfer, assign or cancel any such
mortgage.
(2) The directors may, if they think fit, acquire any
property if they think it necessary for the satisfaction of debts
due to them by virtue of subsection (l).
12A. (1) Notwithstanding section 10, the directors
may, with the approval of the Minister, lend any part of the
fund on such terms and conditions as the directors may
determine. The terms and conditions may include the
execution within such time as the directors may determine of
a mortgage on movable or immovable property acquired by
the borrower from the utilisation of such fund and the
directors may accept any such mortgage or any transfer or
assignment thereof, and may sell, transfer, assign or cancel
any such mortgage.
(2) The directors may, if they think fit, acquire any
property if they think it necessary for the satisfaction of debts
due to them by virtue of subsection (1).
13. (1) In order that proper accounts of the fund and
registers with reference thereto may be kept, the directors
shall appoint a secretary and such clerks as may be necessary,
whose salary shall be fixed by them and who shall be under
their control and direction:

Provided that the Minister may at any time direct that the
duties of the secretary and clerks shall be performed by the
officers of any department.
(2) The Directors may award and pay out of the
fund pensions, gratuities or allowances to any of the persons
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Register of
contributors.
[23 of 1950
17 of 1978]

Financial
provisions.
[8 of 1947
6 of 1966A
6 of 1972
6 of 1981]
appointed by them in pursuance of subsection (l) at the rate
prescribed by, and in accordance with the provisions of the
Pensions Act.
14. The Secretary shall keep a register of all
contributors which shall contain the following particulars—
(a) the name and age of the officer;
(b) the office held by the officer;
(c) the amount of the salary of the officer;
(d) if the officer is married the date of the
marriage and the age of the spouse of
the officer;
(e) the ages of the children, if any, of the
officer;
(f) such other particulars as the directors
may require.
15. (1) All contributions made by contributors, all
payments made from public funds under this Act, all interest
on investments of the fund, and all sums paid under section
33(1), shall be paid into the fund.
(2) All pensions and repayments of contributions
(including interest, if any) authorised by this Act, and all
expenses incurred in the administration of the fund
(including the obtaining of actuarial advice) shall be paid out
of the fund.
(3) All moneys belonging to the fund shall be
deposited in the Deposits Fund and, except as regards such
part thereof as the directors shall consider expedient to retain
for making payments out of the fund under this Act, shall, as
far as practicable, be invested on behalf of the fund in such
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Accounts of
the fund.
[8 of 1947
O. 49/1953]

Valuation of
fund.
[8 of 1947]

Contributors.

When insured
officer may
remain under
the provisions
of Public
Officers
(Insurance)
Act.
securities, or employed at interest, in such manner as may be
approved by the Minister. Any such investment may at any
time be changed into securities so approved, and any sums
required for making payments out of the fund under this Act
may be raised by the sale or realisation of any investments of
the fund.

16. Annual accounts of the transactions of the fund
during the year ended the preceding 31st December, and a
statement of the assets of the fund at that date, shall be
prepared by the Accountant General and shall be audited and
certified every year by the Director of Audit, and shall
thereafter be laid before the National Assembly, together with
a report by the directors on the working of the fund, not later
than the ensuing 30th June.
17. The fund shall be valued from time to time as
directed, and by an actuary approved by the Minister, and
the actuary shall make a report to the Minister, in which there
shall be set out the methods by which in his opinion any
surplus in the fund may appropriately be dealt with or any
deficit may appropriately be made good, whether by way of
any adjustment of contributions or benefits or otherwise, and
if the Minister shall approve of any such method which
would not necessitate amendment of this Act, regulations
under this Act may be made for giving effect thereto.
CONTRIBUTIONS TO THE FUND
18. Subject to this Act, all officers shall be contributors.
19. (1) Any male person of the public service on the
unfixed establishment who has effected insurance under and
in accordance with the provisions of the Public Officers
(Insurance) Act and who is appointed to any office named or
described in the annual estimates as on the fixed
establishment of Guyana may elect either to remain under the
Public Officers (Insurance) Act, or, if otherwise qualified
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[6 of 1972]
c. 27:10
Cap. 68
1953 Ed.

Rates of
contribution.
[4 of 1972
6 of 1972
17 of 1978
6 of 1981
7 of 1984]
under this Act, to become a contributor.
(2) The option shall be exercised by all the officers
within six months from the date when they become eligible to
exercise the option by notices in writing delivered to the
secretary of the widows and orphans fund and to the
Accountant General at their respective offices, and any officer
failing to exercise the option within that time shall be deemed
to have elected to come under this Act.

20. (1) The rates of contribution shall be as follows:
(a) a contributor shall contribute at the
annual rate of five per cent of the
maximum salary of his office;
(b) no officer shall be required to
contribute at a higher rate than three
hundred dollars a year, and no officer
shall be allowed to contribute at a
higher annual rate than seven
hundred and twenty dollars in all.
(2) All annual contributions shall be paid in
monthly instalments, which shall be deducted from the
salaries or pensions of contributors by the Accountant
General or, in the case of payments made by the Crown
agents for overseas Governments and Administrations in the
United Kingdom, by the Crown agents on each occasion of
payment of salary or pension, and shall be placed to the credit
of the fund.
(3) The first monthly deduction shall be in respect
of the month in which they were appointed as officers.
(4) If a contributor is on leave on half salary, or
under interdiction, or on leave without salary, he shall still be
liable to contribute at the ordinary rate, and in the last
mentioned case, if he does not himself pay to the Accountant
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Where salary is
incremental a
temporary
maximum may
be fixed by
order for
purposes of
contribution.
[3 of 1934
34 of 1956
6 of 1966A
6 of 1972]

Period of
contribution.
[7 of 1958
6 of 1966A
17 of 1978]

When an officer
who, on
General or to the Crown agents, as the case may be, his
contributions during the period when he is on leave without
salary, the amount of his contribution in arrear shall be
deducted from the first payment of salary subsequent to that
leave.
(5) Increases of contribution shall rank as if they
were fresh entrances at the respective ages of husband and
wife when the increase takes place.
(6) There shall be charged and paid out of the
Consolidated Fund to the fund an amount representing an
additional annual rate of one per cent of the maximum
salaries of contributors who are members of the Guyana
Police Force or the Guyana Fire Service or the Guyana
Defence Force having regard to the special nature of their
duties.
21. (1) Notwithstanding section 20(1)(a) and (b)
where the salary of an office is on an incremental scale the
Minister may, by order, fix one or more intermediate amounts
in such scale as a maximum salary for the purpose of
contributions under the said paragraphs:
Provided that any order under this section shall cease to
have effect when an officer’s salary shall have attained the
amounts so fixed.
(2) Any order made under subsection (1) may be
expressed to take effect on a date prior to the date on which
the order is made.
22. Subject to this Act, all annual contributions shall
be made until the contributor dies or has attained the age of
fifty-five years.
23. Where a contributor leaves the public service, with
or without pension, on transfer, retirement, removal or
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leaving the
service is
married or a
widower with
children of
pensionable
age may cease
to contribute.
[8 of 1947
17 of 1978]

Repayment of
contributions
to bachelor or
widower
without
children of
pensionable
age.
[8 of 1947
23 of 1950
17 of 1978]
otherwise than by dismissal, he may cease to contribute and
to have any rights under this Act—
(a) where at the time he so leaves the public
service he has no wife but has children of
pensionable age under this Act, when the
last of those children ceases to be of such
pensionable age;
(b) where at the time he so leaves the public
service he is a married man with or without
children of pensionable age under this Act,
if he subsequently becomes a widower or
when the last of those children ceases to
be of such pensionable age whichever
event shall have last happened.
24. (1) Save as otherwise expressly provided in this
Act no contributions thereunder shall be repaid.
(2) Where a contributor, being without wife or
children of pensionable age—
(a) dies; or
(b) leaves the public service, with or
without pension, on transfer,
retirement, removal or otherwise than
by dismissal, and ceases to contribute;
or
(c) is dismissed from the public service,
he shall thereupon cease to be a contributor for the purposes
of this Act and there shall be paid out of the fund to him, or to
his legal personal representative, the following amount, less
any debt due to the State:
(i) in the case of a bachelor who
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Right to
continue
contributions
in full on
reduced
has never transmitted any
declaration to the directors as
to the names and date of birth
of any child as required by
section 32, the amount of the
contributions paid by him with
compound interest thereon;
and
(ii) in the case of a widower or of a
bachelor who has never
transmitted any declaration to
the directors as to the names
and date of birth of any child as
required by section 32, the
amount of the contributions
paid by him during the period
from the death of his last wife
or the ceasing to be of
pensionable age of his last
child, whichever event shall
have last happened, with
compound interest thereon:
Provided that where such a contributor is dismissed from
the public service for misconduct, the contributions shall be
repaid without interest.
(3) For the purposes of subsection (2), interest shall
be calculated at the rate of two and a half per cent per annum,
with annual rests at the 31st December in each year, the
interest beginning to accrue on the first day of the month
following the day upon which the first contribution is paid
and ceasing on the last day of the month preceding the day
upon which payment under subsection (2) is made.
25. (1) Whenever the salary of a contributor becomes
reduced by abatement of his emoluments, he may elect to
continue to contribute upon the higher salary which he was
receiving previous to the reduction, and subject to the same
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income.
[8 of 1947]

Contributions
after
retirement on
pension of
married
contributor
who is a
widower with
children of
pensionable
age.
[8 of 1947
17 of 1978]
terms and conditions as if he had continued to draw the
higher salary:
Provided that—
(a) he shall notify his election to the
directors within four months after the
date of the abatement; and
(b) if he fails to do so within four months
or such further time as the Minister
may in any special case direct, or if he
dies before he has done so he shall be
deemed to have elected to contribute
on the lower salary; and
(c) any election under paragraph (a) or
(b) of this proviso shall be irrevocable.
(2) If the contributor does not elect to continue to
contribute upon the higher salary, and contributes on the
lower salary, any pension to his widow or children shall be
diminished by the same amount as that whereby it would
have been increased if his salary had been increased and not
diminished.
26. (1) (a) Except as is otherwise provided in
subsection (2), where a contributor
who is married or has children of
pensionable age retires from the
public service and is granted a
pension from public funds, he may—
(i) contribute at a rate appropriate
to the amount of his pension; or
(ii) by notice addressed to the
directors and served on the
secretary within four months
after the date of his retirement
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or within such further time as
the Minister may in any special
case direct, elect to continue to
contribute at the rate at which
he was contributing
immediately prior to his
retirement.
(b) Where no such notice is served on the
secretary within the time so specified,
the contributor shall be deemed to
have elected to contribute at a rate
appropriate to the amount of his
pension:
Provided that where the contributor
dies before the expiration of the time
so specified, he shall be deemed to
have elected to contribute at the rate
at which he was contributing
immediately prior to his retirement.
(c) Except as is otherwise provided in
subsection (4), where the contributor
elects to contribute at a rate
appropriate to the amount of his
pension, the pension payable under
this Act in respect of him shall be
reduced by the amount by which it
would have been increased if the
contributions had been increased
instead of reduced.
(2) (a) Where a contributor who is married
or has children of pensionable age
retires from the public service on the
ground of ill-health before attaining
the age of fifty-five years and is
granted a pension from public funds,
LAWS OF GUYANA
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he shall continue to contribute at the
rate at which he was contributing
immediately prior to his retirement
unless and until, by notice in writing
addressed to the directors and served
on the secretary, he elects—
(i) to contribute at a rate
appropriate to the amount of
his pension; or
(ii) to cease to contribute as from
the first day of the month in
which such notice is so served.
(b) If such a contributor shall so elect, his
contributions shall be reduced, or
shall cease, as the case may be.
(c) A contributor may elect under this
subsection to cease to contribute
notwithstanding that he shall have
previously elected to contribute as
provided in paragraph (a)(i).
(d) If the whole or any part of a monthly
contribution of a contributor referred
to in paragraph (a) shall remain
unpaid for a period of four months,
he shall be deemed to have elected to
cease to contribute on the first day of
the month in respect of which such
contribution was payable:
Provided that if in any special case the Minister shall so
direct, this paragraph shall have effect as if for the reference
to four months there were substituted a reference to such
longer period as the Minister may determine.
(3) Except as otherwise provided in subsection
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Right of
contributor
retiring or
deprived of
his office to
continue to
contribute.
[17 of 1978]
(2)(c), every election under this section shall be irrevocable.
(4) Any pension payable under this Act in respect
of a contributor referred to in subsection (2)(a) shall be
computed as if such contributor had died on the day
preceding the date of his retirement—
(a) if his death shall occur not later than
three years after the date of his
retirement and if at the date of his
death he shall be contributing at a rate
appropriate to the amount of his
pension;
(b) if his death shall occur not later than
two years after the date of his
retirement and if at the date of his
death he shall have ceased to
contribute.
(5) Where an officer has elected, or has been
compelled, to receive a reduced pension and gratuity in lieu
of the pension which he might have received but for such
election or compulsion, his pension shall, for the purpose of
calculating under this section his contributions at a rate
appropriate to the amount of his pension, be deemed to be the
amount of the unreduced pension which he might have so
received.
27. (1) A contributor who retires voluntarily, or is
deprived of the office in respect of which he contributes by its
abolition, but who is not granted a pension, may continue to
contribute from the date of his retirement or the deprivation
of office on the salary which he was receiving at that date, at
the same rate and subject to the same terms and conditions as
if he had remained in the public service and continued to
receive that salary.
(2) If the contributor ceases to contribute, or any
LAWS OF GUYANA
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Retirement
on the
ground of ill-
health
without
pension.
[8 of 1947
17 of 1978]

Provisions for
case of
officers
transferred to
other
employment
under a
Common-
wealth
Government.
[17 of 1978]

Pension to
widow and
children on
contributions from the contributor are not paid for six
months, the dependants of the contributor entitled to pension
under this Act on his death shall be entitled only to a pension
computed on the basis of the interest acquired by the
contributor when the contributor ceased to contribute, in
accordance with the tables.
28. If a contributor who is married or has children of
pensionable age retires from the public service on the ground
of ill-health and is not granted a pension from public funds,
any pension under this Act payable in respect of such
contributor shall, if his death shall occur not later than two
years after the date of his retirement, be computed, whether
or not at the time of his death such contributor was
contributing at the rate at which he was contributing
immediately prior to his retirement, as if he had died on the
day preceding such date.
29. (1) A contributor who is transferred from the
service of this Government to any public office under another
Commonwealth Government may continue to contribute
from the date when he ceases to hold office in the service of
this Government on salary which he was receiving at the date
of the transfer, at the same rate and subject to the same terms
as if he had remained in the service of this Government and
continued to receive the salary which he was receiving at the
date of the transfer.
(2) If the contributor ceases to contribute, or if any
contribution due from the contributor is not paid for six
months, the dependants of the contributor entitled to pension
under this Act on his death shall be entitled only to a pension
computed on the basis of the interest acquired by the
contributor at the date of his transfer or of the contributor at
ceasing to contribute, in accordance with the tables.
30. A married contributor or a contributor with
children of pensionable age under this Act, who is dismissed
from the service shall cease to contribute to the fund, but his
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dismissal of
officer.
[17 of 1978]

Exemptions.
[4 of 1972]
widow and children shall be entitled, on his death, to a
pension computed on the basis of the interest acquired by him
at the date of his dismissal.
31. (1) The following shall not be eligible to become
contributors:
(a) the President, and his private
secretaries and aides de camp if not
contributors before they held those
positions;
(b) persons temporarily employed on
special missions;
(c) persons who have attained the age of
fifty-five.
(2) No officer shall be required to become a
contributor while he is contributing to an approved scheme:
Provided that—
(a) where the officer’s salary exceeds by
five hundred dollars or more the
amount on which he is contributing to
an approved scheme, he shall
contribute on the excess in accordance
with section 20; and
(b) no claim for exemption under this
subsection shall be valid unless it is
made in writing to the directors
within three months after the officer’s
arrival in Guyana; and
(c) an officer who has claimed exemption
under this subsection may not
subsequently become a contributor
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Particulars of
information.
[17 of 1978]
unless—
(i) his salary is five hundred
dollars or more in excess of the
amount on which he is
contributing to an approved
scheme; or
(ii) he ceases to contribute to that
scheme; or
(iii) he marries; or
(iv) he leaves the public service and
is subsequently reappointed to
it; and
(d) nothing in this subsection shall
exempt an officer who, on
appointment or re-appointment to the
public service, is already a contributor
from continuing to contribute to the
fund.
INFORMATION TO BE FURNISHED BY CONTRIBUTOR
32. (1) Every contributor shall, within three months of
the date of becoming liable to contribute to the fund, transmit
to the directors a declaration stating—
(a) the date of the contributor so
becoming liable;
(b) the full names of the contributor;
(c) the date of birth of the contributor;
(d) the date of the marriage of the
contributor, if married;
(e) the maiden name in full of the wife of
the contributor and the date of birth,
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Non-
performance
of duty or
giving false
information.
[6 of 1972
6 of 1997]
or the full names of the husband and
the date of his birth, as the case may
be, the names in full and the date of
birth of each child of the
contributor, if any, furnishing such
proof of the statement as may be
required by the directors.
(2) Every contributor who marries shall, within
three months after the marriage of the contributor, transmit to
the directors a declaration stating—
(a) the date of the marriage;
(b) the maiden name in full of the wife of
the contributor and the date of her
birth, or the full name of the husband
and the date of his birth, as the case
may be.
(3) Every contributor whose spouse dies, or who is
divorced, or whose child dies, and the guardian of every child
who dies shall notify to the directors the date of the death or
divorce within three months after the event.
33. (1) Every contributor who, in the judgment of the
directors, fails, omits, or refuses, to perform any duty laid
upon him, or to do any act required of him, by this Act may
be adjudged by the directors to pay for each failure, omission,
or refusal, a fine of four thousand eight hundred and seventy-
five dollars.
(2) Every contributor who, in the judgment of the
directors furnishes any false information or makes any false
declaration, shall, at the discretion of the directors, and
subject to the consent of the Minister, forfeit all or any part of
his rights under this Act.
(3) The Accountant General shall, on the judgment
LAWS OF GUYANA
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Preservation
of secrecy.
[17 of 1978
6 of 1997]

Exclusion
from benefits.
Duration of
pension to
child.
[8 of 1947
20 of 1952
17 of 1978]
Tables and
instructions.
of the directors being notified to him, deduct the penalty from
the first moneys payable to the officer as salary or otherwise
and pay the amount to the credit of the fund.

33A. (1) Except for the purpose of the performance of
his duties or the exercise of his functions or when lawfully
required to do so by any court or under the provisions of any
law a director or the secretary or a clerk appointed by the
directors pursuant to section 13 shall not disclose to any
person any information which he has acquired in the
performance of his duties or the exercise of his functions.
(2) Any person who contravenes the provisions of
subsection (1) shall be liable on summary conviction to a fine
of twenty-seven thousand five hundred dollars and to
imprisonment for six months.
PENSIONS TO DEPENDANTS
34. (1) No widow whose marriage to a contributor
was contracted after he had ceased to contribute, and no child
of that marriage, shall be entitled to a pension.
(2) No widow of a contributor who dies within one
year from the date of his marriage shall be entitled to a
pension unless a child is born of that marriage:
Provided that the directors may, with the consent of the
Minister, award to the widow all or any part of the pension to
which she would have been entitled but for this subsection.
35. The pension payable in respect of a child shall
cease when the child attains the age of twenty-one years but
where the child is mentally deficient the pension in respect of
that child shall be paid for life.
36. All pensions accruing in respect of salary of
contributors shall be calculated according to the tables and
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New tables
may be
prescribed by
the Minister.
[3 of 1934
6 of 1972]

Option to
contributors
prior to 24th
February
1934, to elect
to have
pension
calculated
under new
tables.
[3 of 1934]
New benefit
tables.
[23 of 1950
4 of 1972]

Application
of new
benefit tables.
[23 of 1950
6 of 1966A]
the instructions.
37. (1) The Minister may by order prescribe tables
(hereinafter referred to as “the new tables”) in the place of the
original tables contained in Part I of the Schedule.
(2) All pensions accruing in respect of the
contributions of any officer who becomes a contributor after
the 23rd February, 1934, shall be calculated according to the
new tables.
38. Any officer who became a contributor prior to the
24th February, 1934, may, by notice in writing delivered to the
secretary within six months after the publication of the order
prescribing the new tables, elect that any pension in respect of
his contributions shall be calculated according to the new
tables, and thereafter any such pension shall be so calculated.

39. The new benefit tables in Part I of the Schedule are
hereby substituted for the new tables prescribed by the
Widows and Orphans Pension Order, (No. 2), 1934, and the
original tables.
40. The new benefit tables shall apply to—
(a) all pensions accruing in respect of the
contributions of all officers who
joined the fund after the 31st
December, 1948;
(b) all pensions accruing in respect of
increases in contributions made on or
after the 1st January, 1949, by officers
who were contributors to the fund on
the 31st December, 1948; and

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Revised
tables.
[23 of 1950
7 of 1958
6 of 1966A]

Revised
tables
effective in
August, 1978.
[17 of 1978]
(c) all pensions in respect of
contributions made to the fund by
officers who at the 31st December,
1948, were bachelors, such pensions
to be calculated as from the date of
their marriage.
41. Notwithstanding any of the provisions of this Act,
the revised tables appearing immediately after the new
benefit tables in Part I of the Schedule shall apply to—
(a) all pensions accruing in respect of the
contributions of all officers who
joined the fund after the 31st
December, 1953;

(b) all pensions accruing in respect of
increases in contributions made on or
after the 1st January, 1954, by officers
who were contributors to the fund
on the 31st December, 1953; and
(c) all pensions in respect of
contributions made to the fund by
officers who at the 31st December,
1953, were bachelors, such pensions
to be calculated as from the date of
their marriage.
41A. (1) All pensions accruing in respect of the
contributions of any officer who becomes a contributor
during the month of August, 1978 or thereafter shall be
calculated in accordance with the revised tables in Part IA of
the schedule.
(2) All pensions accruing in respect of increases in
contributions made in respect of the month of August or
thereafter shall be calculated in accordance with the revised
tables in Part IA of the schedule.
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Pensions
registered in
respect of
contributors
who are not
married.
[17 of 1978]

Pensions to
adopted
(3) All pensions in respect of contributions made to
the fund by officers who at 1st August, 1978, were bachelors
or spinsters shall be calculated as from the dates of their
marriage in accordance with the revised tables in Part IA of
the schedule.
(4) Notwithstanding the other provisions of this
section, the revised tables in Part IA of the schedule shall not
apply to a contributor who had attained the age of fifty-five
years on or before 1st August, 1978.
(5) The revised tables in Part IA of the schedule
shall apply to a contributor who had not attained the age of
fifty-five years on 1st August, 1978 but if on the death of the
contributor his dependants would have received a better
pension if the said revised tables had not applied to him, the
tables which applied to him immediately before 1st August,
1978 shall nevertheless be deemed to have continued to apply
to him for that purpose.

42. (1) When a contributor who has neither a wife nor
a husband and no pension is registered in respect of that
contributor, then if the contributor notifies the directors of the
birth of a child who, if still eligible, is eligible for a pension
on the death of the contributor, a pension shall be registered
in respect of the contributor as if, in the case of a male
contributor he had on the date of the birth of the child
married a woman four years younger than himself and, in the
case of a female contributor as if on the said date she had
married a man four years older than herself.
(2) If the contributor subsequently marries the
registered pension shall be recalculated as if the marriage
were a second marriage subsequent to the notional marriage
mentioned in subsection (1).
43. (1) A child adopted by a contributor shall, for the
purposes of this Act, be deemed to be the child of the
LAWS OF GUYANA
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L.R.O. 1/2012
children.
[7 of 1958
17 of 1978]

contributor, if—
(a) the living contributor adopted the
child before he retired from the public
service;
(b) the contributor was under the age of
fifty-five at the time of the adoption;
and
(c) the adoption was in accordance with
the law of the place where the
contributor was resident at the time of
the adoption.
(2) The child of a living contributor who is adopted
by any other person in accordance with the law of the place
where such person was resident at the time of the adoption
shall not be entitled to benefit under this Act in respect of the
contributor unless the contributor so elects by notice
addressed to the directors and served on the secretary within
twelve months of the date of the adoption order or within
such longer period as the Minister may permit:
Provided that where the child would have been entitled
to receive a pension in respect of more than one contributor of
the same sex, the child shall receive the pension payable in
respect of his latest adopted parent of that sex who is a
contributor and shall cease to be eligible for the pension
which he was receiving previously.

(3) Nothing in this section shall entitle an adopted
child to be paid a pension or a share in any pension where the
payment to him of such pension or such share would
diminish the pension or the share of any pension immediately
payable or being paid at the date on which this section comes
into operation to the widow or to any child or children by
marriage of the contributor.

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Divorce.
[17 of 1978]

Separation.

Division of
pension.
[17 of 1978]
44. (1) A wife whom a contributor has divorced, or
who has obtained a decree of divorce against a contributor, in
a court within the Commonwealth shall, for the purposes of
this Act, be deemed to have died.
(2) Where a contributor has been separated from
his or her spouse by a decree of judicial separation or a deed
of separation, the directors may, having regard to the grounds
of the separation, and the subsequent conduct of both parties,
grant a pension either to the widow or widower, or children,
if any, as they think fit provided that not less than one-third
of the pension payable shall be granted to the children.
45. (1) If a contributor dies leaving a widow or
widower but no children, the pension payable in respect of
that contributor shall be paid in its entirety to the widow or
widower, as the case may be.
(2) If a contributor dies leaving a widow or
widower and a child or children, two-thirds of the pension
payable in respect of that contributor shall be paid to the
widow or widower for so long as any of the children are
eligible for pension and if the last child ceases to be eligible
for pension before the widow or widower dies the whole of
the pension shall be paid to her or to him thereafter; one-third
of the pension shall he divided equally among as many
children as may be eligible from time to time for so long as
the widow or widower is alive, and if the widow or widower
dies while at least one child is still eligible for pension then
the whole of the pension shall be divided equally among as
many children as may be eligible from time to time.
(3) If a contributor dies without leaving a widow
or widower but is survived by children still eligible for
pension, the pension payable in respect of that contributor
shall be divided equally among as many children as may be
eligible from time to time.
46. – 47 [Repealed by Act 17 0f 1798]
LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 35
L.R.O. 1/2012

Mode and
conditions of
payment of
pension.
[17 of 1978]

Appointment
of persons to
receive
payment on
behalf of
minors.

Payment of
pension to
person acting
on behalf of
children
deserted or
abandoned.
[17 of 1978]

Pension not
assignable.

Adaptation
and
modification
of the pro-
visions of this
Act.
48. The pension payable to any person entitled thereto
shall begin upon the death of the contributor or of his widow,
as the case may be, and shall accrue daily and shall be paid
monthly, but before any payment the directors may require
proof that the widow or child is alive and entitled to the
pension claimed by the widow or child.
49. (1) Whenever a minor is entitled to payment of a
pension or portion of a pension, the directors may appoint
some fit and proper person to whom the pension or portion
thereof shall be paid on behalf of the minor.
(2) The appointment shall be in writing under the
hand of at least three of the directors, and the receipt of the
person appointed shall be a legal discharge for the payment
of the pension or portion thereof.
50. If the widow of any contributor ceases to assist,
deserts, or abandons, her child who would be entitled on her
death to draw her portion of the pension, or part thereof, and
who is in a state of poverty or destitution, the directors may,
in their discretion, pay to a fit and proper person on behalf of
that child such proportion of her pension as they think fit in
each case, and the widow shall have no further claim on the
directors in respect thereof.
51. No pension payable under this Act shall be
assigned or transferred, or be attached, or levied upon, or
arrested, or taken in execution on account of any debt or
payment due by the person to whom it is payable, and every
assignment or transfer thereof shall be absolutely null and
void.
51A. After the commencement of this section—
(a) the provisions of this Act shall, as
they apply in relation to a male
contributor and his dependants on his
LAWS OF GUYANA
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[17 of 1978]


Decision of
questions
arising under
the Act.
Regulations.

Instruction
for use of
tables.
death, apply with the necessary
adaptations and modifications in
relation to a female contributor;
(b) every reference (however styled) to
the public service shall be construed
and have effect as a reference to
service of the Government of Guyana.

52. If any question arises as to whether any person is
an officer or contributor within the meaning of this Act, or as
to whether any person is entitled to any pension as the widow
or child of a contributor, or as to the amount of pension to
which any widow or child is entitled, or as to the meaning or
construction to be assigned to any section of this Act, or to
any rule or regulation made under the provisions hereof, the
directors are hereby required, on the application of the
officer, or contributor, or widow, or child, to submit that
question for decision to the Minister; and the decision of the
Minister thereon shall be final.
53. (1) The directors may from time to time, subject to
the approval of the Minister, make regulations for the better
carrying into effect of this Act.
(2) The instructions shall have the same force and
effect as if they were regulations and had been so approved.

LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 37
L.R.O. 1/2012
[7 of 1958
6 of 1966A]
SCHEDULE
PART 1
THE ORIGINAL TABLES
TABLE A
THE YEARLY PENSION, PAYABLE BY MONTHLY INSTALMENTS, WHICH A
SINGLE PAYMENT OF 1 WILL SECURE
Age of
husband
last
birthday
Age of wife last birthday
15 20 25 30 35 40 45 50 55 60 65
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
.542
.524
.508
.492
.477
.462
.449
.436
.423
.411
.400
.389
.378
.368
.359
.350
.341
.333
.325
.317
.310
.303
.297
.291
.285
.280
.274
.269
.265
.260
.255
.251
.247
.243
.239
.235
.231
.228
.225
.222
.219
.217
.564
.545
.528
.511
.495
.480
.466
.452
.439
.426
.415
.404
.393
.382
.372
.363
.353
.345
.336
.329
.321
.314
.307
.301
.295
.290
.284
.279
.274
.270
.265
.261
.256
.252
.248
.244
.240
.236
.232
.229
.225
.222
.589
.569
.550
.533
.516
.500
.486
.471
.457
.444
.432
.420
.408
.397
.387
.377
.367
.359
.350
.342
.334
.327
.320
.313
.307
.301
.295
.290
.284
.279
.275
.271
.267
.262
.258
.254
.250..
.246
.242
.238
.234
.231
.620
.599
.579
.560
.543
.526
.510
.495
.480
.467
.453
.441
.429
.417
.406
.395
.385
.375
.366
.358
.350
.342
.335
.328
.321
.315
.309
.303
.298
.293
.288
.283
.278
.274
.270
.266
.262
.258
.255
.251
.248
.244
.661
.638
.617
.597
.578
.560
.542
.526
.510
.496
.481
.468
.455
.442
.431
.419
.409
.399
.389
.379
.371
.362
.354
.347
.340
.334
.328
.322
.316
.311
.306
.301
.296
.291
.286
.282
.277
.273
.269
.266
.263
.260
.714
.689
.666
.644
.623
.604
.585
.567
.550
.534
.519
.504
.490
.476
.464
.451
.439
.428
.418
.408
.399
.390
.382
.374
.367
.360
.353
.346
.341
.335
.329
.325
.320
.315
.311
.306
.302
.297
.293
.289
.285
.281
.784
.757
.731
.707
.684
.662
.641
.622
.603
.585
.568
.551
.536
.521
.507
.494
.481
.468
.457
.446
.436
.427
.418
.410
.402
.395
.388
.381
.375
.369
.363
.357
.352
.347
.343
.338
.334
.331
.327
.324
.321
.318
.874
.843
.814
.786
.761
.736
.713
.691
.670
.650
.631
.613
.595
.578
.563
.548
.533
.520
.507
.496
.484
.474
.464
.455
.446
.438
.431
.424
.418
.412
.406
.402
.398
.392
.387
.382
.378
.373
.371
.369
.367
.366
.984
.949
.916
.886
.856
.829
.802
.778
.753
.731
.709
.689
.669
.651
.633
.616
.600
.585
.570
.557
.544
.532
.522
.512
.503
.494
.486
.478
.471
.465
.459
.455
.450
.446
.443
.441
.439
.437
.435
.433
.431
.431
1.119
1.078
1.041
1.006
.972
.941
.912
.883
.855
.830
.806
.782
.759
.738
.718
.698
.680
.663
.647
.631
.617
.604
.592
.580
.570
.561
.552
.544
.536
.531
.524
.520
.515
.512
.510
.507
.507
.508
.510
.514
.521
.532
1.292
1.243
1.199
1.156
1.115
1.078
1.043
1.010
.979
.949
.921
.895
.869
.845
.821
.799
.778
.758
.739
.722
.706
.691
.677
.665
.653
.642
.633
.625
.616
.609
.604
.599
.595
.592
.592
.592
.593
.595
.602
.611
.621
.639
ss. 2 and 37
LAWS OF GUYANA
38 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
TABLE B
THE YEARLY PENSION PAYABLE BY MONTHL INSTALMENTS, WHICH A
YEARLY CONTRIBUTION OF 1, PAYABLE BY MONTHLY INSTALMENTS, WILL
SECURE
Age of
husband
last
birthday
Age of wife last birthday
15 20 25 30 35 40 45 50 55 60 65
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
5.661
5.429
5.210
5.003
4.805
4.618
4.439
4.267
4.101
3.945
3.794
3.648
3.508
3.373
3.243
3.118
2.997
2.881
2.768
2.661
2.559
2.460
2.363
2.268
2.176
2.084
1.993
1.902
1.810
1.717
1.624
1.528
1.425
1.319
1.211
1.095
.973
.844
.703
.552
.386
5.883
5.643
5.414
5.196
4.990
4.796
4.606
4.427
4.255
4.092
3.934
3.784
3.638
3.498
3.364
3.234
3.107
2.985
2.867
2.757
2.650
2.545
2.445
2.346
2.251
2.158
2.063
1.971
1.877
1.782
1.685
1.586
1.478
1.368
1.255
1.135
1.007
.873
.726
.569
.397
6.143
5.888
5.647
5.420
5.204
4.998
4.803
4.615
4.433
4.262
4.097
3.937
3.785
3.638
3.498
3.361
3.230
3.106
2.983
2.867
2.757
2.648
2.541
2.438
2.338
2.239
2.140
2.044
1.945
1.847
1.748
1.646
1.537
1.425
1.308
1.184
1.051
.910
.757
.592
.413
6.470
6.199
5.943
5.700
5.471
5.254
5.047
4.847
4.657
4.476
4.299
4.135
3.975
3.819
3.669
3.525
3.385
3.252
3.125
3.003
2.885
2.772
2.664
2.556
2.451
2.349
2.245
2.141
2.038
1.934
1.828
1.721
1.605
1.488
1.366
1.239
1.101
.956
.797
.624
.436
6.898
6.602
6.327
6.067
5.822
5.590
5.364
5.151
4.945
4.754
4.568
4.387
4.216
4.050
3.892
3.739
3.593
3.453
3.315
3.183
3.058
2.936
2.819
2.706
2.595
2.486
2.378
2.273
2.165
2.054
1.944
1.831
1.707
1.581
1.450
1.312
1.165
1.011
.842
.662
.463
7.454
7.137
6.836
6.552
6.285
6.033
5.786
5.556
5.331
5.124
4.922
4.726
4.539
4.360
4.190
4.023
3.864
3.712
3.565
3.426
3.289
3.165
3.041
2.917
2.796
2.678
2.560
2.445
2.331
2.214
2.094
1.976
1.847
1.714
1.575
1.427
1.270
1.101
.917
.719
.502
8.183
7.834
7.501
7.190
6.891
6.610
6.343
6.090
5.841
5.612
5.388
5.171
4.968
4.771
4.585
4.403
4.227
4.058
3.897
3.745
3.598
3.459
3.323
3.192
3.063
2.938
2.814
2.692
2.565
2.436
2.305
2.171
2.029
1.888
1.737
1.576
1.405
1.225
1.024
.806
.565
9.118
8.722
8.354
7.998
7.667
7.354
7.052
6.767
6.494
6.233
5.983
5.746
5.520
5.297
5.089
4.888
4.690
4.505
4.326
4.159
3.997
3.841
3.688
3.543
3.402
3.263
3.127
2.993
2.859
2.721
2.583
2.446
2.294
2.132
1.962
1.781
1.586
1.382
1.162
.916
.646
10.270
9.824
9.402
9.007
8.632
8.281
7.938
7.616
7.303
7.011
6.730
6.460
6.204
5.958
5.717
5.492
5.274
5.064
4.861
4.673
4.494
4.316
4.150
3.987
3.832
3.676
3.525
3.372
3.223
3.073
2.917
2.764
2.597
2.427
2.247
2.054
1.886
1.621
1.363
1.076
.760
11.680
11.160
10.680
10.230
9.802
9.399
9.012
8.644
8.291
7.960
7.644
7.332
7.037
6.756
6.486
6.229
5.979
5.741
5.516
5.298
5.094
4.898
4.710
4.523
4.348
4.178
4.004
3.840
3.671
3.507
3.334
3.164
2.970
2.783
2.583
2.362
2.130
1.878
1.598
1.278
.918
13.480
12.870
12.310
11.760
11.240
10.770
10.320
9.895
9.486
9.105
8.740
8.391
8.052
7.732
7.423
7.132
6.842
6.567
6.307
6.063
5.828
5.604
5.388
5.181
4.977
4.785
4.593
4.409
4.215
4.026
3.840
3.643
3.438
3.220
3.001
2.757
2.493
2.202
1.885
1.519
1.093

LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 39
L.R.O. 1/2012
TABLE C
THE SINGLE PAYMENT WHICH WILL SECURE A PENSION OF 1, PAYABLE BY
MONTHLY INSTALMENTS
Age of husband
last
birthday
Age of wife last birthday
15 20 25 30 35 40 45 50 55 60 65
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
1.844
1.907
1.970
2.033
2.098
2.163
2.228
2.295
2.364
2.432
2.501
2.571
2.643
2.715
2.787
2.860
2.934
3.007
3.080
3.154
3.226
3.296
3.366
3.436
3.504
3.574
3.643
3.712
3.781
3.849
3.916
3.980
4.048
4.123
4.186
4.253
4.321
4.387
4.451
4.503
4.568
4.607
1.774
1.834
1.895
1.957
2.020
2.083
2.148
2.213
2.278
2.345
2.412
2.479
2.548
2.618
2.687
2.757
2.831
2.902
2.975
3.044
3.115
3.186
3.254
3.322
3.388
3.452
3.519
3.582
3.647
3.710
3.774
3.836
3.903
3.973
4.039
4.104
4.172
4.239
4.313
4.375
4.441
4.500
1.699
1.758
1.817
1.877
1.937
1.998
2.060
2.122
2.186
2.251
2.316
2.382
2.449
2.517
2.584
2.653
2.723
2.789
2.860
2.928
2.994
3.062
3.130
3.197
3.262
3.327
3.392
3.455
3.518
3.578
3.637
3.695
3.752
3.816
3.873
3.936
3.999
4.070
4.135
4.204
4.269
4.331
1.613
1.670
1.727
1.784
1.842
1.901
1.960
2.021
2.082
2.143
2.207
2.268
2.332
2.398
2.463
2.530
2.598
2.666
2.730
2.796
2.862
2.925
2.986
3.049
3.112
3.172
3.234
3.297
3.358
3.418
3.478
3.534
3.594
3.654
3.710
3.761
3.816
3.871
3.928
3.984
4.039
4.094
1.513
1.568
1.622
1.676
1.731
1.787
1.844
1.902
1.960
2.018
2.079
2.138
2.199
2.260
2.322
2.386
2.447
2.509
2.575
2.637
2.699
2.761
2.822
2.880
2.938
2.996
3.053
3.106
3.161
3.220
3.270
3.323
3.380
3.439
3.494
3.550
3.606
3.663
3.717
3.760
3.801
3.841
1.400
1.450
1.501
1.552
1.604
1.656
1.710
1.763
1.818
1.872
1.928
1.985
2.042
2.100
2.157
2.217
2.276
2.334
2.393
2.450
2.510
2.562
2.616
2.672
2.727
2.782
2.837
2.888
2.936
2.986
3.036
3.079
3.123
3.171
3.218
3.264
3.310
3.362
3.414
3.462
3.509
3.554
1.276
1.321
1.368
1.415
1.463
1.511
1.560
1.608
1.661
1.710
1.761
1.814
1.866
1.919
1.972
2.026
2.081
2.135
2.189
2.241
2.294
2.344
2.394
2.442
2.489
2.535
2.580
2.622
2.668
2.714
2.759
2.802
2.844
2.879
2.918
2.955
2.990
3.021
3.056
3.086
3.116
3.142
1.145
1.187
1.228
1.272
1.315
1.358
1.403
1.447
1.493
1.539
1.586
1.632
1.680
1.729
1.776
1.825
1.875
1.923
1.972
2.018
2.065
2.111
2.157
2.200
2.242
2.283
2.322
2.359
2.394
2.429
2.461
2.487
2.515
2.550
2.582
2.616
2.649
2.679
2.693
2.714
2.726
2.730
1.016
1.054
1.091
1.129
1.168
1.206
1.246
1.286
1.327
1.368
1.410
1.452
1.494
1.537
1.581
1.624
1.668
1.711
1.755
1.796
1.837
1.878
1.917
1.955
1.990
2.026
2.060
2.094
2.123
2.151
2.179
2.200
2.222
2.240
2.255
2.267
2.276
2.283
2.297
2.310
2.318
2.322
.894
.928
.961
.995
1.028
1.063
1.097
1.133
1.169
1.205
1.241
1.279
1.317
1.355
1.393
1.432
1.471
1.509
1.547
1.585
1.620
1.655
1.689
1.723
1.754
1.783
1.813
1.839
1.864
1.885
1.907
1.923
1.943
1.953
1.962
1.972
1.972
1.971
1.959
1.946
1.919
1.881
.774
.804
.834
.865
.897
.927
.959
.990
1.022
1.054
1.086
1.118
1.151
1.184
1.218
1.251
1.285
1.319
1.353
1.385
1.416
1.447
1.476
1.505
1.532
1.557
1.581
1.601
1.624
1.642
1.656
1.670
1.678
1.688
1.689
1.690
1.685
1.681
1.660
1.637
1.611
1.566

LAWS OF GUYANA
40 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
ss. 37 and 38
THE NEW TABLES
(see footnote to s. 37)TABLE A
THE YEARLY PENSION TO WIDOW, PAYABLE BY MONTHLY INSTALMENTS,
SECURED BY A SINGLE PAYMENT OF 1
Interest 6 per cent per annum
Age of husband
last birthday
Age of wife last birthday
15
20
25
30
35
40
45
50
55
60
65
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
.463
.448
.435
.422
.410
.398
.386
.375
.364
.352
.341
.331
.321
.311
.301
.292
.282
.274
.265
.256
.258
.240
.233
.225
.217
.210
.203
.196
.189
.183
.177
.171
.166
.161
.156
.151
.146
.142
.138
.134
.130
.126
.488
.474
.459
.444
.431
.418
.405
.392
.380
.369
.357
.346
.334
.324
.313
.304
.294
.285
.276
.267
.248
.250
.242
.233
.225
.217
.210
.203
.196
.189
.183
.177
.172
.166
.161
.156
.151
.147
.142
.138
.134
.130
.518
.503
.488
.474
.459
.444
.431
.417
.403
.391
.379
.366
.355
.344
.332
.322
.311
.300
.291
.281
.271
.262
.253
.244
.236
.228
.220
.212
.204
.198
.191
.185
.179
.173
.167
.162
.157
.152
.148
.143
.139
.135
.556
.541
.524
.508
.493
.478
.463
.448
.435
.420
.407
.392
.379
.366
.355
.342
.331
.321
.310
.299
.289
.279
.268
.258
.249
.240
.231
.223
.216
.208
.201
.194
.187
.181
.175
.169
.164
.159
.155
.150
.146
.141
...
...
.571
.552
.535
.518
.503
.488
.472
.457
.442
.427
.413
.398
.385
.372
.360
.347
.336
.324
.312
.300
.289
.279
.268
.258
.248
.239
.230
.222
.214
.206
.199
.192
.186
.180
.174
.168
.163
.158
.154
.149
...
...
...
...
...
...
...
.541
.524
.508
.490
.474
.457
.441
.426
.412
.398

.385
.372
.358
.345
.331
.317
.305
.293
.282
.271

.260
.251
.241
.232
.223
.215
.207
.200
.193
.187
.181
.175
.170
.165
.160
...
...
...
...
...
...
...
...
...
...
...
...

.515
.498
.481
.465
.450

.435
.420
.405
.389
.373
.358
.344
.330
.316
.304
.292
.280
.269
.258
.248
.239
.229
.221
.213
.205
.198
.192
.186
.180
.174
...
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...

.500
.481
.463
.446
.431
.415
.398
.382
.366
.351 .336 .322 .308 .295 .283
.272
.262
.251
.242
.233 .225 .217 .210 .203 .196
...
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
.493 .474 .455 .437 .418 .400 .383 .368 .352 .338 .324 .311 .298 .286 .275 .265 .254 .245 .236 .228
...
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .493 .472 .452 .435 .417 .400 .385 .369 .355 .340 .327 .314 .303 .292 .281
...
... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... .515 .495 .476 .459 .442 .427 .412 .397 .382 .368
1
8
9
2
0
1
2 3
4
2
5
6
7
8
9
3
0 1
2
3
4
3
5
6
7 8
9
4
0
1
2
3
4
4
5 6
7
8
9
5
0
1
2 3
4
5
5

LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 41
L.R.O. 1/2012
TABLE B
THE YEARLY PENSION TO WIDOW, PAYABLE BY MONTHLY INSTALMENTS,
SECURED BY A YEARLY CONTRIBUTION OF 1, PAYABLE BY MONTHLY
INSTALMENTS, TERMINATING ON OR AFTER THE ATTAINMENT OF AGE 60
AND BEFORE THE ATTAINMENT OF AGE 61, IN ACCORDANCE WITH THE
PROVISIONS OF SECTION 22
Interest 6 per cent per annum.
Age of husband
last birthday
Age of wife last birthday
15 20 25 30 35 40 45 50 55 60 65
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
6.50
6.24
6.01
5.79
5.58
5.37
5.16
4.96
4.77
4.56
4.37
4.19
4.01
3.83
3.66
3.50
3.32
3.17
3.01
2.85
2.71
2.56
2.42
2.28
2.13
2.00
1.87
1.73
1.60
1.48
1.36
1.24
1.13
1.02
.90
.79
.68
.57
.46
.35
.24
.12
6.85
6.60
6.34
6.09
5.86
5.63
5.41
5.19
4.98
4.78
4.57
4.38
4.18
3.99
3.81
3.64
3.46
3.30
3.14
2.98
2.81
2.66
2.52
2.36
2.21
2.06
1.93
1.79
1.66
1.53
1.41
1.29
1.17
1.05
.93
.82
.71
.59
.48
.36
.24
.12
7.27
7.01
6.74
6.50
6.24
5.99
5.76
5.52
5.28
5.07
4.85
4.63
4.44
4.24
4.04
3.86
3.66
3.47
3.31
3.13
2.96
2.79
2.63
2.47
2.32
2.17
2.02
1.87
1.73
1.60
1.47
1.34
1.22
1.09
.97
.85
.73
.61
.50
.37
.25
.13
7.80
7.54
7.24
6.96
6.70
6.44
6.19
5.93
5.70
5.44
5.21
4.96
4.74
4.51
4.32
4.10
3.90
3.72
3.52
3.33
3.15
2.97
2.79
2.61
2.45
2.28
2.12
1.97
1.83
1.68
1.55
1.41
1.27
1.14
1.02
.89
.77
.64
.52
.39
.27
.13
...
...
7.89
7.57
7.28
6.98
6.72
6.46
6.18
5.92
5.66
5.41
5.16
4.91
4.68
4.46
4.24
4.02
3.82
3.61
3.40
3.20
3.02
2.82
2.63
2.45
2.28
2.11
1.95
1.80
1.65
1.50
1.35
1.21
1.08
.94
.81
.68
.55
.41
.28
.14
...
...
...
...
...
...
...
7.16
6.86
6.58
6.28
6.00
5.71
5.44
5.18
4.94
4.69
4.46
4.23
3.99
3.76
3.53
3.30
3.09
2.88
2.68
2.49
2.30
2.13
1.95
1.78
1.62
1.46
1.31
1.16
1.01
.87
.73
.59
.45
.30
.15
...
...
...
...
...
...
...
...
...
...
...
...
6.44
6.14
5.85
5.57
5.30
5.04
4.78
4.52
4.24
3.98
3.72
3.48
3.24
3.01
2.79
2.58
2.37
2.18
1.98
1.80
1.63
1.45
1.28
1.12
.96
.80
.65
.49
.33
.17
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
5.79
5.47
5.16
4.87
4.59
4.32
4.03
3.75
3.48
3.23
2.97
2.73
2.49
2.27
2.05
1.85
1.66
1.46
1.27
1.09
.91
.73
.55
.37
.19
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
5.13
4.80
4.47
4.16
3.84
3.54
3.25
2.98
2.71
2.45
2.20
1.97
1.73
1.50
1.28
1.07
.85
.64
.43
.22
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
4.36
4.00
3.66
3.35
3.03
2.72
2.43
2.14
1.86
1.59
1.32
1.06
.79
.53
.27
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
3.50
3.13
2.76
2.41
2.06
1.73
1.38
1.04
.70
.35
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9

LAWS OF GUYANA
42 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
TABLE C
THE SINGLE PAYMENT WHICH WILL SECURE A PENSION OF 1 TO WIDOW,
PAYABLE BY MONTHLY INSTALMENTS
Interest 6 per cent per annum
Age of husband
last birthday
Age of wife last birthday
15
20
25
30
35
40
45
50
55
60
65
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
2.16
2.23
2.30
2.37
2.44
2.51
2.59
2.67
2.75
2.84
2.93
3.02
3.12
3.22
3.32
3.43
3.54
3.65
3.77
3.90
4.03
4.16
4.30
4.45
4.61
4.77
4.93
5.10
5.28
5.46
5.65
5.84
6.03
6.23
6.43
6.63
6.84
7.05
7.26
7.47
7.69
7.91
2.05
2.11
2.18
2.25
2.32
2.39
2.47
2.55
2.63
2.71
2.80
2.89
2.99
3.09
3.19
3.29
3.40
3.51
3.62
3.74
3.87
4.00
4.14
4.29
4.44
4.60
4.76
4.93
5.10
5.28
5.46
5.64
5.83
6.02
6.22
6.42
6.62
6.82
7.03
7.24
7.45
7.67
1.93
1.99
2.05
2.11
2.18
2.25
2.32
2.40
2.48
2.56
2.64
2.73
2.82
2.91
3.01
3.11
3.22
3.33
3.44
3.56
3.69
3.82
3.96
4.10
4.24
4.39
4.55
4.72
4.89
5.06
5.24
5.42
5.60
5.79
5.98
6.17
6.37
6.57
6.77
6.97
7.18
7.39
1.80
1.85
1.91
1.97
2.03
2.09
2.16
2.23
2.30
2.38
2.46
2.55
2.64
2.73
2.82
2.92
3.02
3.12
3.23
3.34
3.46
3.59
3.73
3.87
4.01
4.16
4.32
4.48
4.64
4.81
4.98
5.16
5.34
5.52
5.71
5.90
6.09
6.28
6.47
6.67
6.87
7.07
...
...
1.75
1.81
1.87
1.93
1.99
2.05
2.12
2.19
2.26
2.34
2.42
2.51
2.60
2.69
2.78
2.88
2.98
3.09
3.21
3.33
3.46
3.59
3.73
3.88
4.03
4.19
4.35
4.51
4.68
4.85
5.03
5.21
5.39
5.57
5.75
5.94
6.13
6.32
6.51
6.70
...
...
...
...
...
...
...
1.85
1.91
1.97
2.04
2.11
2.19
2.27
2.35
2.43
2.51
2.60
2.69
2.79
2.90
3.02
3.15
3.28
3.41
3.55
3.69
3.84
3.99
4.15
4.31
4.48
4.65
4.82
4.99
5.17
5.35
5.53
5.71
5.89
6.07
6.25
...
...
...
...
...
...
...
...
...
...
...
...
1.94
2.01
2.08
2.15
2.22
2.30
2.38
2.47
2.57
2.68
2.79
2.91
3.03
3.16
3.29
3.43
3.57
3.72
3.87
4.03
4.19
4.36
4.53
4.70
4.87
5.04
5.21
5.38
5.56
5.74
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
2.00
2.08
2.16
2.24
2.32
2.41
2.51
2.62
2.73
2.85
2.98
3.11
3.25
3.39
3.53
3.67
3.82
3.98
4.14
4.30
4.45
4.60
4.76
4.93
5.10
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
2.03
2.11
2.20
2.29
2.39
2.50
2.61
2.72
2.84
2.96
3.09
3.22
3.36
3.50
3.64
3.78
3.93
4.08
4.23
4.38
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
2.03
2.12
2.21
2.30
2.40
2.50
2.60
2.71
2.82
2.94
3.06
3.18
3.30
3.43
3.56
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.94
2.02
2.10
2.18
2.26
2.34
2.43
2.52
2.62
2.72
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9

LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 43
L.R.O. 1/2012
THE NEW BENEFIT TABLES
(see footnote to s. 37)
TABLE A
Age of husband
last birthday
Age of wife last birthday Age of husband last birthday
15
20
25
30
35
40
45
50
55
60
65
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
.700
.676
.652
.629
.606
.584
.563
.542
.522
.503
.484
.466
.449
.432
.416
.400
.385
.371
.357
.343
.330
.317
.305
.293
.281
.270
.259
.249
.239
.230
.221
.212
.204
.196
.188
.181
.174
.167
.161
.155
.150
.145
.748
.722
.696
.671
.646
.622
.599
.577
.555
.534
.514
.495
.476
.458
.440
.423
.406
.390
.375
.360
.346
.332
.319
.306
.294
.282
.271
.260
.250
.240
.230
.221
.212
.204
.196
.188
.181
.174
.167
.161
.155
.149
.809
.781
.753
.726
.699
.673
.648
.623
.599
.576
.554
.532
.511
.491
.471
.452
.434
.416
.399
.383
.367
.352
.338
.324
.311
.298
.286
.274
.263
.252
.242
.232
.222
.213
.204
.196
.188
.181
.174
.168
.162
.156
.882
.852
.822
.793
.764
.736
.708
.681
.655
.629
.604
.580
.557
.534
.512
.491
.471
.451
.432
.414
.396
.379
.363
.347
.332
.318
.305
.292
.280
.268
.257
.246
.235
.225
.216
.207
.199
.191
.184
.177
.170
.164
...
...
.908
.876
.845
.814
.784
.755
.726
.698
.671
.645
.619
.594
.569
.545
.522
.499
.477
.456
.436
.417
.399
.381
.364
.348
.332
.317
.303
.289
.276
.264
.252
.241
.231
.221
.212
.204
.196
.189
.182
.175
...
...
...
...
...
...
...
.849
.818
.787
.757
.728
.699
.671
.643
.616
.590
.564
.539
.515
.492
.470
.448
.427
.407
.388
.370
.353
.336
.320
.305
.291
.277
.264
.252
.241
.231
.221
.212
.204
.196
.188
...
...
...
...
...
...
...
...
...
...
...
...
.803
.771
.740
.710
.680
.651
.623
.595
.568
.542
.517
.493
.470
.447
.425
.404
.383
.364
.346
.329
.313
.298
.284
.271
.258
.246
.235
.225
.216
.207
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.768
.736
.704
.673
.643
.614
.585
.557
.530
.504
.478
.453
.430
.408
.387
.367
.348
.330
.313
.298
.284
.271
.259
.247
.236
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.747
.712
.679
.647
.616
.586
.557
.529
.501
.474
.448
.423
.400
.379
.360
.342
.325
.309
.294
.280
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.741
.704
.669
.635
.602
.571
.541
.513
.486
.460
.436
.414
.393
.373
.355
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.758
.720
.684
.650
.618
.587
.558
.530
.504
.480
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9

LAWS OF GUYANA
44 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
THE YEARLY PENSION, PAYABLE BY MONTHLY
TABLE B
THE YEARLY PENSION, PAYABLE BY MONTHLY INSTALMENTS, SECURED BY
A YEARLY CONTRIBUTION OF 1, PAYABLE BY MONTHLY NSTALMENTS,
TERMINATING ON OR AFTER THE ATTAINMENT OF AGE 60 AND BEFORE THE
ATTAINMENT OF AGE 61 Age of
husba- nd last
birthday
Age of wife last birthday
15
20
25
30
35
40
45
50
55
60
65
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
10.27
9.86
9.44
9.04
8.64
8.26
7.89
7.53
7.18
6.85
6.52
6.20
5.90
5.60
5.32
5.04
4.77
4.52
4.27
4.02
3.79
3.56
3.34
3.12
2.90
2.70
2.50
2.31
2.13
1.95
1.78
1.61
1.45
1.29
1.13
.99
.84
.69
.55
.41
.28
.14
10.98
10.53
10.08
9.64
9.21
8.80
8.40
8.02
7.64
7.27
6.92
6.59
6.26
5.94
5.63
5.33
5.03
4.75
4.49
4.22
3.97
3.72
3.49
3.26
3.04
2.82
2.62
2.42
2.23
2.04
1.85
1.68
1.51
1.34
1.18
1.02
.87
.72
.57
.43
.29
.14
11.87
11.39
10.90
10.43
9.97
9.52
9.09
8.65
8.24
7.84
7.46
7.08
6.72
6.37
6.03
5.70
5.38
5.07
4.77
4.49
4.21
3.95
3.70
3.45
3.21
2.98
2.76
2.55
2.34
2.14
1.95
1.76
1.58
1.40
1.23
1.07
.91
.75
.60
.45
.30
.15
12.95
12.42
11.90
11.40
10.89
10.41
9.93
9.46
9.01
8.56
8.13
7.72
7.32
6.93
6.55
6.19
5.84
5.50
5.17
4.86
4.55
4.25
3.97
3.69
3.43
3.18
2.95
2.71
2.49
2.28
2.07
1.87
1.67
1.48
1.30
1.13
.96
.79
.63
.47
.31
.16
...
...
13.15
12.59
12.05
11.51
10.99
10.49
9.99
9.50
9.04
8.59
8.14
7.71
7.28
6.87
6.47
6.08
5.71
5.35
5.01
4.68
4.37
4.06
3.76
3.48
3.21
2.95
2.70
2.46
2.22
2.01
1.79
1.59
1.39
1.20
1.02
.85
.67
.51
.34
.17
...
...
...
...
...
...
...
11.79
11.25
10.72
10.20
9.69
9.19
8.71
8.23
7.76
7.32
6.87
6.45
6.04
5.65
5.27
4.90
4.55
4.21
3.88
3.57
3.28
2.99
2.72
2.46
2.21
1.97
1.74
1.52
1.31
1.11
.92
.73
.55
.36
.18
...
...
...
...
...
...
...
...
...
...
...
...
10.56
10.00
9.47
8.95
8.43
7.93
7.45
6.98
6.52
6.08
5.66
5.25
4.86
4.47
4.11
3.76
3.41
3.09
2.79
2.50
2.22
1.96
1.71
1.48
1.24
1.02
.81
.60
.40
.20
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
9.36
8.81
8.26
7.73
7.21
6.72
6.23
5.76
5.31
4.87
4.44
4.03
3.65
3.29
2.94
2.61
2.29
1.99
1.70
1.44
1.18
.93
.69
.46
.23
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
8.17
7.58
7.02
6.48
5.95
5.45
4.96
4.49
4.04
3.60
3.18
2.79
2.41
2.06
1.74
1.42
1.12
.83
.54
.27
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
6.89
6.27
5.68
5.12
4.57
4.06
3.56
3.10
2.65
2.22
1.81
1.42
1.05
.65
.34
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
5.39
4.74
4.13
3.54
2.98
2.44
1.92
1.42
.93
.46
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 45
L.R.O. 1/2012
TABLE C
THE SINGLE PAYMENT WHICH WILL SECURE A PENSION OF 1, PAYABLE BY
MONTHLY INSTALMENTS
Age of
husband
last
birthday
Age of wife last birthday
15 20 25 30 35 40 45 50 55 60 65
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
1.43
1.48
1.53
1.59
1.65
1.71
1.78
1.85
1.92
1.99
2.07
2.15
2.23
2.31
2.40
2.50
2.60
2.70
2.80
2.92
3.03
3.15
3.28
3.41
3.56
3.70
3.86
4.02
4.18
4.35
4.52
4.72
4.90
5.10
5.32
5.52
5.75
5.99
6.21
6.45
6.67
6.90
1.34
1.39
1.44
1.49
1.55
1.61
1.67
1.73
1.80
1.87
1.95
2.02
2.10
2.18
2.27
2.36
2.46
2.56
2.67
2.78
2.89
3.01
3.13
3.27
3.40
3.55
3.69
3.85
4.00
4.17
4.35
4.52
4.72
4.90
5.10
5.32
5.52
5.75
5.99
6.21
6.45
6.71
1.24
1.28
1.33
1.38
1.43
1.49
1.54
1.61
1.67
1.74
1.81
1.88
1.96
2.04
2.12
2.21
2.30
2.40
2.51
2.61
2.72
2.84
2.96
3.09
3.22
3.36
3.50
3.65
3.80
3.97
4.13
4.31
4.50
4.69
4.90
5.10
5.32
5.52
5.75
5.95
6.17
6.41
1.13
1.17
1.22
1.26
1.31
1.36
1.41
1.47
1.53
1.59
1.66
1.72
1.80
1.87
1.95
2.04
2.12
2.22
2.31
2.42
2.53
2.64
2.75
2.88
3.01
3.14
3.28
3.42
3.57
3.73
3.89
4.07
4.26
4.44
4.63
4.83
5.03
5.24
5.43
5.65
5.88
6.10
...
...
1.10
1.14
1.18
1.23
1.28
1.32
1.38
1.43
1.49
1.55
1.62
1.68
1.76
1.83
1.92
2.00
2.10
2.19
2.29
2.40
2.51
2.62
2.75
2.87
3.01
3.15
3.30
3.46
3.62
3.79
3.97
4.15
4.33
4.52
4.72
4.90
5.10
5.29
5.49
5.71
...
...
...
...
...
...
...
1.18
1.22
1.27
1.32
1.37
1.43
1.49
1.56
1.62
1.69
1.77
1.86
1.94
2.03
2.13
2.23
2.34
2.46
2.58
2.70
2.83
2.98
3.12
3.28
3.44
3.61
3.79
3.97
4.15
4.33
4.52
4.72
4.90
5.10
5.32
...
...
...
...
...
...
...
...
...
...
...
...
1.25
1.30
1.35
1.41
1.47
1.54
1.61
1.68
1.76
1.85
1.93
2.03
2.13
2.24
2.35
2.48
2.61
2.75
2.89
3.04
3.19
3.36
3.52
3.69
3.88
4.07
4.26
4.44
4.63
4.83
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.30
1.36
1.42
1.49
1.56
1.63
1.71
1.80
1.89
1.98
2.09
2.21
2.33
2.45
2.58
2.72
2.87
3.03
3.19
3.36
3.52
3.69
3.86
4.05
4.24
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.34
1.40
1.47
1.55
1.62
1.71
1.80
1.89
2.00
2.11
2.23
2.36
2.50
2.64
2.78
2.92
3.08
3.24
3.40
3.57
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.35
1.42
1.49
1.57
1.66
1.75
1.85
1.95
2.06
2.17
2.29
2.42
2.54
2.68
2.82
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
... .
...
...
...
...
...
1.32
1.39
1.46
1.54
1.62
1.70
1.79
1.89
1.98
2.08
18
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9

LAWS OF GUYANA
46 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
THE REVISED TABLES
(see footnote to section 37)
TABLE A
THE YEARLY PENSION, PAYABLE BY MONTHLY INSTALMENTS, SECURED BY
A SINGLE PAYMENT OF 1
Age of husband
last birthday
Age of wife last birthday
15 20 25 30 35 40 45 50 55 60 65
15
6
7
8
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
1.064
1.010
.962
.917
.877
.840
.800
.763
.725
.690
.658
.625
.595
.568
.543
.518
.495
.472
.450
.429
.408
.389
.370
.353
.338
.322
.307
.292
.279
.267
.256
.244
.234
.224
.215
.205
.196
.188
.181
.174
.168
.161
.156
.150
.145
1.163
1.111
1.053
1.000
.952
.909
.862
.820
.781
.741
.704
.671
.637
.606
.578
.552
.526
.500
.476
.452
.429
.408
.389
.370
.353
.337
.322
.307
.293
.280
.267
.256
.244
.234
.224
.214
.204
.196
.188
.181
.174
.167
.161
.155
.149
1.299
1.235
1.176
1.111
1.053
1.000
.952
.901
.855
.813
.775
.735
.699
.662
.629
.599
.571
.543
.515
.490
.463
.439
.417
.395
.376
.358
.341
.325
.310
.295
.281
.268
.256
.245
.234
.224
.214
.205
.197
.189
.181
.175
.168
.162
.156
1.429
1.370
1.299
1.235
1.176
1.124
1.064
1.010
.962
.909
.862
.820
.775
.735
.694
.658
.625
.592
.562
.532
.503
.476
.450
.427
.407
.386
.368
.350
.332
.315
.300
.286
.272
.260
.249
.238
.227
.217
.208
.200
.191
.184
.177
.170
.164
...
...
...
...
...
1.250
1.190
1.136
1.087
1.031
.980
.935
.885
.840
.794
.746
.704
.667
.633
.599
.565
.535
.505
.476
.450
.426
.403
.382
.362
.344
.327
.311
.296
.282
.268
.255
.243
.233
.223
.213
.204
.196
.189
.182
.175
...
...
...
...
...
...
...
...
...
...
1.124
1.075
1.020
.971
.917
.862
.813
.769
.730
.690
.649
.613
.578
.543
.513
.483
.457
.431
.408
.386
.365
.346
.328
.312
.296
.281
.267
.254
.243
.231
.221
.212
.204
.196
.188
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.010
.952
.901
.855
.806
.758
.714
.671
.633
.595
.562
.532
.503
.474
.446
.420
.397
.375
.355
.336
.317
.301
.286
.272
.258
.246
.235
.225
.216
.207
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.909
.862
.813
.769
.719
.676
.637
.599
.565
.532
.500
.472
.444
.420
.395
.373
.353
.334
.317
.301
.285
.271
.259
.247
.236
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.826
.781
.741
.699
.658
.617
.581
.546
.515
.485
.457
.431
.407
.385
.364
.344
.325
.309
.294
.281
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.787
.741
.694
.654
.617
.585
.552
.524
.495
.467
.439
.414
.394
.373
.356
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.781
.735
.694
.658
.625
.592
.559
.530
.505
.483
15
6
7
8
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 47
L.R.O. 1/2012
TABLE B
THE YEARLY PENSION, PAYABLE BY MONTHLY INSTALMENTS, SECURED BY A
YEARLY CONTRIBUTION OF 1, PAYABLE BY MONTHLY INSTALMENTS,
TERMINATING ON THE ATTAINMENT OF AGE 60
Age of husband
last
birthday
Age of wife last birthday
o f h u s b a n d l a s t
b
i
r
t
h
d
a
y
15
20
25
30
35
40
45
50
55
60
65
15
6
7
8
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
16.27
15.36
14.54
13.77
13.08
12.44
11.76
11.13
10.48
9.89
9.34
8.79
8.28
7.81
7.38
6.95
6.55
6.16
5.78
5.42
5.06
4.73
4.41
4.11
3.84
3.57
3.31
3.05
2.82
2.60
2.40
2.19
2.00
1.81
1.64
1.46
1.29
1.14
.99
.84
.70
.55
.42
.28
.14
17.78
16.89
15.91
15.02
14.20
13.46
12.67
11.97
11.29
10.62
10.00
9.43
8.86
8.34
7.86
7.41
5.96
6.52
6.11
5.71
5.32
4.96
4.63
4.31
4.01
3.73
3.47
3.21
2.96
2.73
2.50
2.30
2.09
1.90
1.71
1.53
1.35
1.19
1.03
.87
.72
.57
.43
.29
.14
19.86
18.78
17.77
16.68
15.70
14.81
13.99
13.14
12.37
11.65
11.00
10.33
9.72
9.11
8.55
8.04
7.56
7.08
6.61
6.19
5.74
5.34
4.97
4.60
4.27
3.96
3.67
3.39
3.13
2.88
2.63
2.40
2.19
1.98
1.79
1.60
1.41
1.24
1.07
.91
.75
.60
.45
.30
.15
21.85
20.83
19.63
18.54
17.54
16.65
15.64
14.73
13.91
13.03
12.24
11.53
10.78
10.11
9.43
8.83
8.27
7.72
7.22
6.72
6.24
5.79
5.36
4.97
4.63
4.27
3.96
3.66
3.36
3.07
2.81
2.57
2.33
2.11
1.90
1.70
1.50
1.31
1.13
.96
.79
.63
.47
.31
.16
...
...
...
...
...
18.51
17.49
16.57
15.72
14.78
13.92
13.15
12.31
11.55
10.79
10.01
9.32
8.70
8.13
7.56
7.01
6.51
6.01
5.54
5.11
4.72
4.34
3.99
3.66
3.35
3.06
2.79
2.53
2.28
2.05
1.82
1.61
1.41
1.22
1.03
.85
.67
.51
.34
.17
...
...
...
...
...
...
...
...
...
...
15.96
15.11
14.19
13.36
12.46
11.57
10.76
10.03
9.37
8.71
8.05
7.46
6.88
6.32
5.83
5.35
4.92
4.50
4.12
3.76
3.42
3.10
2.80
2.53
2.26
2.00
1.76
1.54
1.33
1.11
.92
.73
.55
.36
.18
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
13.55
12.60
11.75
10.98
10.18
9.40
8.68
7.99
7.37
6.76
6.22
5.73
5.25
4.79
4.35
3.94
3.56
3.21
2.88
2.56
2.26
1.99
1.73
1.48
1.24
1.02
.81
.60
.40
.20
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
11.27
10.48
9.68
8.96
8.17
7.49
6.86
6.26
5.71
5.19
4.68
4.23
3.80
3.40
3.01
2.66
2.33
2.02
1.73
1.45
1.18
.93
.69
.46
.23
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
9.15
8.41
7.74
7.06
6.41
5.78
5.21
4.67
4.17
3.70
3.26
2.85
2.46
2.10
1.76
1.43
1.12
.83
.54
.27
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
7.37
6.65
5.93
5.30
4.71
4.17
3.65
3.17
2.70
2.25
1.82
1.42
1.05
.69
.34
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
5.57
4.86
4.20
3.59
3.02
2.46
1.92
1.42
.93
.46
15
6
7
8
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
LAWS OF GUYANA
48 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
TABLE C
THE SINGLE PAYMENT WHICH WILL SECURE A PENSION OF 1, PAYABLE BY
MONTLY INSTALMENTS
Age of husband
last birthday
Age of wife last birthday
15
20
25
30
35
40
45
50
55
60
65
15
6
7
8
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
.94
.99
1.04
1.09
1.14
1.19
1.25
1.31
1.38
1.45
1.52
1.60
1.68
1.76
1.84
1.93
2.02
2.12
2.22
2.33
2.45
2.57
2.70
2.83
2.96
3.11
3.26
3.42
3.58
3.74
3.91
4.09
4.27
4.46
4.66
4.87
5.09
5.31
5.52
5.75
5.97
6.20
6.43
6.66
6.89
.86
.90
.95
1.00
1.05
1.10
1.16
1.22
1.28
1.35
1.42
1.49
1.57
1.65
1.73
1.81
1.90
2.00
2.10
2.21
2.33
2.45
2.57
2.70
2.83
2.97
3.11
3.26
3.41
3.57
3.74
3.91
4.09
4.28
4.47
4.68
4.89
5.10
5.32
5.52
5.75
5.99
6.21
6.45
6.71
.77
.81
.85
.90
.95
1.00
1.05
1.11
1.17
1.23
1.29
1.36
1.43
1.51
1.59
1.67
1.75
1.84
1.94
2.04
2.16
2.28
2.40
2.53
2.66
2.79
2.93
3.08
3.23
3.39
3.56
3.73
3.90
4.08
4.27
4.47
4.67
4.87
5.08
5.29
5.51
5.73
5.95
6.17
6.40
.70
.73
.77
.81
.85
.89
.94
.99
1.04
1.10
1.16
1.22
1.29
1.36
1.44
1.52
1.60
1.69
1.78
1.88
1.99
2.10
2.22
2.34
2.46
2.59
2.72
2.86
3.01
3.17
3.33
3.50
3.67
3.84
4.02
4.21
4.40
4.60
4.80
5.01
5.23
5.43
5.65
5.88
6.09
...
...
...
...
...
.80
.84
.88
.92
.97
1.02
1.07
1.13
1.19
1.26
1.34
1.42
1.50
1.58
1.67
1.77
1.87
1.98
2.10
2.22
2.35
2.48
2.62
2.76
2.91
3.06
3.22
3.38
3.55
3.73
3.92
4.11
4.30
4.49
4.69
4.90
5.10
5.29
5.49
5.71
...
...
...
...
...
...
...
...
...
...
.89
.93
.98
1.03
1.09
1.16
1.23
1.30
1.37
1.45
1.54
1.63
1.73
1.84
1.95
2.07
2.19
2.32
2.45
2.59
2.74
2.89
3.05
3.21
3.38
3.56
3.74
3.93
4.12
4.32
4.52
4.72
4.90
5.10
5.32
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.99
1.05
1.11
1.17
1.24
1.32
1.40
1.49
1.58
1.68
1.78
1.88
1.99
2.11
2.24
2.38
2.52
2.67
2.82
2.98
3.15
3.32
3.50
3.68
3.87
4.06
4.26
4.44
4.63
4.82
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.10
1.16
1.23
1.30
1.39
1.48
1.57
1.67
1.77
1.88
2.00
2.12
2.25
2.38
2.53
2.68
2.83
2.99
3.15
3.32
3.51
3.69
3.86
4.05
4.23
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.21
1.28
1.35
1.43
1.52
1.62
1.72
1.83
1.94
2.06
2.19
2.32
2.46
2.60
2.75
2.91
3.08
3.24
3.40
3.56
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.27
1.35
1.44
1.53
1.62
1.71
1.81
1.91
2.02
2.14
2.28
2.42
2.54
2.68
2.81
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.28
1.36
1.44
1.52
1.60
1.69
1.79
1.89
1.98
2.07
15
6 7
8
9
20
1
2
3
4
25
6
7
8
9
30
1
2
3
4
35
6
7
8
9
40
1
2
3
4
45
6
7
8
9
50
1
2
3
4
55
6
7
8
9
LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 49
L.R.O. 1/2012
PART 1A
1978 TABLE A (FEMALE OFFICERS)
TO THE DEPENDANTS OF A FEMALE OFFICER
THE YEARLY PENSION, PAYABLE BY MONTHLY INSTALMENTS,
SECURED BY A SINGLE PAYMENT OF 1

Age of wife last
birthday
Age of husband last birthday
20 25 30 35 40 45 50 55 60 65
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
1.807
1.724
1.635
1.554
1.469
1.393
1.312
1.240
1.166
1.100
1.034
.973
.913
.859
.806
.759
.711
.670
.628
.591
.554
.523
.491
.464
.435
.411
.387
.366
.345
.327
.308
.292
.276
.262
.249
.237
.224
.213
.202
.193
2.064
1.972
1.873
1.782
1.687
1.601
1.509
1.426
1.340
1.262
1.185
1.114
1.044
0.979
.916
.860
.803
.754
.705
.661
.681
.581
.554
.512
.479
.451
.423
.399
.375
.354
.333
.315
.297
.281
.266
.252
.238
.226
.214
.204
2.394
2.293
2.184
2.081
1.974
1.876
1.771
1.673
1.572
1.481
1.391
1.307
1.223
1.145
1.069
1.001
.933
..873
.814
.761
.709
.664
.620
.581
.542
.508
.475
.446
.418
.393
.368
.347
.326
.308
.290
.274
.258
.244
.230
.218
...
...
...
...
...
2.222
2.108
1.997
1.880
1.773
1.667
1.567
1.467
1.373
1.281
1.197
1.114
1.040
.968
.903
.839
.783
.729
.680
.632
.590
.550
.515
.481
.450
.420
.394
.368
.346
.325
.306
.287
.271
.255
.241
...
...
...
...
...
...
...
...
...
...
2.050
1.932
1.809
1.693
1.579
1.475
1.373
1.280
1.190
1.108
1.028
.957
.888
.825
.764
.711
.661
.616
.573
.534
.496
.463
.431
.403
.377
.353
.330
.310
.290
.273
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.852
1.727
1.610
1.497
1.393
1.292
1.201
1.114
1.033
.955
.886
.821
.762
.706
.655
.607
.564
.523
.487
.453
.422
.393
.367
.342
.321
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.690
1.572
1.458
1.351
1.248
1.155
1.067
.987
.912
.843
.779
.721
.665
.616
.570
.529
.490
.455
.422
.394
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.548
1.432
1.324
1.221
1.126
1.038
.958
.882
.815
.752
.695
.641
.592
.546
.505
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.456
1.345
1.237
1.139
1.047
.963
.884
.813
.747
.687
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.400
1.288
1.182
1.082
.969

LAWS OF GUYANA
50 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
1978 TABLE B: (FEMALE OFFICERS)
THE YEARLY PENSION, PAYABLE TO THE DEPENDANTS OF A FEMALE OFFICER
BY MONTHLY INSTALMENTS, SECURED BY A YEARLY CON-TRIBUTION OF 1
PAYABLE BY MONTHLY INSTALMENTS, TERMINATING ON OR AFTER
ATTAINMENT OF AGE 55 AND BEFORE ATTAINMENT OF AGE 56
Age of wife last
birthday
Age of husband last birthday
20 25 30 35 40 45 50 55 60 65
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
26.01
24.67
23.24
21.94
20.59
19.37
18.08
16.94
15.76
14.72
13.66
12.71
11.76
10.92
10.08
9.32
8.58
7.92
7.26
6.69
6.12
5.61
5.12
4.67
4.24
3.85
3.48
3.13
2.80
2.50
2.20
1.93
1.66
1.42
1.19
0.97
.76
.56
.37
.18
29.49
28.02
26.45
25.00
23.50
22.13
20.68
19.38
18.04
16.83
15.61
14.50
13.39
12.40
11.42
10.53
9.67
8.89
8.13
7.47
6.82
6.23
5.67
5.15
4.66
4.22
3.80
3.41
3.04
2.70
2.37
2.08
1.79
1.53
1.28
1.04
.81
.59
.39
.19
33.81
32.23
30.53
28.93
27.26
25.70
24.06
22.57
21.04
19.64
18.22
16.91
15.60
14.42
13.26
12.21
11.20
10.27
9.37
8.57
7.80
7.10
6.44
5.83
5.26
4.74
4.25
3.80
3.38
2.99
2.62
2.29
1.96
1.67
1.39
1.13
.88
.64
.42
.21
...
...
...
...
...
29.96
28.16
26.50
24.79
23.19
21.55
20.02
18.49
17.09
15.72
14.47
13.26
12.14
11.06
10.09
9.17
8.32
7.53
6.80
6.12
5.49
4.91
4.38
3.88
3.42
2.98
2.59
2.21
1.87
1.55
1.26
.98
.71
.46
.23
...
...
...
...
...
...
...
...
...
...
25.93
24.15
22.35
20.69
19.06
17.56
16.10
14.74
13.43
12.24
11.11
10.06
9.08
8.17
7.33
6.56
5.85
5.20
4.59
4.03
3.50
3.03
2.58
2.18
1.80
1.45
1.12
.81
.52
.26
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
21.48
19.76
18.12
16.53
15.08
13.70
12.40
11.18
10.05
9.01
8.06
7.17
6.36
5.61
4.91
4.26
3.68
3.12
2.62
2.15
1.73
1.33
.96
.61
.30
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
17.36
15.76
14.22
12.80
11.49
10.28
9.13
8.08
7.11
6.21
5.38
4.64
3.93
3.29
2.69
2.15
1.64
1.18
.75
.37
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
13.33
11.90
10.53
9.28
8.11
7.02
6.04
5.11
4.27
3.49
2.79
2.13
1.53
.97
.47
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
9.51
8.21
6.97
5.82
4.75
3.79
2.89
2.07
1.31
.64
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
5.35
4.12
2.97
1.89
.90

LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 51
L.R.O. 1/2012
1978 TABLE C: (FEMALE OFFICERS)
THE SINGLE PAYMENT WHICH WILL SECURE A PENSION OF 1,
PAYMENT BY MONTHLY INSTALMENTS
Age of wife
last birthday
Age of husband last birthday
20 25 30 35 40 45 50 55 60 65
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
.55
.58
.61
.64
.68
.72
.76
.81
.86
.91
.97
1.03
1.10
1.16
1.24
1.32
1.41
1.49
1.59
1.69
1.81
1.91
2.04
2.16
2.30
2.43
2.58
2.73
2.90
3.06
3.25
3.42
3.62
3.82
4.02
4.22
4.46
4.69
4.95
5.18
.48
.51
.53
.56
.59
.62
.66
.70
.75
.79
.84
.90
.96
1.02
1.09
1.16
1.25
1.33
1.42
1.51
1.62
1.72
1.84
1.95
2.09
2.22
2.36
2.51
2.67
2.82
3.00
3.17
3.37
3.56
3.76
3.97
4.20
4.42
4.67
4.90
.42
.44
.46
.48
.51
.53
.56
.60
.64
.68
.72
.77
.82
.87
.94
1.00
1.07
1.15
1.23
1.31
1.41
1.51
1.61
1.72
1.85
1.97
2.11
2.24
2.39
2.54
2.72
2.88
3.07
3.25
3.45
3.65
3.88
4.10
4.35
4.59
...
...
...
...
...
.45
.47
.50
.53
.56
.60
.64
.68
.73
.78
.84
.90
.96
1.03
1.11
1.19
1.28
1.37
1.47
1.58
1.69
1.82
1.94
2.08
2.22
2.38
2.54
2.72
2.89
3.08
3.27
3.48
3.69
3.92
4.15
...
...
...
...
...
...
...
...
...
...
.49
.52
.55
.59
.63
.68
.73
.78
.84
.90
.97
1.04
1.13
1.21
1.31
1.41
1.51
1.62
1.75
1.87
2.02
2.16
2.32
2.48
2.65
2.83
3.03
3.23
3.45
3.66
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.54
.58
.62
.67
.72
.77
.83
.90
.97
1.05
1.13
1.22
1.31
1.42
1.53
1.65
1.77
1.91
2.05
2.21
2.37
2.54
2.72
2.92
3.12
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.59
.64
.69
.74
.80
.87
.94
1.01
1.10
1.19
1.28
1.39
1.50
1.62
1.75
1.89
2.04
2.20
2.37
2.54
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.65
.70
.76
.82
.89
.96
1.04
1.13
1.23
1.33
1.44
1.56
1.69
1.83
1.98
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.69
.74
.81
.88
.96
1.04
1.13
1.23
1.34
1.46
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.71
.78
.85
.92
1.01

LAWS OF GUYANA
52 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
1978 TABLE A: (MALE OFFICERS)
THE YEARLY PENSION, PAYABLE TO THE DEPENDANTS OF A MALE OFFICER BY
MONTHLY INSTALMENTS, SECURED BY SINGLE PAYMENT OF 1
Age of husband
last birthday
Age of wife last birthday
20
25
30
35
40
45
50
55
60
65
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
1.318
1.242
1.175
1.110
1.050
.990
.935
.878
.828
.778
.734
.690
.650
.611
.578
.542
.512
.481
.455
.429
.405
.382
.362
.342
.324
.306
.290
.275
.261
.248
.236
.224
.214
.204
.194
.185
.177
1.472
1.389
1.314
1.239
1.169
1.100
1.037
.973
.916
.859
.809
.758
.712
.667
.627
.588
.554
.519
.489
.460
.433
.407
.384
.362
.342
.323
.305
.289
.274
.260
.247
.234
.223
.212
.202
.192
.183
1.695
1.599
1.512
1.425
1.343
1.262
1.187
1.112
1.044
.976
.916
.855
.801
.748
.701
.655
.614
.574
.539
.505
.474
.444
.418
.393
.370
.348
.328
.310
.293
.277
.262
.248
.236
.223
.212
.201
.192
...
...
1.766
1.667
1.571
1.475
1.386
1.297
1.215
1.134
1.062
.989
.924
.861
.804
.749
.699
.651
.609
.568
.531
.496
.465
.435
.408
.383
.360
.339
.319
.301
.284
.268
.254
.240
.227
.215
.205
...
...
...
...
...
...
...
1.556
1.458
1.360
1.271
1.181
1.100
1.022
.951
.882
.820
.762
.710
.659
.614
.571
.533
.496
.463
.433
.406
.381
.357
.335
.315
.296
.279
.263
.249
.235
.223
...
...
...
...
...
...
...
...
...
...
...
...
1.344
1.248
1.159
1.073
.994
.921
.855
.791
.733
.680
.632
.586
.545
.507
.473
.441
.412
.385
.360
.337
.316
.297
.280
.263
.249
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.156
1.069
.986
.912
.843
.779
.719
.665
.616
.572
.530
.493
.459
.427
.398
.372
.348
.326
.305
.287
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.993
.915
.845
.780
.720
.665
.615
.570
.528
.490
.455
.424
.395
.368
.344
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.876
.808
.745
.687
.634
.586
.544
.504
.466
.434
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.794
.733
.677
.624
.577

LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 53
L.R.O. 1/2012
1978 TABLE B: (MALE OFFICERS)
THE YEARLY PENSION, PAYABLE TO THE DEPENDANTS OF A MALE OFFICER BY
MONTHLY INSTALMENTS, SECURED BY A YEARLY CONTRIBUTION OF 1
PAYABLE BY MONTHLY INSTALMENTS, TERMINATING ON OR AFTER
ATTAINMENT OF AGE 55 AND BEFORE ATTAINMENT OF AGE 56
Age of husband
last birthday
Age of wife last birthday
20 25 30 35 40 45 50 55 60 65
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
18.68
17.47
16.39
15.35
14.40
13.42
12.54
11.64
10.84
10.04
9.34
8.64
8.02
7.39
6.84
6.29
5.81
5.32
4.89
4.47
4.09
3.72
3.39
3.06
2.78
2.48
2.21
1.96
1.73
1.50
1.28
1.07
.88
.69
.51
.33
.17
20.80
19.49
18.28
17.09
16.00
14.88
13.87
12.87
11.97
11.07
10.27
9.47
8.76
8.05
7.42
6.81
6.27
5.73
5.25
4.79
4.37
3.96
3.60
3.24
2.93
2.61
2.33
2.06
1.81
1.57
1.34
1.12
.92
.72
.53
.35
.17
23.83
22.33
20.94
19.56
18.28
16.99
15.82
14.65
13.59
12.54
11.60
10.66
9.83
9.01
8.28
7.57
6.94
6.33
5.78
5.26
4.78
4.31
3.91
3.51
3.16
2.81
2.50
2.20
1.93
1.67
1.42
1.19
.97
.76
.56
.36
.18
...
...
24.26
22.71
21.23
19.74
18.35
16.98
15.72
14.49
13.38
12.28
11.29
10.33
9.46
8.63
7.88
7.16
6.51
5.90
5.34
4.81
4.34
3.88
3.47
3.09
2.74
2.41
2.10
1.81
1.54
1.28
1.04
.81
.60
.39
.19
...
...
...
...
...
...
...
20.16
18.71
17.25
15.88
14.54
13.33
12.17
11.12
10.11
9.21
8.34
7.55
6.81
6.15
5.52
4.95
4.42
3.94
3.49
3.08
2.69
2.34
2.01
1.70
1.41
1.14
.88
.65
.42
.21
...
...
...
...
...
...
...
...
...
...
...
...
16.08
14.69
13.39
12.15
11.04
9.97
9.01
8.10
7.30
6.53
5.83
5.19
4.60
4.06
3.57
3.11
2.69
2.30
1.94
1.60
1.30
1.00
.73
.47
.23
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
12.32
11.11
9.97
8.96
7.98
7.11
6.32
5.58
4.91
4.29
3.72
3.21
2.73
2.30
1.89
1.52
1.17
.85
.55
.27
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
8.93
7.91
6.97
6.12
5.34
4.62
3.97
3.37
2.82
2.31
1.85
1.42
1.03
.66
.32
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
5.98
5.14
4.35
3.63
2.97
2.37
1.81
1.31
.83
.40
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
3.15
2.41
1.74
1.11
.53

LAWS OF GUYANA
54 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
1978 TABLE C: (MALE OFFICERS)
THE SINGLE PAYMENT WHICH WILL SECURE A PENSION OF 1 PAYMENT BY
MONTHLY INSTALMENTS
Age of husband last
birthday
Age of wife last birthday
20 25 30 35 40 45 50 55 60 65
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
.76
.81
.85
.90
.95
1.01
1.07
1.14
1.21
1.29
1.36
1.45
1.54
1.64
1.73
1.85
1.95
2.08
2.20
2.33
2.47
2.62
2.76
2.92
3.09
3.27
3.45
3.64
3.83
4.03
4.24
4.46
4.67
4.90
5.15
5.41
5.65
.68
.72
.76
.81
.86
.91
.96
1.03
1.09
1.16
1.24
1.32
1.40
1.50
1.59
1.70
1.81
1.93
2.04
2.17
2.31
2.46
2.60
2.76
2.92
3.10
3.28
3.46
3.65
3.85
4.05
4.27
4.48
4.72
4.95
5.21
5.46
.59
.63
.66
.70
.74
.79
.84
.90
.96
1.02
1.09
1.17
1.25
1.34
1.43
1.53
1.63
1.74
1.86
1.98
2.11
2.25
2.39
2.54
2.70
2.87
3.05
3.23
3.41
3.61
3.82
4.03
4.24
4.48
4.72
4.98
5.21
...
...
.57
.60
.64
.68
.72
.77
.82
.88
.94
1.01
1.08
1.16
1.24
1.34
1.43
1.54
1.64
1.76
1.88
2.02
2.15
2.30
2.45
2.61
2.78
2.95
3.13
3.32
3.52
3.73
3.94
4.17
4.41
4.65
4.88
...
...
...
...
...
...
...
.64
.69
.74
.79
.85
.91
.98
1.05
1.13
1.22
1.31
1.41
1.52
1.63
1.75
1.88
2.02
2.16
2.31
2.46
2.62
2.80
2.99
3.17
3.38
3.58
3.80
4.02
4.26
4.48
...
...
...
...
...
...
...
...
...
...
...
...
.74
.80
.86
.93
1.01
1.09
1.17
1.26
1.36
1.47
1.58
1.71
1.83
1.97
2.11
2.27
2.43
2.60
2.78
2.97
3.16
3.37
3.57
3.80
4.02
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
.87
.94
1.01
1.10
1.19
1.28
1.39
1.50
1.62
1.75
1.89
2.03
2.18
2.34
2.51
2.69
2.87
3.07
3.28
3.48
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.01
1.09
1.18
1.28
1.39
1.50
1.63
1.75
1.89
2.04
2.20
2.36
2.53
2.72
2.91
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.14
1.24
1.34
1.46
1.58
1.71
1.84
1.98
2.15
2.30
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
...
1.26
1.36
1.48
1.60
1.73

LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 55
L.R.O. 1/2012
PART II
INSTRUCTIONS FOR THE USE OF THE TABLES A.—
CONTRIBUTOR WHO COMMENCED TO CONTRIBUTE
WHILE A BACHELOR I.—
First Wife’s Prospective Pension
The registered pension to be recorded on marriage is
found by adding together the two amounts calculated in
accordance with Rule l(a) and (b) respectively.
(a) Pension in consideration of the
contributions paid during
bachelorhood:
Rule 1(a). Accumulate the
contributions at 8 per cent per annum
compound interest with yearly rests
at each 31st December, and multiply
the results by the quantity found from
table A for the respective ages last
birthday of the husband and wife at
the date of marriage. The product
gives the registered pension on
account of the contributions paid
during bachelorhood.
(b) Pension in consideration of the annual
contribution current at the date of
marriage:
Multiply the amount of the current
annual contribution by the quantity
found from table B for the respective
ages of the husband and wife at the
date of marriage. The product gives
the registered pension on account of
the annual contributions current at
LAWS OF GUYANA
56 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
the date of marriage.
EXAMPLE
Officer born on ........................................... 31st July, 1893;
officer commenced to contribute on ......... 1st January, 1922;
officer married on .................................. .. 30th June, 1925;
wife born on ........................................... ... 12th August, 1899;
officer’s age last birthday at date of marriage
.................................31;
wife’s age last birthday at date of marriage ................................
25;
annual contributions—
1 st January, 1922 to 31st December, 1923-$86.40
annual contributions—
1st January, 1924, to date of marriage— $115.20.
accumulation of contributions paid during bachelorhood:—
contributions from
1st January, 1922, to 31st December 1922
......................................$86.40 contributions during 1923
.........................................................$86.40 one year’s interest at 8
per cent on. $86.40 ....................................$ 6.90

$179.70
contributions during 1924 ............................................................
$115.20
one year’s interest at 8 per cent on $179.70 ........... $
14.38

$309.28
contribution from
1st January, 1925, to 30th June, 1925 ...........................................$
57.60
half-year’s interest at 8 per cent on $309.28 ...............................$
LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 57
L.R.O. 1/2012
12.36
Total accumulation ........................................................................$
379.24
Quantity found from table A:—
husband 31) .397
wife 25)
$379.24 x .397 = $150.56 = registered pension for
contributions paid during
bachelorhood.
Annual contribution current at date of marriage, $115.20
quantity found from table B:—
husband 31) 3.638
wife 25)
$115.20 x 3.638 = $419.10 = registered pension for annual
contribution current at
marriage.
Total registered pension recorded on the bachelor contributor
marrying:
by rule I (a) $150.56
by rule I (b) $419.10
Total $569.66

(c) Variations in pension consequent on
increments to and decrements from
the current annual contribution while
the contributor is married to his first
wife:
Multiply the amount of the increment
to, or the decrement from, the current
annual contribution by the quantity
found from table B for the respective
ages last birthday of husband and
wife at the date of the variation of
contribution. The product gives the
amount to be added to the registered
LAWS OF GUYANA
58 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
pension consequent on the increment
to, or deducted from it consequent on
the decrement from the annual
contribution.
Cessation of contribution from any
cause before the completion of its full
period must be treated as a decrement
from it equal to its total amount.
EXAMPLE
Assume particulars as in example already given, and continue
as follows:—
annual contribution increased on 31st May, 1930, from
$115.20 to
$144.00, and on 30th April, 1935 from $144.00 to $168.00.
Annual contribution ceased on 31st March, 1950.
1930, May 31st-Increment to current annual contribution, $28-
80. quantity found from table B:—
husband 36) 3.125
wife 30)
$28.80 x 3.125 = $90.00 = amount to be added to registered
pension. Registered pension at marriage (see previous
example) $569.66
Add.............................................................................. .. $
90.00
Registered pension as at 31st May, 1930 .....................
$659.66
1935, April 30th-Increment to annual contribution $24.00
quantity found from table B:—
husband 41) 2.706
wife 35)
LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 59
L.R.O. 1/2012
$24.00 x 2.706 = $64.94 = amount to be added to registered
pension. registered pension at 31st May, 1930 (as above) ........
.............$659.66
add ...................................................................................................$
64.94
registered pension as at 30th April, 1935
...................................$724.60
1950, March 31st.—Cessation of contribution = decrement of
$168.00.
quantity found from table B:—
husband 56)
wife 50) 1.162
$168.00 x 1.162 = $195.22 = amount to be deducted from
registered pension:
registered pension at 30th April, 1935 (as above) ..........
$724.60
deduct ..................................................................................
$195.22
registered pension as at 31st March, 1940 .....................
$529.38
II.—Second and Subsequent Wife’s Prospective Pension
RULE 2
(a) Variations of pension consequent on
increments to and decrements from
the current annual contribution while
the contributor is a widower:
Assume that the contributor to be
married to a wife of the age last
birthday that his last preceding wife
would have reached had she
LAWS OF GUYANA
60 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
[6 of 1981]
survived to the date of the variation of
contribution, and proceed in
accordance with rule 1(c).
EXAMPLE
If the particulars be as in the last preceding example, except
that the wife born on 12th August, 1899, died on 30th
November, 1927, it would be assumed that the contributor
was, at the date of each of the three variations of
contributions, married to a wife, still surviving, born on 12th
August, 1899. The calculations would thus be identical with
those in the last preceding example.
(b) Variations of pension consequent on
re-marriage of contributor:
(i) If the second or subsequent
wife was, at the date of the
remarriage, of the same age last
birthday as the last preceding
wife would have reached had
she survived to that date, there
is no change in the pension.
(ii) If the second or subsequent
wife is, at the date of
remarriage, of a less or greater
age last birthday than the last
preceding wife would have
reached had she survived to
that date, multiply the amount
of the registered pension by the
quantity found from table C for
the age last birthday of the
husband at the date of re-
marriage and the age last
birthday which the last
preceding wife would have
attained had she been still
LAWS OF GUYANA
Dependants’ Pension Cap. 27:08 61
L.R.O. 1/2012
surviving; and multiply the
product by the quantity found
from table A for the ages last
birthday of the husband and
second or subsequent wife at
the date of re-marriage.
The result gives the registered pension to be recorded on the
remarriage of the contributor.
EXAMPLE
Assume preliminary particulars as in previous examples and
proceed thus:
first wife died on ......................................... 30th November,
1927;
contributor re-married on .......................... 31st January, 1932;
contributor’s age last birthday at
date of re-marriage .............................. 38;
second wife born on .................................. 30th June, 1901;
second wife’s age last birthday at
date of the re-marriage ......................... 30;
age last birthday which first wife
would have attained had she sur-
vived till date of the re-marriage 32.
1932, January 31st.-The second wife being of a less age next
birthday at the date of the re-marriage than the first wife
would have reached had she survived, the pension of
$659.66 registered as at 31 st May, 1930 (see example for rule 1
(c)) has to be recalculated: quantity found from table C.—
husband 38) 2.797 (for calculation see F.of this part);
wife 32)
quantity found from table A.—
husband 38) 350
LAWS OF GUYANA
62 Cap. 27:08 Dependants’ Pension
L.R.O. 1/2012
wife 30)
$659.66 x 2.797 x .350 = $645.77 = registered pension at 31st
January, 1932 (date of re-
marriage).
(c) Variations of pension consequent on
increments to and decrements from
current annual contribution during
second marriage of contributor:
Proceed as in rule 1 (c),
B.—CONTRIBUTOR WHO COMMENCED TO
CONTRIBUTE WHILE MARRIED
III.—First wife’s prospective pension
In every case of an officer who commenced to contribute
while married, the wife at the date of commencement of
contributions is to be considered as the officer’s first wife, and
no particulars are to be recorded respecting any former wife
to whom he may have been married, unless there be issue of
the former wife of a pensionable age; as to whom see C of this
part, rule 5.
RULE 3
(a) Pension in consideration of the annual
contribution current at the date of
commencement of the contribution:
Multiply the amount of the current
annual contribution by the quantity
found from table B for the respective
ages of husband and wife at the date
of commencement of contributions.
The result is the registered pension
required.
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EXAMPLE
Officer born on ........................................ 31st July, 1893;
officer married on .................................... 30th June, 1920;
officer commenced to contribute on ........ 1st January, 1924;
annual contribution current on
1st January, 1924 .................................. $86.40
wife born on ............................................ 12th August, 1899;
officer’s age last birthday on Ist January, 1924 30;w
wife’s age last birthday on Ist January, 1924 24;
quantity found from table B.—
husband 30) 3.755 (for calculation see F. of this part).
wife 24)
$86.40 x 3.755 = $324.43 = registered pension required.
(b) Variations of pension consequent on
increments to and decrements from
the current annual contribution while
the contributor is married to his first
wife:
Proceed as in rule 1(c).
IV.—Second and subsequent wife’s prospective pension
RULE 4
(a) Variations of pension consequent on
increments to, and decrements from,
the current annual contribution while
the contributor is a widower:
Proceed as in rule 2(a).(b) Variations
of pension consequent on the re-
marriage of the contributor:

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Proceed as in rule 2(b).
(c) Variations of pension consequent on
increments to, and decrements from,
the current annual contribution while
the contributor is married to his
second or subsequent wife:
Proceed as in rule 1 (c).

C.—CONTRIBUTOR WHO COMMENCED TO
CONTRIBUTE WHILE A WIDOWER
V.—Prospective pension to children by his first marriage
So long as a contributor’s children by his first marriage are
eligible for pension, a pension must be registered in their
behalf. If there are no such children, the widower should be
treated as if he were a bachelor.
RULE 5
For the purpose of calculating the registered pension
of the children assume that the deceased wife lived until the
date of commencement of contribution and died immediately
afterwards, and proceed in accordance with rule 3(a) and (b).
VI.—Second and subsequent wife’s prospective pension
RULE 6
For the purpose of calculating the registered pension
of the wife assume that the deceased wife survived to the date
of commencement of contribution and died immediately
afterwards; then proceed in accordance with the rules
applicable to the case of officers who commenced to
contribute while married.

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D.-CONTRIBUTOR WITH TWO OR MORE
BENEFICIARIES
RULE 7
Where there are children eligible for pension by two
or more deceased wives, or where there is a wife, and there
are also children eligible for pension by one or more previous
marriages, the pension of each beneficiary as found by the
above rules must be divided by the total number of
beneficiaries then existing in order to find the registered
pension of that beneficiary.
N.B.-In applying this rule each group of children of
pensionable age born of one deceased mother must be
reckoned as a single beneficiary.
E.-TREATMENT OF SURRENDER VALUES OF LIFE
ASSURANCE POLICIES PAID OVER TO THE FUND
RULE 8
(a) If the contributor is a bachelor or a
widower with-out children of a
pensionable age, the amount paid
over to the fund should be
accumulated as from date of payment
and treated in accordance with rule I
(a).
(b) If the contributor is married, or a
widower with children of a
pensionable age, the amount paid
should be multiplied by the quantity
found from table A for the respective
ages last birthday of the husband and
wife at the date of the payment. If the
contributor is a widower, assume that
the deceased wife survived until the
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said date and died immediately
thereafter.
F.-CALCULATIONS FOR AGES NOT GIVEN IN THE
TABLES
The wife’s age in the tables is given at quinquennial
intervals only. Ages of husbands and wives younger than the
youngest, or older than the oldest, given in the tables are to be
dealt with as if identical with the youngest and oldest there
given respectively.
For the intermediate ages of wives, interpolate by
exact fifths.
EXAMPLES
For table A, husband and wife aged respectively 35
and 27 last birthday .35 and 25 = .359; 35 and 30 = .375.
Difference .016. Add 3 of this to .359. Result .365.
For table B, husband and wife aged respectively 30
and 24 last birthday .30 and 20 = 3.638; 30 and 25 = 3.785.
Difference .147. Add 45 of this to 3.638. Result 3.755.
For table C, husband and wife aged respectively 38
and 32 last birthday .38 and 30 = 2.862; 28 and 35 = 2.699.
Difference .163. Deduct 2 of this from 2.862. Result 2.797.

(Note that the process for table C is subtractive, not
additive.)
_________

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SUBSIDIARY LEGISLATION
_________________
O.22/1974. DEPENDANTS’ PENSION (RATES OF
CONTRIBUTION) ORDER
made under section 21
Citation.

Amounts
deemed to be
maximum
salaries.
Schedule
1. This Order may be cited as the Dependants’ Pension
(Rates of Contribution) Order.
2. The amounts shown in the second column of the
Schedule shall, for the purposes of the Act, be deemed to be
the maximum salaries of the officers on the scales set out in the
first column of that Schedule.
__________
SCHEDULE
LIST OF PROPOSED INTERMEDIATE MAXIMA OF
REVISED SALARY SCALES
PRESENT SALARY SCALES PROPOSED
INTERMEDIATE
SALARIES
A5 : $160 x $11 - $226 $193
A6 : $166 x $11 - $ 243 $199
A7 : $171 x $11 - $226 x $12
- $262 $215
A8 : $176 x $11 - $209 x $12
- $281 $221
A9 : $184 x $14 - $310 $226
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A10: $203 x $15 - $338 $248
A11: $231 x $15 - $366 $276
A12: $250 x $16 - $394 $314
A13: $274 X $16 - $418 $338
A14: $298 x $16 - $442 $362
A15: $322 x $16 - $446 $370
NOTE
By Resolution No. VIII (passed by the Legislative Assembly on
21st December, 1962, and by the Senate on 24th December, 1962)
the Legislature approved—
(1) the payment of additional cost of living allowances
with effect from 1st January, 1961, to supplement those now in force,
to Government pensioners (including teachers), who retired prior to
1st January, 1961, and to Dependant pensioners who were awarded
pensions based on pre-1961 contributions, as follows:
(a) To pensioners (excluding Dependant
pensioners) who retired from posts on the
B and C scales after 31st December, 1953
cost-of-living allowances at rates equal to
the difference between the current pension
and the pension payable on the equivalent
revised salary at 1st January, 1961.
(b) To all other pensioners (including
dependant pensioners)—
(i) 10 per cent of "gross" pension
(basic and cost-of-living allowance,
if any) on "gross" pensions not
exceeding $1200 per annum.
(ii) $120 per annum on "gross"
pensions (basic plus cost-of-living
allowance, if any) exceeding
Dependants’ Pensions Rates of Contribution Orders
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Reg. 20/4/ 1926
18/7/1951
24/1962

Citation.

Annual
election
Contributions
of two persons
other than
public
Directors.
[Reg.
18/7/1851
24/1962]
$1200per annum;
(2) the increase of the dependants’ pensions awarded
after 1st January, 1954 but based on pre-1954 contributions, by a
cost of living allowance so as to bring the gross pensions payable
from 1st January, 1961, in line with gross pensions based on the
same contributions but awarded before 1st January, 1954.
__________
REGULATIONS
made under section 53
1. These Regulations may be cited as the Dependants’
Pensions Fund (Directors Election) Regulations.
2. (1) The Chairman of the Directors of the
Dependants’ Fund shall, not later than the 14th May in each
year cause a notice to be published in the Gazette and one
newspaper fixing a day and hour for the election of two
persons other than public officers to be Directors of the said
Fund.
(2) The election shall be not less than six and not
more than ten days after the day on which such notice is first
published, and shall be held at such convenient place in
Georgetown as the Chairman may appoint.
(3) Every contributor registered in accordance
with the provisions of the Dependants’ Pension Act shall be
entitled to vote at any such election.
Dependants Pension 69
DEPENDANTS’ PENSION FUND (DIRECTORS ELECTION)
officers as
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Mode of
voting at
election.

Declaration
and
publication of
result of
voting.

Reg. 3
(4) The two persons other than public officers
having the greatest number of votes shall be deemed to be
elected, provided that not less than twenty-five per cent of the
registered contributors vote at the election.
3. (1) Contributors shall record their votes in writing.
(2) Contributors who attend the place of election
may record their votes between the hours of 9 to 11 a.m. and 1
to 3 p.m. in a book to be kept by the secretary for that purpose.
(3) A contributor who does not attend at the place
of election may vote according to the form in the Schedule
signed by him, addressed to the secretary, and transmitted so
as to be delivered at the place of election before 3 o'clock on
the afternoon of the day on which the election is held.
4. (1) The Chairman shall cause the votes to be
counted and the names of the persons elected to be declared at
the conclusion of the counting.
(2) He shall cause a notice to be published in the
Gazette stating the names of the persons elected.
___________
SCHEDULE
I (name in full and office) of
the……………………………….Department do hereby register
my vote in favour of (names in full of members of National
Dated at …………this……........day of………….20…..

Assembly) to be Directors of the Dependants Fund.
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(Signed)
………………
To the Secretary of the
________________
Pension 71 Dependants’
Dependants Fund

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