HEALTH INSURANCE (STANDARD HOSPITAL BENEFIT) AMENDMENT
REGULATIONS 2010
FA E R
N

AT F
TQUO U

BERMUDA

HEALTH INSURANCE (STANDARD HOSPITAL BENEFIT) AMENDMENT
REGULATIONS 2010

BR 21 / 2010

The Minister responsible for health, acting on the recommendations of the
Bermuda Health Council, in exercise of the power conferred by section 40(1) of the Health
Insurance Act 1970, makes the following Regulations:

Citation
These Regulations, which amend the Health Insurance (Standard Hospital Benefit)

Regulations 1971 (“the principal Regulations”), may be cited as the Health Insurance
(Standard Hospital Benefit) Amendment Regulations 2010.

Inserts regulation A1
The principal Regulations are amended by, immediately before regulation 1,

inserting the following—

“Interpretation
In these Regulations—

“Act” means the Health Insurance Act 1970;

“compulsorily insurable” in relation to any person, means a person in
respect of whom an employer is required to effect a contract of health
insurance in pursuance of section 20 of the Health Insurance Act
1970.”.

A1

Amends regulation 3
Regulation 3 of the principal Regulations is amended by repealing subparagraph

(aa) of paragraph (xxxviii).

1

2

3

1

HEALTH INSURANCE (STANDARD HOSPITAL BENEFIT) AMENDMENT
REGULATIONS 2010

Inserts regulations 9 to 12
The principal Regulations are amended by, immediately after regulation 8, inserting

the following—

“Standard premium
Subject to regulation 10, the standard premium payable in respect of the

standard hospital benefit shall be $236.14 a month (or $54.49 a week where paid
weekly) of which $26.51 a month (or $6.12 a week) shall be paid into the Mutual
Re-Insurance Fund.

Standard premium for persons over 65
The standard premium payable in respect of the standard hospital benefit

for persons over the age of sixty-five years who do not qualify for subsidised hospital
treatment under section 2(1)(b) and (bb) of the Act shall be $865.03 a month (or
$199.62 a week) of which $26.51 a month (or $6.12 a week) shall be paid into the
Mutual Re-Insurance Fund.

Employer entitled to deduct half of standard premium
Where an employer has effected a contract of health insurance in

respect of an employee in pursuance of section 20 of the Act, the employer is
entitled to make the following deductions (being one half of the amount of the
standard premium payable in respect of the period) from the salary, wages or other
remuneration payable to that employee—

in the case of an employee, other than an employee who is over the
age of 65 years and who does not qualify for subsidised hospital
treatment under section 2(1)(b) or (bb) of the Act—

where the employee is paid monthly, at a rate not exceeding
$118.07 per month; or

where the employee is paid weekly, at a rate not exceeding
$27.25 per week; or

in the case of an employee who is over the age of 65 years and who
does not qualify for subsidised hospital treatment under section
2(1)(b) or (bb) of the Act—

where the employee is paid monthly, at a rate not exceeding
$432.52 per month; or

where the employee is paid weekly, at a rate not exceeding
$99.81 per week.

Paragraph (1) shall apply mutatis mutandis to a contract of health
insurance effected in respect of the non-employed spouse of an employee.

9

10

11 (1)

(a)

(i)

(ii)

(b)

(i)

(ii)

(2)

4

2

HEALTH INSURANCE (STANDARD HOSPITAL BENEFIT) AMENDMENT
REGULATIONS 2010

Deductions on termination of employment
Where during the course of a month, an employee ceases to be

compulsorily insurable by any employer by virtue of the termination of the
employee’s employment, the employer is entitled to make the following deductions
from the salary, wages, or other remuneration payable to that employee—

in the case of an employee, other than an employee who is over the
age of 65 years and who does not qualify for subsidised hospital
treatment under section 2(1)(b) or (bb) of the Act, at a rate not
exceeding $27.25 for each week or part of a week for which the
employee has been employed during that month and for any period
of extended cover for which the employer is liable to pay a premium
in pursuance of regulation 5 of the Health Insurance (Cover)
Regulations 1971; or

in the case of an employee who is over the age of 65 years and who
does not qualify for subsidised hospital treatment under section
2(1)(b) or (bb) of the Act, at a rate not exceeding $99.81 for each
week or part of a week for which the employee has been employed
during that month and for any period of extended cover for which
the employer is liable to pay a premium in pursuance of regulation
5 of the Health Insurance (Cover) Regulations 1971.

Paragraph (1) shall apply mutatis mutandis to deductions in respect
of a non-employed spouse who ceases to be compulsorily insurable by his or her
spouse’s employer.”.

12 (1)

(a)

(b)

(2)

Revokes BR 23/2009 and SR&0 14/1971
The Health Insurance (Standard Premium) Regulations 2009 and the Health

Insurance (Deductions) Regulations 1971 are revoked.

Commencement
These Regulations come into operation on 1 April 2010.

Made this 26th day of March 2010

Minister of Health

5

6

3